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I know that when buying stuff at the counter i can use the credit option, then the merchant will place a hold on my fund.
then few days later they will officially deduct the amount.
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| The site that provided me with the score says that it is equivalent to a "C grade." I am 22, own my own home, and usually pay my bills on time. Is 782 a good score? Considering my age? T... |
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| My husband has a credit score of 525 and we are trying to improve his score. We are paying off all the debt that is on his credit with our tax return and we are looking for a good credit card for ... |
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My dad lives in a different state and is going to pay for my prom dress, so he gave me all his credit card information.
I could of course use it to buy a dress online, but that would be ... |
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| I have got a statement from a debt that is at least 9 years old , I had to quit work because of a disability and now I draw disability ,I have been told I should seek a attorney to see what to do ,... |
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| whats the best way to raise my credit score? and also how does it work? does it matter if i paid off my vehicle and paid off my credit cards??? need some answers!!... |
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| I have moved to Hong Kong where I will be for at least 5 years. My company pays for my apartment and I will never need a car so credit isn't important to me. I was planning on waiting for my end ... |
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| Ok, so I have posted several questions in regards to my credit card debt and am still very unsure of what direction to take...I have about $30,000 in CC debt with two companies..Citi & Chase...... |
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| I'm a college student and i want to get a credit card to establish credit. Which one do you suggest i get? |
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| Does anyone know what website is the best to get your FREE credit score and report other than free credit report.com because they are a big scam. I need to check my credit in a bad way, but not have ... |
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| My Ch 7 Bankruptcy was discharged in late November 07. how long till my credit is decent enough to purchase a house at a decent interest rate? assuming all bills are paid on time from here on out...??... |
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| What are some good ways to turn around bad credit? I can't afford to pay the bills that I owe right now!? |
| But I was hoping to find some ways of building my credit even though it is already bad. I am hoping to eventually pay the debt that I owe, but what can I do to be helping my credit in the meantime....... |
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Chad B | I am a co-signer on a car loan and it probably will get repossessed, what are my rights? |
My father and I are in a car loan together. He is the primary and I am the co-signer. He has the vehicle and he is defaulting on it. How will him defaulting affect me if it is repossesed?
Additional Details
I know my credit will be damaged, I'm not an idiot. I can not in any way afford payments, I have a little girl with a birth defect and paying medical bills for her. I thought my dad wouldn't screw me but he is....I just want to know my rights. |
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Kat
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If you are on title, then you have the right to pick up the car and take over payments, since you cannot afford payments, see if you can find someone that can take over payments for you. If you let it go tot repo, you will be responsible for the deficiency of the loan amount and what them sell if for. This happened to me about 7 years ago. I was able to dodge them long enough to pass the statue of limitations, which in my state was 4 years. If you would like more information of how to avoid them, please email me. Also, clearing it off the credit is not that hard. I was able to go from a 483 to a 702 in six months once I learned the process. I also settled a $5000 medical bill for $5 and a $300 medical bill for $5. |
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keiko
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This is why Judge Judy says that she wouldn't co-sign a note for one of her own children. People who need a co-signer have bad credit. They got bad credit by defaulting on their loans.
You agreed to take on the loan if he defaulted by co-signing. Your credit will be hit as hard as his is. Worse, because you started out with good credit.
You need to contact the loan holder and try to work something out. Just don't sit there and let this happen to you. |
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ed9455
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Your credit will be damaged unless you pay for the car as you agreed by co-signing . |
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Judy1
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Not sure what rights you are asking about - basically you don't have any unless you are in a position to take over the payments. |
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