 How do I pay off abill on my credit report? |
I have a poor credit score and a $235 bill on there. How do I pay it off and how do I raise my score?
Additional Details
Also just so you know this debt is like... YEARS old. ugh. I... |
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 I need an unsucure loan for £15000? |
does anyone out there know of any off strret lenders for tenants that dont do credit checks? i need to borrow £15000 for a buy to let.
thank ... |
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 Which credit card is better for a persons 1st credit card, espically the age of 18 years old? |
There are many credit cards.
So many to choose from, so many options, & the ones that charge a lot of money b/c of it's late fees.
Which credit card is good for me? I'll ... |
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 I'm in credit card debt, what can i do? |
| I am currently in credit card debt. I am a college student and I have recently ran into money problems and have not paid on my bill. They now are charging me 30% interest and my bill keeps getting ... |
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 This question is about % on money? |
if someone had $100.00 and they said they are going to give me 10% of that $100.00, how much would i be getting?
Also i want to know that same question with $5000.00,
what is 10% out ... |
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 What if a collection agency calls you after 10:30 pm? |
| Do we have to pay a Collection agency who calls you after 10:30 PM or can we have them ordered to stop ?... |
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 I want to clear my credit score.....? |
| I just payed off my last debt today.Apparntly it takes ages for your credit score to clear? Is there anyway i can pay to get it wiped and start from new?... |
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 Could I get a debit card at the age of seventeen? |
| Not a silly debit card you can only use in certain places... a proper one, like a Visa or something... I'm in the UK by the way...... |
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 Does it hurt your credit score when you check your own credit report? |
| I have been told that every time I order my credit report, my score goes down. Is this true?... |
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 Does debt get wiped automatically after 5 years? |
| When I was 18 I got a credit card and when I was 20 I was about 10,000 in debt. I was having nightmares and felt suicidal. I was scared and I didnt have a job, the debt collecters were ringing all ... |
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 Can I make a credit card payment with another credit card? If so how is it done? |
I have a zero interest card and I want to move the balance from the high interest card to it. I already transfered the maximum balance to the zero interest card when I signed up for it.
A... |
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 What Credit card could I apply for with bad credit? |
| I've called 4 credit card companies now, chase, american express, discover, and Capital 1. and I'm declined because I have bad credit. But, when I talked to a credit specialist, he said to ... |
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 Can I pay my credit card before I get the bill? |
I want to clear it because I am off on holiday.
Sorry for my ignorance, first card I have ever had.... |
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 What happens if my truck gets repossessed? |
| I put a truck in my name for my bf at the time(my ex now) He made all the payments for a year so I had no problem with keeping the truck in my name because he had bad credit. But now, he is in ... |
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 How can I build up my credit? |
| I'm a freshman in college and I just got a job part-time job and I'm interested on building up my credit. I have no idea how. Many tell me to get a credit card, but many others tell me not ... |
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 Hellp me please, i have a brother who dose not live with me and uses my address as his mailing address? |
| and he has debt collectors ringing my phone all the time threatening me ' can they legally do anything to me ? like try and take my stuff ?... |
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 Can we put money in PayPal from debit card? |
| I mean in paypal accound to buy stuff from E-bay, can we put money in in from our debit card or chequing accound, but not Credit Card. THANKS... |
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 X spouse call my credit card company and had a card mailed to a different add. can I be held responsible? |
| My X wife applied for a credit card( so she say) at a company that I currently have an account with a $0. balance and had not charge on in the past year. She was once on the account but never ... |
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RainboW | I am a stupid college kid who sign up for credit cards for free pizza...? |
Okay I signed up for maybe two credit cards in order to get free pizza... I was hungry! and broke.. but they guy told me that it was just to see if I will get pre-approved or not. So I did get approved and now I have mail with a card telling me I need to activate the card by calling the 1800 number.
