How to get a new gas card? |
| how can i get a new gas card for a quanton meter as soon as ... |
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Will american express company call my father if i did this ? |
| he gave me his card told me to buy something costs 7000$ but i bought two items cost 10,000$ i dont want him to know.he wouldnt notice the different anyway if the company didnt call, i mean do they ... |
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Can I take legal action against my employer for making my credit history bad? |
| The payroll officer of my employer received my return to work form on the last day for collection but decided not to send it to payroll.I ended up not being paid for 2 months and had to ask for ... |
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Will I build credit if I'm on a friends credit card account? |
| I have no credit. My frined offered me to join his credit card account, we will have the same cards basicly, I'll just be able to use his card, I will have a card in my own name, but on his ... |
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Ebay Question.? |
How do you know if the person you are buying from will accept a credit card?
I don't want to use PayPal, or any other methods, just a credit card.... |
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I want i higher spending limit on my credit card? |
| i just got my first credit card with a lousy 500 limit, i got that thru my credit uniom, if i got to mastercard, american express or visa, can they just give me like a $10,000 credit card, or do i ... |
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If I add my girlfriends name as an authorized user does my 7 years of perfect payments attach to her credit? |
| Will her credit report show the same payment history as the account on my report? Thus extending her credit history and raising her score.... |
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Do you know where your money is going every month? |
| every month our credit card payment is killing ... |
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Does anyone know of a place where I can get goods on credit with no credit check in the U.K? |
I wish to buy some electrical goods but have a bad credit history.
Is there any where online or elsewhere that allows me to buy on credit but with no credit checks ???
Thank you for ... |
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Can i get credit without a credit card? |
| Im 18 and dont have a credit card, nor do i plan on getting one since i already have a debit card for buying things online and the idea of spending money i dont have in cash freaks me out lol. So ... |
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What's the difference between debit card and credit card? |
| I prefer the one which is more convenient to use, no hidden charges, but have more rebates! H... |
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Why does a cheque take several days to clear? |
Why does it take so long? What happens to it?
If you pay by cash, card or over internet the transaction is complete immediately.... |
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Does anyone know if a provident loan shows up on your credit report? |
This is in the UK, if you don't know don't answer please Additional Details unfortunately i already have one, so not point telling me not to get one.
Also, there is ... |
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Should my dad sue the guy? |
| So well my dad bought a restaurant in partnership with this guy, my dad was the 30 % share holder and the other was 70% in 1996, around 2004 the restaurant started making less money, bills were not ... |
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How do I get delinquent bill off my credit report? |
| I payed a delinquent phone bill four years ago. This is still making problems for my credit score. Can I write to the credit companies and ask them to remove it? Thanks!... |
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I need help........? |
| I was just served papers from a collection beru. I have to pay 3,500. I just dont have that kind of money. If I call them and make payment arrangements will they except them, or will they just take ... |
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Credit card payoffs - highest interest rate or lowest balance first? |
| I have 4 credit cards and a loan that I owe $20K. I recently read that I should pay off the lowest balance first, but my husband thinks I should pay off the highest rate first. Any suggestions?... |
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Why would my credit card APR balloon to 19.99%? I haven't missed payments and I have relatively good credit. |
| I have a fairly high balance--$16,000 due to graduate school expenses, but I always pay on time and try to pay more than the minimum payment. I make around $45,000 a year. I don't understand why ... |
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cece | I am in debt about 12 thousand and need help? |
I wanted to know if there were any companies out there who help me get rid of debt or at least help with my credit score. I am in my last year of college and I do not have anymore money for school. I do not want to stop b/c i am so close to graduation. My credit was messed up a long time ago by a family member and I can not afford to pay it all off at once while i am in school. I can not even get a school loan or a real job b/c of my credit score. Can some one help me? |
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mmrn
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The best thing to do right now would be to talk to a financial advisor. They can tell you the best way to get out of debt or even re-finance to help pay back at a lower cost. Good Luck and stay in school. |
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#45
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You need HELP.
Dave Ramsey hes awsome and can help you, he has books and plans and everything.
google dave ramsey and he should have a website he also has a radio show.
he is awsome and has helped my family so much! |
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robert w
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go to pizza hut papa john dominos local newspaper fed ex ups dhl and get work .
same way folks did college before.
visit dave ramsey.com to learn what u weren't taught at 'college'.
how to avoid slavery to debts. |
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heybulldog
 |
another vote for Dave Ramsey.
Go to http://www.daveramsey.com and listen to his radio show. He has lots of great advice on money and debt. It doesn't cost a dime to listen. |
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love_withoutboundaries
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Try looking in your phone book for credit councelling in your area? There's probably tons of places. Your school's guidance councellor could probably help you out too. |
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bdancer222
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Be careful about companies that promise to fix your credit. Most are scams that will just take your money.
If you need credit counseling, go to this site and find an NFCC approved company in your area: http://www.nfcc.org/
The best way to attach debt is one at a time. Squeeze your budget and throw everything at the highest interest rate debt, while paying minimums on the rest. When the highest is paid off, move to the next till they are all paid in full.
You may be close to graduation but you can't afford school. So get a job -- get a couple jobs. Put extra effort into paying off the debt.
If a family member screwed up your credit, you should have filed charges against that person for ID theft. They didn't care what they did to your credit, why should you pay their debts to keep them out of jail. I would lean on that sorry family member very hard to get them to fork over $$ to clear up their mess. You can sue them you know. |
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Iknowthis!
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Your family member messing up your credit score jumped out at me. If you didn't make this debt DON"T take responsibility for it to protect someone else. I'd report the accounts that aren't yours to the credit bureaus as NOT MINE and ask them to investigate and remove them. You should also write directly to the creditors and tell them you do not recall having accounts with them and you will need to see proof of that. If they send you a signed contract as proof and its not you please go to the police and report it as theft. Typically the bureaus want a police report to do this.
I hate to see when family members use someone's identity for their own purpose and screw them. Even if it's your parents do what is right for you. Read the msn article listed below - if it happened to you, you certainly are not alone. There's also a link to the Federal Trade Commission website giving instructions on what to do.
Good luck, if I misinterpreted this call your creditors and they will work with you in most cases. Tell them your story. |
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Nicole
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Try joining a credit union. They can usually negotiate with your creditors and work out a payment plan that fits your budget. |
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Steve
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Yes you can.
There are many debt consolidation compnies offering such service. You can apply online also.
http://debt-relief-free.blogspot.com/ |
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