 I'm 20, how do I build credit? I pay for a car but that's not really helping all that much. Any ideas? |
| I heard you can get gas cards or something like that to improve your credit. I'm young so I'm not trying to buy a house or anything, I'm just worried about 1 day having bad credit so I... |
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 Credit card for someone with bad credit? |
| i have applied almost everywhere. when i was younger my mother used my name over some credit cards and screwed it all up. Anyone got a good card for someone with bad credit?... |
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 I'm buying a home in 6 months and need to clean up my credit. What's the best way to pay off my debt? |
| My debt is low, only about 3k, but it is spread out over 9 cards. Is it better to pay off the low balances first then work on the highes balance or the other way around?... |
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 Getting a credit card? |
| i just turned 18 and i have been trying to get a credit card, i have no credit history so no one will give me one. Has anyone applied for a credit card with no history and been approved for it. If so ... |
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 Is Paypal really secure? |
| I only ever use my debit card on Paypal,but in last week there have been several unauthorised withdrawals from my bank account by a mobile phone company and I do not have a mobile phone,has anyone ... |
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| If you have a outstanding debt which is 8yrs old and not payed it for 6.5 years do you still have to pay it? |
as i have now got a letter from them wanting the money in full
Additional Details
before you start slagging me off as some of you are doing, the debt was not my fault, it was through a ... |
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 First time credit card? |
I just recently got a credit card and I'm wondering if having the 24% apr that I do have is because this is my first credit card (I'm a student with no credit).
Anyway, I know this is ... |
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 My credit is ruined? |
My credit score is roughly 435. I have so many outstanding accounts. Not much debt around 7500 including student loans.. Would declaring bankruptcy help me?? I am so screwed lol.
Additional D... |
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 Is there anyone out there who will pay off my credit card debt for me? |
| its only about 15000, mostly from college. I cant seem to make any ground up on the balance. Just wondering if someone had an extra $15000 they would like to donate.... |
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 Keep getting refused a bank account cause of credit history, any advice? |
Not had a good credit history so I am being refused by banks. Are there any banks that will help does anyone know. Thanks.
Additional Details
Thanks every1 for your advice. I have just ... |
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 It is true that your credit history should be delete after 5years regardless the status of the account? |
| let say you have a unpaid account that showed on your credit report. and after 5 years should this unpaid account remove from your credit report?... |
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 Can anyone moved country and left debt unpaid? |
| I have ,like lots of other , loan (4gr) and credit card.Ive decided to move country and not come back, as my husband family live in other country.Can i just forget about that debt?My bank was riping ... |
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| Pushy debt collectors? |
| I have been paying my credit card debt each month without fail since being made redundant 6years ago.My first payment was £20 per month but it is now £60 per month.The collection agency is now ... |
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 How long does it take to get a credit card at macys? |
| After you have filled out all the info, and got accepted?... |
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cellswholesale | I am a 16 year old who has started my own cell phone company. as far as getting a loan, how could I do so? |
I started Cells Wholesale Inc, and after a year of business, incorporated it in the state of california. We are looking to expand our operations on the web, and we also want to invest in a distribution center in Hong Kong. However, I am having a tough time securing a loan, because of my age...
How do you suggest we get funding? |
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gary h
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How much do you need? Where should I send the money? Is cash O-K? |
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hquin_tset
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Go to Junior Achievement's Finances page and take a look at their funding-related info/resources; if you can't find specifically what you need, you can probably email a JA advisor/mentor for more in-depth help. Here's the link:
http://studentcenter.ja.org/aspx/PlanFinances/CountOnIt.aspx
You rock! I wish I'd had a great idea like that when I was 16 - or even now! |
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Leo Lion
 |
You may need an adult to co-sign for you.
I hope your business is doing okay, because the person who co-signs assumes responsibility in cas eof default. |
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johnny j
 |
Wow.....Any pointers for the rest of us???
Sell shares in your corporation and forget about the loan.( this is what I did in my first corporation, and then bought back the shares as I made the money) These shares can be used along with the corporation's assets; ie, accounts receivable and equipment of the corporation such as phones, bands, office equipment, etc., if you still want a loan
.
...jj |
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STEVEN F
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First, are you certain your age is the reason you are having trouble getting a loan? If it is, you will probably need someone 18 or older to sign with you on a loan. Maybe you could name one of your parents as an officer in your corporation and have them apply on the corporations behalf? |
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bostonianinmo
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If you're incorporated, apply for a loan as the corporation. You'll need an adult officer of the corp to sign the paperwork. |
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dc
 |
Apply for the loan through a program for junior entrepreneurs. |
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i love JustinH
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You could have someone to cosign for you. |
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Guess Who?
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get a co-signer. |
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K A
 |
I wanted to share this with anyone who is in need of start up capital. If you have bad credit this company will still give you a loan. The catch? Your looking at an interest rate of about 20%. However, once you start paying off the loan your interest rate can drop and your monthly payments will go down. They also report to all 3 credit agencies. I borrowed $15,000.00 ffrom them last year and have had nothing but a positive experience with them.
This is not some "fly by night" company and I do not work for this company nor do I get paid to pass on any info about this company. I am simply doing this to help others who are having the same problems getting a start up loan.
You still have to work,(I put in about 50 hours a week on my webstore), and you still have to be honest. I do not know ANYONE who works 4 hours a day and makes thousands in a week. That's bull****!
I put my heart and soul into my webstore and I simply needed extra funds for inventory to sell. By getting this loan I was able to buy inventory and my sales went up because I had better items to offer and a lot more to choose from.
If your interested please email me at sixkidsandastore@yahoo.com.
I cannot give this company name out on here. I do not have their permission.
One more thing....I DO NOT MAKE MONEY FROM GIVING THEM REFERRALS! I make my money the old fashion way.....WORKING FOR IT. |
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send_jim
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Have your parents, or someone with good credit, cosign the loan. |
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gaia.
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from one of the larger companies that dont have barriers |
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