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 Every month I get invoiced by Sky but they add £4.00 admin charge as I do not want to put it on DD?
Just as people have applied at banks for unreasonable charges to be returned would I have a case in this instance. The £4.00 is 20% of the actual bill....


 How do I get a credit card when I don't have a credit history?
I am 19 years old and I am trying to establish credit but when I apply for a credit card I get denied because I don't have a credit history. What can I do?...


 Credit cards for people with bad credit?
What credit card company is the most leniant when it comes to giving people with past bad credit a new card?...


 After buying a home won't it be much easier to get a new car?
...


 I just did my credit score and it was considered "high"?
so why is that I just got turned down for a credit card?...


 Tips/ Tricks or simply myths Do you have suggestion on how to improve credit/ score?
I heard if you pay the collection agencies a dollar they cannot report you to the credit bureau, is this true? I heard you should dispute everthing at least once , it just might get deleted. I should ...


 Is a person takes out an unsecured loan on a car and dies just two months into the agreement does the debt die
my late husband took finance for a car two months before he suddenly passed away. Now the company are pressing me for full payment of the loan. I was told that because it was an unsecured loan, the ...


 I am 25, I have no credit. How can I start?
...


 Is it legal to refuse to give a refund when paying by credit card?
I gave a deposit for a trip on 1/9/07 for a trip in 7/07. I had to cancel within 2 weeks and they won't refund my deposit. They will apply it to another tip. I find this unacceptable. I would ...


 How to build great credit fast?
i have a credit card that i pay off every month but its only been like 4 months. and my brother says dont pay it off just make the minimum payments cuz its better for your credit that way. i always ...


 Does anyone know of any gas cards or credit cards that one can get if you have bad credit? Thanks in advance.?
...


 Credit cards?
hi i'm looking for a credit card that dosent require you to have an savings or checking account do you know of any that i can apply ...


 Can I get credit after being made bankrupt?
I am now discharged from being bankrupt but can I get credit? And if so, how much approx. will I get? Example: car on HP???...


 How can you get a home loan with no money down when you don't have good credit?
...


 Has anyone heard about a credit card company named"Juniper"?
I got an offer from Juniper through the mail, APR is 8.99%, no annual fee and plenty of other benefits. When I called it sounded very unprofessional and even the recording sounded home made. I felt ...


 Why would my credit score go down 15 points in a month, when nothing major has changed with my credit?
I'm not deliquent on anything. I have the same bills as before. I'm not sure what could have caused it to fall 15 points....


 I was a victim of identity theft i don't have a credit card so how do i get a credit check?
this all happend when i was under the age of 18 but i cant get a any credit and every time i try to do a credit check it tells me i need a creidt card i have never had any creidt cards i do however ...


 Bad Credit and No One will rent to us!?
My fiance and I have tried submit applications for 7 apartments in our town, and NO ONE will rent to us, because his credit is horrible..He recently paid off his debt on his credit card, and it did ...


 Is my credit messed up?
Im new to credit cards and my mother said she will help me by paying them for now. So I left it up to her. I checked my account online and it said I was 5 days over due on a credit payment of 20 ...


 What is the statute of limitations (time frame) for a collection agency to claim an old debt?
...



Katherine G
I am in the middle of filing chapter 7 bankrupt and need to get a car loan?
Does anyone have any ideas of who might approve us for a car loan when we are in the middle of a chapter 7. Most if not everyone say we need to wait until we are discharged. Thanks for the help.
                     
 




Chris D
Rating
No one will do anything until the bankruptcy is discharged. When you file you have to include all debts and can have the bankruptcy dismissed if you do not. At best you have to wait until the bankruptcy is discharged and then you would be able to get a car loan because it is secured by the vehicle. You will pay through the nose however as the interest rate will be high due to your poor credit history


Anjell
Everyone is advising you correctly. Uhmm just out of curiosity if you are filing chapter 7, clearly you're insolvent. Exactly how do you plan on paying a car loan. I think you need to pay cash for a second hand car or even better get hold of a bus pass until you're in the clear. You're just digging yourself deeper in debt. You're supposed to learn your lesson when filing bankruptcy....geeze.


stan c
Rating
If you try to get financing while you're doing chapter 7, the court might throw out the bankruptcy altogether. There's suppose to be no activily while you're filing.


Jeff T
When are you going to learn your lesson?

Loans are what got you into chapter 7 in the first place.

It's time you started to act your wage.


bdancer222
Now why would anyone extend credit to someone in the midst of chapter 7? You sign the loan paperwork, they give you the car, and you get the loan discharged in your bankruptcy! Duh!!!

It's pretty obvious to me that in a few years, you will once again be over your head and debt and asking how soon can I file bankruptcy again. You really should learn the difference between NEED and WANT.


Ted
Rating
The loan itself is not a problem. A loan with a lien on a specific piece of property is usually not discharged by bankruptcy. The problem is you don't have a down payment. All your assets that you might use as a down payment are under the jurisdiction of the bankruptcy court. If you have money for a down payment that you didn't tell the court about, that's bankruptcy fraud.


Wayne d
Rating
It might really save you hassle to just get an automobile loan estimate online to see what the going rates are. You might be pleasantly suprised. Also if your credit is not so great, a lot of online loaners are more able to work with people.

What I usually tell folks is that an online quote at http://auto.lowratetoday.com is the way to go.


allcarsforsale
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Financial Advisor
Rating
Getting a car loan is not easy though it can be the easiest way to attain your dream car. Many factors have to be considered before taking up a car loan. If you think that your bad credit score is a hurdle in getting finance for your dream car. Then, its time to change the way you think, because financial market is providing loan for everyone to realize their dream to own a car. Bad Credit Auto Finance loans online are available for you to help you buy your vehicle in a quick and smooth fashion. So apply now to get a "Car Loan" at http://www.autofinance-ez.com/


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