 How long do CCJ's stay on your record and how long do you have to keep debt free before it's completely clean |
Additional Details
Studly & DaveyPadua both deserve the 10 points, sorry I cant give it to both. I'm going to leave this question as unresolved, thanks to everyone who answered.... |
|
 Need Loan.. Whare are the Loan sharks in Ohio??? |
| Need a Loan.. Can double payment.. Where are the loan sharks in Ohio???... |
|
 How do I get them to stop?? |
| Okay, so I have bad credit. That was six years and 3 months since my last payment to two credit cards. Both accounts have been bought and sold many many times over the past years, but now because ... |
|
 How long does it usually take for an error on your credit report to be resovled once a dispute has been made? |
| My husband's brother has several negative credit items, including two auto repos, that are showing up on my husbands credit reports....it is really holding us back as far as puchasing a new ... |
|
 Hi can someone plz help me(fake credit card ID)? |
ok i met this guy online and hes like a manga collector
and he has theses mangas that am looking for but i couldnt find in the internet , i had a deal wiz him abt sending them to me through ... |
|
 Collection agencies trying to get money from me? |
| I recently received a letter in the mail from a collection agency saying I owed $6,000+ for an old credit card I used to have. I looked at all three of my credit reports and that credit card is not ... |
|
 How can i improve my credit score...? |
| If I cannot recive anything on credit. Even though I pay my bills on time my utility company does not report to the credit bureau, nor does my current landlord. I was thinking to but a mobile home ... |
|
 EBAY QUESTION im not paying credit card or cheque but im paying by postal now how does ebay know if i posted? |
| the money or not do they give u a special envelope or do u send ur own please i need help with this im only ... |
|
 Verizon Claming a Debt from 11/00? |
| Can this, after so long be a negative on my credit report effecting my score? I live in New York (if it makes any difference). If I am not mistaken, a debt cannot effect a score after 7 years of ... |
|
 How long does it take for your credit score to improve? |
| I want to buy or finance a car but my credit wasn't good. But I've been paying my bills on time and some things should be gone from my credit by now. It was three months ago is that to soon ... |
|
 How low can I bid a settement of my debt to a collection agency and expect that they can honor it? |
| It has been 3 years since I stopped paying on my credit card debt, and the calls have stopped. I would now like to improve my credit rating, but feel the additional fees they had assessed are ... |
|
 I recently recieved enough money to pay off all my credit card debt? |
I want to pay off and close all my credit cards, will this help my credit at all?
It is pretty bad right now.
Additional Details
Everyone keeps saying to leave one open, however, I ... |
|
 If I get a credit card and never use it will it cost me anything? |
| I get points from a site that I'm a member of if I sign up for a credit card. I plan on getting the points and then cutting up the card. Will it cost me anything? will I have any annoying ... |
|
 Why does AVG say that its free and yet quote an amount to be paid monthly? |
| It is is entirely free can you please please help me to download it. Step by step. Thanks a lot.... |
|
|  |
drewsjenn | I am in debt about 2,500 or a little less and currently unemployed for the time being. What should I do? |
There are 3 credit cards I am going to fall behind on two of them this month and the other one of I already am behind on.. Also, my bank account is overdrawn about 981.00. I know that this isn't very much money, but right now it is. I will not get anything paid off quick with only paying a little here and there which is all I can afford to do right now. I need help!!! |
 |
 
beauty s
 |
get like two jobs and start saving and if u don't pay your bank back, they will close your account and put u on check systems.. call up your credit cards and see if they will put u on a payment plan.. |
|
Katieg
|
Phone the companies NOW don't ignore it. Explain your temporary situation and they will make a deal with you for very little payments until you are sorted with work again. Don't wory about it. The amounts you owe are very small compared to most people and they would rather know you have a problem than making it worse by just not paying. I am in exactly the same situation at present!
Go do it now, you will feel so much better when you have tackled it. |
|
kittywhite92630
|
You need to contact your bank and creditors immediately - before your accounts fall behind. Let them know your situation and they will try to work something out with you. |
|
Dewey K
 |
Use some common sense. If you are in a hole - STOP DIGGING. Contact the people you owe money to make arrangements for smaller payments. Check this site:
http://www.1-800BadCredit.com read their common sense approach. |
|
Anchor
 |
get a part time job or work at home job. |
|
OC1999
|
Your biggest immediate problem will be your bank account. If you stay overdrawn your account will be closed pretty soon, it if has not already. You will then be turned over to outside collection agencies who will contact you for payment. You will also be turned into ChexSystems which will make it very difficult to open up a new bank account for several years. So you need to find a way to get this one paid off as quickly as possible. Also, contact them and explain your situation. If you call them first they may be able to work with you.
After that you can contact your credit card companies and see if they will work with you. If they will not then they will also charge off the account. As with the checking account you should contact them first. See if they will take reduced payments for a few months until you get back on track.
The worst thing you can do is to not contact them and just ignore the calls.
Good Luck. |
|
gonzo
|
You have to find a job ASAP and start paying your outstanding bills. And call the credit card companies and explain the situation. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 34 minutes(s) ago
| | | |
10 | 35 minutes(s) ago
| | | |
9 | 3 hour(s) ago
| | | |
10 | 8 hour(s) ago
| | | |
9 | 2 day(s) ago
| | | |
5 | 4 day(s) ago
| | | |
10 | 1 week(s) ago
| | | |
10 | 2 month(s) ago
| | | |
10 | 6 month(s) ago
| | | |
10 | 11 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
