 What kind of home loan interest rate could I get with a bankruptcy on my record? |
| I have a chapter 7 bankruptcy on my record from 2003, but I have no debt and a credit score of about 700. And I have $20,000 for a down payment. If I got a home loan, would the bankruptcy make a huge ... |
|
 Applying for a credit card..? |
| I'm almost 18 and I would like to get a credit card and I am just wondering how easy it is, what should be my limit, and should i apply through my bank ?... |
|
 How can I get a home loan with bad credit? |
| I'm getting ready to go through a divorce and I have 3 children, ages, 6, 5, and 2. I would have already filed for divorce if I had somewhere to go. I would really like to buy a home for my ... |
|
 How can i clean up my credit. i do not have the money to offer on settelments? |
| I want to raise my credit score, and just how can i have the negitives turned into postives on my credit report...there are people offering that they can clean up your credit fast for a fee. so can ... |
|
 Credit card limits? |
hello, i payed down alot of credit cards this last year. After i payed them down they increased my limits sufficantly
1 card 3500 then to 7000 now 14000
2nd card 5000 then to 7000 now 11000... |
|
 I was denied credit 10/5 by two firms, based on Equifax credit report, need explanation of who and what for? |
| On the report from the denied credit firm, it only gave debt amounts from Equifax and no names. I paid off all my bills at the end of 2005 and early 2006 and only have two debts, outside the two ... |
|
 How can i improve my credit, and why is it bad? |
| im 25 andmy credit score is around 550 i believe wich is horrible but im not sure why. i dont have much credit history, but a few years back i got a dept. store card with only a $100 limit to build ... |
|
 Unemployed and in debt? |
I'm asking this for a friend who dosen't have a computer.
He's in debt, about to loose his job, lives with his friend, and no money saved up. Every payday he tries to pay his ... |
|
 Amazon.com? |
can you pay with a visa or mastercard through amazon?? or u need a paypal??? is it safe to use a visa or mastercard???
Thanks!... |
|
 My husband had a credit card in his name only for some dental work. He passed away 2mo. after. I have been? |
| paying on this bill for the past 3 yrs. and the int. rate is 27%. Income was cut in half so I'm just paying min. every mo. so the balance never goes down. Am I legally responsible for this bill?I... |
|
 What is a good credit card for me? |
| i have limited if not any credit at all. i just turned 18 last year in november. what is good credit card that will approve me with a decent apr?... |
|
 What is the best way to pay off an $8,000 credit card? |
| My current card has $8,000 on it and the percentage rate skyrocketed to a 24% interest rate! I did not read the fine print and after the introductory 0% rate, the interest rate increased. I closed ... |
|
 Do things not showing on my credit report affect my credit? |
| I have bad credit as it is but I'm working on fixing but to start off I'm only paying the debts that show on my credit report... but I know for a fact I have some other things that DON'... |
|
 Just got approved for a capital one credit card? |
| OK, so if you read my past questions you can see that I have tried desperatly to get credit to buy a PC from for School. so Capital One approved me for a credit card after I got one of their letters ... |
|
 Credit Debt? |
Is it true that if you dont pay your credit cards bill for 6 years they just take it off your credit report and stop asking you for the money, cause its unsecured line of credit???
Cause ... |
|
 What's a good credit card for an 18 year old to start building good credit? |
| I'd really like to get one, because I know how to not abuse it, and I have the money to pay it back. Thanks.... |
|
|  |
cengizelevli | I am applying for credit cards and always getting rejected, is there something that I might be doing wrong? |
I am 18 and employed with a bank account and debit card. I want to have a credit future so I can have some credit history! Please help me.. |
 |
 
melissa g
 |
Every-time you apply you lower your credit score. There is a true free website to check your own credit (which won't lower your score if you initiate it) and see if there is derogatory things on your credit. My sister is a Loan Officer and she says kids come in with pre-trashed credit courtesy of their parents and relatives.
Check your credit and apply for one credit card from like a department store or gas station and then charge things and pay them off slowly over time this will build your credit.
Here is the web site: www. annualcreditreport.com |
|
alexa dion
 |
The rejection is non existent in case of prepaid credit cards, there are no credit checks, no employment verification, and approval is guaranteed.
With a bit of dilligent shopping and comparision of various prepaid credit card offers, it is not difficult to find a prepaid card with no annual fees, no late payment fees, no repayments, and no penalties whatsoever. So, the ownership costs of a prepaid card can be negligible.
With prepaid cards it is very easy to promote financial discipline. Since you can only spend what you have, there is no overspending, and hence no debts.
Some prepaid cards do report their use to major credit bureaus and hence are a good instrument to rebuild credit history.
Prepaid cards have wide acceptablility, and in some cases they are even more readily accepted than credit cards. Apply online at: http://www.credit-card-gallery.com/PrePaid_Card.html |
|
Parker Gamboa
 |
Mellissa has got the right anwser dude. I know its the truth. |
|
Kerrick C
|
Missy G is right on. Listen to her. Let me tell you, once you start having credit problems it is a nightmare to get yourself back up to par. By the time you hit your mid-thirties you will have figured the whole thing out. To be honest they need to go over this stuff in 12th grade just before graduation because it has become a huge national concern. The credit world is a big big complicated nightmare.... Missy G has your answer. |
|
Dave
|
Not paying your bills on time. |
|
Echo
|
Your income doesn't reach to the minimum requirement. |
|
joe
 |
This is awkward, 'they' do not have to give a reason for refusing, have a word with a bank official. |
|
the italian idol
|
try smaller banks. there are also credit cards that automatically deduct payments from your bank account. this way you are able to establish a credit history so that you can later upgrade to the regular credit card that is not tied up to your bank account. |
|
mawen_hernandez
|
though you have a bank account and debit card, these are not considered in your application.
there are some questions that you have to answer before you could apply for a credit card (which you were not able to mention here):
1. is your job stable or is not based on commissions?
2. are you earning at least the minimum annual amount required by the credit card company?
3. do you have a credit card from another card company?
4. do you have any friends who can refer you to a card company?
5. do you have bad debts from the past?
if your job is in sales, most credit card companies would reject your application. they have this notion that sales people only get their salaries from commissions.
if you have family members/friends who already have credit cards, you can ask them if they could get you a supplementary card. In the meantime you can use this as a "referral card" in your application.
hope i was able to help. Good luck! |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 2 minutes(s) ago
| | | |
9 | 6 minutes(s) ago
| | | |
7 | 28 minutes(s) ago
| | | |
9 | 39 minutes(s) ago
| | | |
9 | 52 minutes(s) ago
| | | |
8 | 1 hour(s) ago
| | | |
9 | 6 hour(s) ago
| | | |
9 | 10 hour(s) ago
| | | |
9 | 1 day(s) ago
| | | |
8 | 6 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
