 I ran my credit report on freecreditreport.com...? |
| It asked for a credit card number and said it would run just $1 to validate my account. Those of you who have used this site before, do I have to cancel something now so I am not charged anything ... |
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 Which way should I go bankruptcy or reposession? |
| Due to the economy I am no longer able to afford my mobile home note. We have made the decision to move in with my mother to consolidate living expenses in a traditional house that is already paid ... |
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 L.A. Fitness will not stop debiting my account even though I cancelled my membership.? |
| I have tried to cancel the credit card, but they won't do it unless I have 30 days without charges, and that won't happen because L.A. Fitness continues to debit it. What can i do?... |
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 If i have money from another country? |
| I have some money from jamaica and the dominican republic, can I get U.S dollars for this? if so where?... |
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 Using A Credit Card To Help Pay My Tuition? |
| I just saw on my tution bill, an extra 1300 bucks, No really idea how to cover it. My Work Study is only worth 1100. I just got a new credit card offer for 0% apr until december 2007. Now that doesn&#... |
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 Online payday loans please help 10 points for best answer? |
im thinking of applying for an online payday loan but theres so many site's which is the best site to get a loan i dont wanna get ripped off!! any suggestions? please add links
thank you :)... |
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 I just checked my annual credit report and I have a question I hope you can answer? |
I still have some adverse accounts from the past. In other words, some medical bills that are in collections that I have not paid in years.
My question is, will the collection agencies be ... |
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 What do i look for when purchasing a credit card? |
| I already have a debit card but I think im going to need a credit card or college please help.And do i need to find a low apr or a high which one is better 0% is bad right.... |
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 Merchant refuses to accept credit card even though card sign displayed? |
| A coffee shop had credit card symbols on it glass -- visa, mastercard, american express. So i asked for a coffee, and just as i was about to hand my american express card for payment, the cashier ... |
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 Help help help!!!!? |
| me and my partner need to get a loan but we have got bad credit, does anyone know of any good loans which will give us a loan?... |
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 Debt acquired BEFORE marriage? |
| Long story short, I'm engaged & my fiance' has accumulated close to $35,000 worth of debt. Would credit card companies, etc. be able to legally come after me once we're married to ... |
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 How do i get $30 in 2 weeks? |
| i know i get very little money so plz dont say anything ... |
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 How to repair my credit? ? |
| Do those credit relief people really help you? If so, which company do u recommend?!?... |
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| I need some cash from credit card? |
| i need some cash but my dad is out of town and i have his credit card so how do i get some cash using his credit card.....i cant use it in some shop also so is there any way from which i can get some ... |
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 Help!?! DO I TELL EXPERIAN ABOUT MY CREDIT HISTORY OR NOT? |
| Ok so i have been with my bank for 9 years. for the last 3 years i have been in debt to the bank and have worked out an arrangement with them to pay back what i owe. They almost took me to the debt ... |
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 Can my son have an addional card from my credit card account? |
| I have a son which is 14 years old. I'm having a discover card right now and he wants to have an additional card from my discover account. I think he has what it takes to have his own credit ... |
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Dagainesexyback | I am 19, and I do not have any credit? |
I have no credit ...besides opening a checking and saving account. With this little amount of credit..can I get a cell phone turned on in my name??? If I can does that build credit? |
 |
 
george 2
 |
yes and yes. |
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invisible
|
YES IT DOES HELP...in my experience I had a cell phone in my name for 6 mths and then I applied for a BEST BUY credit card and was approved for like 800.00.....BUT PLEASE BEWARE OF CREDIT CARD DEBT...i learned the HARD WAY! I knw t-mobile is easy to get a cell phone with a low deposit for no credit people! |
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K.C.
 |
Having a checking or savings account does not build credit but it is a great start to managing your money. Regarding your cell, sometimes having no credit is as worse as having bad credit. Creditors don't know if they can "trust" you because you have no credit history. However it is a cell phone not a credit card. My advice would be try it. Some cell phone companies specifically T-Mobile offer Smart Access programs it comes with some limitations but you'll have your own phone. If a cell phone company denies you try a low limit credit card to at least get you some credit started, then try back to a cell phone comany within 6 months. Be wise and research if you go this route. Pay your bill ON TIME. Hope this helps |
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robert w
 |
a candid answer with out the sugar.
congratulations you have no line of credit.
you haven't fallen into the commoners trap of debt slavery. learn to own your money b4 it owns you.
get a trak type phone with prepaid minutes so you can be in control of your bills else u end up with a 300-880$ bill you can't pay.
that really messes up your credit.
visit daveramsey.com to learn what the credit slave cards and bankers pray u never ever learn or worse apply in ur life.
how to own your money.
u can buy nice cars cash. building credit only teaches u how to make others richer, |
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Celz
|
I have had cell phone accts and the only time I ever seen them report to my CR was when I didnt pay my one of my bills and it went into a collection agency so i dont think that by having a cell phone acct you can build credit. I received my first credit card with no credit history thru chase, it was only for $200 so you should try them. if you get approved you should also open a store credit card like macys or something. that was my second card, but you must have an existing credit card to open up credit with them. if denied you should just simply apply for a secured credit card, you basically apply your own limit and it is reported to the credit bureaus every month so your actually building credit history which is what you want. remember just simpy having a credit card is not what it is all about. for best possible results you should not max out your cards, do not keep a balance of 25-30% or more on your card, do not try to get too much credit because if denied inquiries can affect your score, and too much credit is also bad. make sure you pay off your bill every month on time, Late payments cause a huge decrease in your score. be careful. good luck. |
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Nancy W
 |
yes and yes.that is all i can say. |
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MICHAEL L
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yes and yeas however ask your bank if they have a credit card that can be linked to your account in this way what you have in the bank is your credit limit |
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