 I owe $6000 in credit debt, but i am unable to make payment. I am out of the Country right now and wouldn't be |
| coming back anytime soon maybe more than 10 years. Any suggestion about what i should do about this debt? I am not so worry about bad credit because i wouldn't need credit for anything in the US ... |
|
| Credit Score When Buying a Car? |
| Does buying a car affect your credit score? Does it go down because you've made such a large purchase, or up because you qualify to buy such an expensive item?... |
|
 Who in the HE** came up with the idea of credit checks to rent an apartment or house? |
| I feel that is a bunch of bull!! I am having a hard time trying to find an apartment or house for my family because I had a car repossesed. Now, thats crazy!! The reason I couldn't pay my car ... |
|
| Do I have to pay a bill from my doctor that I went to 4 years ago? |
I just received the bill of $400.00. I don't know the details. I know I didn't have any blood test as the bill claims. I only went to take care of my acne.
Do I have to pay ... |
|
 Could you tell me how to save money? |
| Because I always waste my money soon.... |
|
 Can we be turned over to collections even if we are making some sort of payment a month on the account? |
| There's a school account that we verbally agreed to make a monthly payment on for a certain amount. We fell short this month due to extra bills piling up so we made a payment that was less then ... |
|
 Plese tell me how bad or fair my credit scores are? |
| hi i would like to apply for a loan through a credit union (TDECU) but i'm scared my credit score isnt high enough. my future husband has somewhat good credit and is already on his second loan ... |
|
 Can debt collector file lawsuit? |
| ok yesterday i sent a debt verification letter to this debt collector. ive already talked to them once but didnt agree to anything or give any info. just so happens some lawyer i think has something ... |
|
 Anyone know a place to actually GET a loan with bad credit? |
| We want to, more or less, get a loan for debt consolidation. We screwed up in the past, and have never been able to catch back up again to do it "right" We've gotten our sh** ... |
|
 Credit score? |
| I have a credit score of 550 and I am trying to get it up. I have paid off the majority of all the stuff that was bad on it except a few Dr. bills. I tried to get a home loan and they told me that if ... |
|
 Can i sue my credit card company? |
| I try to make is short. Last year, I made my final payment on my interest free consumer credit card via online banking. When I got my following statement it shows that payment was not received and I ... |
|
 What will happen if someone with unpaid credit card bills leaves the usa with no intention to return? |
| Let`s say one has a total of 8k outstanding balance of different credit cards. If this individual leaves the usa without paying the debts (lets say to africa or russia) will there be any criminal ... |
|
 I am looking to buy a house, but my fico is low. How can I raise my scores - fast? |
| I live in So Cal and the price to buy even a 1 bedroom in a run down neighborhood are outrageous. I make enough to pay the mortgage for a $550,000. home, but I need to have a 700 fico to be given a ... |
|
 I think I have been the target of fraud...perhaps a debt collection fraud? |
| Today I received a computerized voice message which stated that I should call back to discuss credit issues. I did return the call, but after 'waiting for the next available person' it ... |
|
 How do I get a hospital to write off a medical bill? I was uninsured and racked up $20,000 in debt!!? |
| I am a single Mom working full time now, but I am just barely getting by. My $20,000 debt is killing my credit and making it so hard to live. I do not want to file bankruptcy.... |
|
 What do you do when you are a few steps from being homeless? |
| My family and I our loosing our home of 14 years all because we tried to help someone out that had no where to go, and was homeless, and now because HUD calls her an unreported person, we have lost ... |
|
|  |
Miss T | I am 19 yrs old and severly in debt.... i need to know how to consolidate and get rid of it? |
I have about 4 payday loans out and a credit card that i have never paid for... i also have two kids a car note and rent every month plus the upkeep of my apt and car! i really want help.... i am still young....
Additional Details
i have a solid job at brinks and i am also attending school |
 |
 
Kmmv
 |
get rid of the credit card! stop borrowing money! If you have to eat toast for a month - do it! if you don't you're just digging a deeper hole that you'll never get out of. if you can't afford it dont buy it |
|
Melissa Marie
 |
check with government programs that can help you financially.
dont be afraid to ask for help either. ask your family members for help if you need it.
and find a good birthcontrol.
you are young but you got yourself into this mess and you'll ultimately have to be the one who gets yourself out of it. |
|
bigmatlem
|
How in the he-double hockey sticks did you get this deep this fast?
If you are using Payday loans you are spending way more than you are getting paid. So if you have this out and your credit card has never been paid plus you have 2 kids I suggest you pay only the essentials. As follows:
1) Close your bank account. Open a new one elsewhere to avoid payday from snatching everything in it.
2) Dump all unneeded expenses such as cable, phone, etc. Get a talk and toss cell phone for your home phone such as trakphone virgin or the like. Or if available get cricket.
3) If you are making that little you probably qualify for govt assistance such as food stamps and daycare assistance. Talk to your local economic security dept.
4) Find a car you can pay cash for.
5) Stop spending in excess of your income. Just because you think you want it doesn't mean you need it. Yeah it's nice to have nice things but do you really need that. Is it going to cloth you, feed you, or just bring you a moment of happieness?
6) If things get even tighter then I suggest talking with a bankruptcy lawyer about filing a chapt 13. Will it ruin your credit? Too late you already did that by not paying your card. |
|
Shimmy D
|
Talk to your parents. Hopefully you have a good relationship with them. I'm sure they will help you out by giving advice on where you can go for help. |
|
rayt721
|
It doesn't sound like you're going to be able to do much on your own if you have bad credit. You need professional help. Check out the organization below for a free consultation. They can help you make one payment at lower interest and better terms or will advise you to bankruptcy if that's your only solution out of the mess you're in. Stop thinking about consolidating... think about debt free!!! It's time to review your budget to know honestly what you can and cannot do. |
|
msdarkness
 |
file bankruptcy chapter-7, it's easy to start over especially when you are so young. |
|
Desperate
 |
you need a good solid career to start working this out.... |
|
gogs1225
|
First, assess your finances and get rid of anything you don't really NEED.
Try www.prosper.com - people lending to people. you call your rate. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 18 minutes(s) ago
| | | |
9 | 54 minutes(s) ago
| | | |
8 | 2 hour(s) ago
| | | |
9 | 6 hour(s) ago
| | | |
9 | 10 hour(s) ago
| | | |
9 | 2 day(s) ago
| | | |
9 | 6 day(s) ago
| | | |
9 | 2 week(s) ago
| | | |
7 | 2 month(s) ago
| | | |
9 | 7 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
