 My son is 18, and he was approved for a credit card faking his age without my knowledge. What do I do? |
| Before I knew it, he's already over-spent it and I don't know how to pay it, since we're not rich. Is there also a fault on the cc company's part. Because they've approved ... |
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 Help BAD BAD CREDIT? |
| I need some help.... I have mad a few mistakes with my credit and I have seen alot of things on my credit that scare me... I am scared to hire one of those credit repair firms and I am am scared of ... |
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 Good or Bad for My Credit? |
| I have two credit cards since 1997 I went ahead and consildated the credit I had on them to another card with a lower interest rate and with 1 year no interest on rolled over credit. The question is,... |
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 Where can I get £20,000 for free? |
| Serioulsy, I need £20,000 and dont want to have to pay it back?? Must be legal though...any ideas???... |
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 I need to cash a check - no bank account.? |
| I need to cash a Wells Fargo check at Wells Fargo, but I don't have an account there. Will I be charged? I've heard that I can cash the Wells Fargo check somewhere else, but they'll ... |
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 Bank card worry? |
| I lost my bank card a few days ago and they have sent me a new one. I wrote my signature on the bank but the ink ran a little so it looks messy. Does this matter? Plus, I need to activate my card but ... |
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 I am borrowing money from my mom? |
is there a good website that shows examples of contracts that we may use?
Additional Details
it is quite a bit of money guys about three thousand dollars, it wasnt her idea for the ... |
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 I have 3 credit cards that are maxed out at $3,500&$1,500 & $500. I have $3,000 cash ........? |
| How should I pay these down to so that it signifcantly raises my credit score? My credit score is 650, and when I inquire it says it is low because my credit card balances are too close to their ... |
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 Paying Off debt: Lump sum or Instalments? |
| I have 3 defaulted accounts, but unfortunately they have been sold already to collectors, some of them have been sold twice. For this reason I couldn’t reach any agreements about clear records from ... |
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MysteryKiss | I am 18 and I think I am ready for my first credit card? |
Any tips on what type of card to get or where to look for one? |
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Justice
 |
NO NIKKI NO.....DONT DO IT!!! CASH IS A GIRLS BEST FRIEND |
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summerbabe20_1980
 |
My first card was a Discover card. It had a $1,000.00 limit. |
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Moe the Rat
 |
Get a job first. |
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RuffRuff
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Credit Bubble :) |
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Think About It
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Don't!
Stick with cash. |
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adphllps
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DON'T DO IT!!!
Go with the checking card from your bank if you must! All credit cards are scams! Cards are the best way to get into crushing debt and now you can't get out from under them using bankrupcy!! |
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michaelsgdec
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Go ahead, make sure you can pay for what you buy. |
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vinible2006
|
Age doesn't mean anything.
Do you work?
Atleast 8 hours a day for 5 days?
Responsible with your actions and money? |
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J. T. N
 |
Go ahead...I recommend a fake name, social security number, a "black box" to re-route collection agency calls and be sure to provide an "address-within-an-address" to avoid them contacting you by mail. Your not old enough nor responsible enough for a credit card yet... |
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anon1mous
|
I'm 18 too but I wouldn't touch a credit card with a 40 foot pole.
My reason: I am afraid I will spend too much and end up in debt. I would only take this situation if I really had to go into debt like if I went to uni next year and I had no money saved up in my first year.
Trust me, it's better to stick to debit card. Once I saw my cousin's balance and it said like over 2000... she was 18 at the time but now I realise it was over -2000. Don't do it! |
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JC
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American Express Blue card. It was my first card and it is awesome. The rewards program is great.
Be careful with credit cards, coming from first hand experience. |
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crazy in Texas
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do not get into a trap! |
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desotobrave
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The best tip is: Don't!!!!! There is no need for credit cards. Borrow as little as you can for your entire life. If you can't afford to pay cash for something right now, how will you do it next month? |
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Billy
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Visa and MasterCard are more widely accepted than any other. Look for a low fixed rate. Don't be lured in by a low or 0% intro rate. All of my cards are from Chase, over the years they have shown to be the best company compared to others, at least for me. Also if you drive alot you may want to look into a card that offers cash back on gas. Chase has those as well, but the interest rate isn't that great. And most importantly, pay the balance off each month. If you can't do that then you are not ready for a credit card. |
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lanie1713
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Oh know, you dont want know credit card,You should wait.They are trouble.paid cash for what you want to buy. |
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those that really matter to you!
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the first thing you do is get a jod work for like one year and then get a discover credit card |
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Janet K
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Try for a card with a low interest rate; there are ads for credit card companies everywhere; either that or see a bank. Try to stay away from American Express; they make you pay your entire balance every month. Good luck to you! |
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morgan
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don't do it! it will lead you down a path to debt. but since you are asking i will tell you that it is probably easiest to get a department store credit card first. then the major credit card offers will find their way to your mailbox. my first card was a target card. |
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Q.
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Don't get too many credit cards. Be careful-- make sure you pay your credit card at least two weeks before the due date.
Don't get a card w/ an annual fee. |
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jim
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dont do it, pay in cash. |
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countdown
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why |
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