I don't want this credit card because I already have two... If I don't call and just leave it be - will my credit go down? Should I call and tell them no? What do you think?? |
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Faceman417
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Wow, I was you 16 years ago except I did it for a Snickers candy bar. It was one of the worst things I ever did. It was with Bank one. Then without even any notice, I received a credit card automatically from chase bank. Should have cut it up when I received it! Then Macy’s offered me one before I knew it I was over my head. I was only a busser at the time. So it was kinda shocking to get all this credit when I thought you had to be rich and make so much. After a point I stopped paying, creditors started calling then stopped calling. When they stopped calling and you haven’t paid is when you screwed yourself. Because by the time I finally matured and wanted buy a car, rent a nice apartment or buy a nice suit on credit did all mistakes I made by not paying finally started to catch up with me when it came to credit. I had none and was pretty much far away from ever fixing it.
Be wise when getting a credit card for free food. Actually read the terms of the agreement and maybe the team who is trying to raise their funds (in my case it was the rugby team) will get frustrated with you taking so long and snatch the clipboard back from you. After receiving your card, use it for gas and food when dad hasn’t sent you your monthly allowance from home. But do pay on time. Laws are a lot stricter now when it comes to the relationships between creditors and consumers. If you are mature and know you want to buy a car or house on your own without dads help, check your credit and scores montly and pay on time! |
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IamConfused
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call the 1800 number and tell them you want to close the account. For security reason, if you dont want the credit card (not going to use it) it is better to close it than to leave it open. |
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newport3158
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Yea, your fine, close the accounts. But what will affect your credit score is having creditors pull your credit in order to preapprove you. Don't apply for anymore credit cards if you dont despretely need them! Hang out around the campus pizza shop, make friends, maybe they will give you what they plan on throwing out at the end of the night. |
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jem
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if you got a credit card just to get pizza then yes you are stupid,if you are broke how are you paying the credit cards in the first place i think that's what is going to make your credit go down not paying if you don't activate the card nuthing happens that's why you have to call to activate it just call them and let them know you don't want it that easy and if you like pizza why not get a job at the pizza place |
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beauty s
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call and cancel it |
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Notredame
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You don't have to use the card. Call the toll free number on the back to close the acct. It takes less than 30 second to close the account. No one can force you to have it.
Too many available credit exposure will hurt you in the future if you ever want to get a mortgage. The mortgage company will request you to close anyway. If you don't need it, don't keep it open. |
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great_and_mighty_adam_levine
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First, you aren't stupid. You don't have to activate the card, and just close the account.
Your credit report may take a small hit, but not a big one. If you have income, pay all your bills on time, use credit responsibly, and open/close credit card accounts like a crazy person, you will still have credit that is good enough to get a prime mortgage when you need one. Yes, your credit score will take a small hit, but not a big one.
I open and close credit cards all the time to get 10% off a major purchase or free stuff. Most of the time, I make one payment then cancel. I still have a prime mortgage, car loans, more credit cards, and ability to get all the credit I need/want. As long as you do the "other stuff" right, you will be fine. Enjoy the free pizza. If you want, cancel the card and do it again.
-->Adam |
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non-existent
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Your credit score won't go down, but you do need to call and cancel the card. They will keep calling you about the activation if you don't. Then, cut up the card and throw it away. |
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Studly
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FREE PIZZE!!! OMG!
Where's it at? Do they deliver? Phone number!!!! |
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Dzo
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Hi,
Your credit score won't go down as you aren't going to use the card at all. There is nothing to worry and you can choose to remain without activating it. It won't affect your credit standing anyway. You can get some valuable tips on handling credit cards from http://creditcard.creditoverseer.info . Good luck! |
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ericka1031
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Just leave the card alone, cut it up, throw it away. |
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maximonzz
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If you don't call your card will never be charged but you still have to pay for the credit card annual fees. the best way to get rid of them is a small trip to your bank to cancel them. |
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*K*
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Just chop up the card and throw it away. Debt is so hard to get out of once you are in. The credit company cant and wont charge you anything until you have activated the card. |
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iceman
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If you leave the card open it will help you build credit.
Regardless of what you have heard.. the more credit cards you have , the better your credit. Assuming you use them wisely that is. As long as there is no annual fee on the card, just activate it and the dont use it if you dont want to. You can even cut it up. |
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