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 Credit card fraud...What will happen if I don't want to press charges?
Someone that I know used my name on a credit card without my permission. I know this person, and don't want to press charges. My brother however called an investigater because he is really mad ...


 I have NO credit history, where can I get a credit card from?
I'm in my early twenties. I'm not a student. I also need one that reports my limit to credit bureaus so I can build credit. My bank declined my credit card application because I have no ...


 Is it Possible for two people to have the same Social Security #?
I just found out that someone has a credit card in their name but using my social security number. I have never seen it on my credit report, and when I spoke to the credit card company they said this ...


 Where can I get a high risk personal unsecured loan without a cosigner?
I have really bad credit however I am trying to play catch up with my bills. Because of medical reasons I was off from both of my jobs. I work two jobs and I can pay over $300 a month on a $12000 ...


 Please HELP, Im going to cry. This seller/website has my credit card info, and they ripped me off?
I found a site a body jewelry site on google last week, and placed an order.

I contacted the owner of the site last week and asked a general question about my order and received no reply.<...


 How did $10,000 debt disappear?
I racked up $10,000 in debt at college while psychiatrically disabled. I used to get a letter asking for payment every month.
Now I don't get anything from them. Its been over a year now ...


 Can they hold you legally responsible for the debt if you are an authorized user on a credit card?

Additional Details
the credit card is not mine, i was just added as an authorized user. isn't the holder of the account responsible....


 I just turned 18 and need a credit card, but i keep getting denied for not having credit, what do i do?
any where i can apply for my frist credit card online thats guaranteed acceptance or anything?...


 My parents paid off my credit card for me and now I'm recieving all these offers for credit cards in the mail
can someone explain how I can keep these from coming? Because I don't need any more credit cards and this is just a waste of paper for them and I'm a little uncomfortable about my personal ...


 I need help my brother need wants to join but he hasnt got a credit card yet he 18 but he does now want one?
I need help my brother need wants to join but he hasnt got a credit card yet he 18 but he does now want one so what sould he do reply thanks
Additional Details
sorry i spelt loades of ...


 I just got a credit card and it has 0% APR for the first six months. What does that mean?
...


 What is the difference between a bank and a credit union?
which one is more likely to aproove me for a personal loan?...


 Is this a good offer for a credit card?
Its a Mastercard from Capital One, the credit line is $300, 0% APR on purchases until May 2008 - 9.9% after that and a $59 annual fee. I have 1 other credit card, Visa from WaMu with a $500 credit ...


 Why should I care about the credit crunch?
If I didn't watch the news, I wouldn't even know about the 'credit crunch' or 'recession' - we even bought our first home this year! The only thing I've noticed ...


 I am unable to pay the personal loans that i have taken from banks?
what to do it is impossible for me to pay the bank loans which i have taken from diffrent banks .I have no property right now,but i want to pay the loans but i will be not able to pay the intrests is ...


 How in the world do you actually get a FREE credit report with out a credit card? I never had one.?
So why cant i get approved for any thing? Not even a credit card they said that my credit is to bad. I havent even done anything to my credit to be bad.
Additional Details
Thank you all. ...


 What are some of the best credit cards for someone to start a credit history?
This person is a student and will graduate soon and wants a card so he can establish credit. Any ideas on a good one for someone who has never had credit?...


 I filed bankruptcy in 2004, should negative information continue to show on my credit report?
...


 My sister opened a credit card in her name and my mom's, ran up a lot of debt. Is my mom legally responsible?
One of my sister's opened a credit card account in her name and my mom's and ran-up a lot of debt, all without telling my mom. The account is now delinquent and in collections and the ...


 I received a letter stating that my account had been placed with a National Collection Agency?
This is a medical bill apparently. The first sencence says Your account has been placed witha NATIONAL COLLECTION AGENCY. Our client has not yet received full payment from lab work your physician ...



Francisco C
I am 20 years old with a credit score of 724, I am trying to get it to 750, is 724 decent for my age?
I got my first credit card when I was 18 years old.
                     
 




Lauren
Rating
Yeah, 724's good credit. I'm 20 and have a score of 609 (classified as "not good" by myfico.com), but that's because I'm paying off a $15k car loan. :/

Go to myfico.com, it's the most reliable credit evaluation site, and it'll straight out tell you (literally...right next to your score number), whether that number is Bad, Not Good, Good, Very Good, etc. It'll also give you a visual run-down of things affecting your score.


Rich
Rating
I'm with Munkoski... you know the answer. I guess you'll need that shiny credit score in the future to finance your Lexus SUV...


A W
Rating
It's good, but it fluctuates day by day and you can lose it and get it back and so on and so on... See if you can keep it good forever!!


LaJoya S
duh!


MYSTERY!!
724 is amazing for 20 years old! Its actually considered excellent for any age.
If you want it to continue going up make sure you dont have to many accounts open (I would say 3-5 is perfect). Make sure the balances are not close to your Maximum limit and make sure all your payments are on time.
Another thing is try to always pay more than the minimum of what they ask so they keep raising your limit.
Other than that, you just have to wait.


blondie197673
Rating
724 IS WONDERFUL MOST DONT EVEN HAVE A 600. IF YOU WANT IT RAISED PAY OFF SOMETHING SMALL ON YOUR REPORT DONT TRY TO APPLY FOR MORE CREDIT THAT HURTS YOUR SCORE IF YOU HAVE HAD A JOB FOR A YEAR YOU COULD GET A HOUSE LOAN GOOD LUCK


DanniM
Thats great for your age. You have better credit that most people. Don't worry, you are doing great.


christiangal27
Rating
your credit score is almost perfect


aly
Rating
Yes V.Good


Business boy
Rating
pretty good score keep it up


Brian G
For a 20-year-old, 724 is off the charts. Good job.


GG
that is supreme. you are awesome. keep it up. dont ever let your credit go to the poopers. its hard getting back.


munkoski
I hate when people ask questions that they already know the question to. Ask your daddy Donald Trump for some $ and buy a building or something jerk.


Eastwoods&#39; Baby
yes, i'd say that is pretty good. i got my house when i was 19 .


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