 I am being harassed by debt collectors for a debt I do not owe - what can I do to stop this? |
| I have tried contacting the company direct but they are just ignoring my numerous telephone calls and letters!... |
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 I have a very bad credit and want to clear this mess? |
| I have a very bad credit and want to clear this mess, I have found many companies on the internet and all of them claim that they can clear my credit for a fee. Is there anyone who used this kind of ... |
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 Can anyone offer advice on debt problems? |
| My wife and I are 25 years old, we have over $50,000 in revolving debt, paying an average apr of 15%. We have decent credit as we pay our bills on time, but we are not able to get a loan because of ... |
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 Do debt consolidation loans bring down your credit score? |
| I'm wondering if debt consolidation loans bring down your credit score? Also are you required to close the credit cards you pay off with the consolidation line of credit?... |
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 Can I get a car loan if my job doesn't start for one month? |
| I am looking to get a car loan for about $30,000 and my job does not start for a month. I just finished grad school and have a letter of employment that states my start date and salary of $140,000. ... |
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 Can you help me settle a dispute about bad check writing...me and a friend are on different agreements here... |
| OK, I was wondering...if you have a bank account (checking) that is over drawn for a few weeks to a month and you cannot pay to get it back to positive...plan on lettin it close down and going on to ... |
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 This is a serious question about bankruptcy or trying to avoid creditors? |
| i had really good credit until a few years ago, i had all the major credit cards and i always paid my bills on time. but i was unemployed because of an injury for almost 6 months so i just lived off ... |
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 Anyone know a lot about credit? |
| Well here's a little bit about my credit history. I have once credit card I am in the process of paying off. I had verizon wireless and couldn't afford to pay my bill so it became a write ... |
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 Is it better to get my house loan or car loan first ? |
| okay im 17 but turn 18 in less than 30 days in the next couple of months i want to buy a house and a truck. the truck i want is $11,000 and my house is $40,000 i really want to get my truck but i ... |
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 Hi im 25 with defaults and bad credit history and looking for an immediate loan of $2000. can anyone help me? |
| it needs to be fast approved and fast. im really desperate and need to find ways of getting this money by the end of the ... |
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 Refusal to pay stuent loan: what the worst? |
| So from all the research, the only thing that can be done is wage garnishment, and if you don't have a job, what the big deal? I own no house,land or property, I do not work, I recieve no gov... |
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 I have paid dept of in full? |
| does any one know if you pay a dept completely of if experia can clear ... |
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| 23.99 APR for a credit card |
| I'm just starting to get a credit card so I don't know much and want to start out little. It is a 200 dollar limit with 23.99 APR. So if I spend 50 dollars, how much more are they going to ... |
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 How do you correct bad credit? |
| My boyfriend has horrible credit with a lot of past things he needs to pay off. Is there a type of credit counsler, or financial advisor that can help him get started? We want to start looking for ... |
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 I am considering bankrupcy....? |
| has anyone ever done this, I want to hear from people who have done this with an attorney and what the outcome was. I have $35,000 in credit debt and I can not work out payment agreements and I can ... |
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 I cosigned on a car with someone 3 years ago. How do i transfer the payments to the other person? |
| The person is not paying me the money on time. I have to pay it so that it does not affect my credit. Both of us names are on the purchase papers.... |
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 Do you have to be 18 to acquire a credit card? |
Additional Details
this is argument between me and a co-... |
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michael m | I am looking for a web site that has good info on how to repair bad credit..any suggestions? |
i considered "eliminate bad credit for good on line sites" to my understanding they're scams...bankrupcy sounds like the last option and i'm not that bad in debt..less than 5000...i'm hesitant in contacting creditors and the "bureaus"..i'm not trying to put the cart before the horse but, if my credit score is let's say...544...how long ,realistically, would it take to have a decent credit score provided that i pay my debts???any help or suggestions would be greatly appreciated |
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James M
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Here are many options.
http://www.kron4.com/Global/story.asp?S=5398730
Choose one that is best for your situation. |
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Due Dec23rd...It's a GIRL!
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www.creditboards.com |
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Bulldog
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It's possible to repair your credit history with some help. Contact these guys to find out how:
http://goaddr.com/8js
http://goaddr.com/8j5 |
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krisjb1
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I am a real estate agent with a client with credit similar to your score. He started paying off everything last year and still thinks he needs some time in order to qualify for the best interest rates. As long as you do the right things, such as pay off on time, and do not close all your credit lines, just make sure that the amount extended is commensurate with your ability to pay- maybe a year or so should do it. |
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men t
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Step-by-Step Credit Repair Guide
http://www.debt-loan-refinance-mortgage-credit.com/category/Step-by-Step-Credit-Repair-Guide.html |
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midiman77
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Dave Ramsey has common sense approach that gives you a realistic plan for getting out of debt. He's on CBS in the morning every so often. You are wise in not contacting credit bureaus on something you can do yourself. (That's what Dave's plan does.) Without knowing how you got a low credit score its hard to say how long it will take to get your credit score up but usually it takes from 6 months to 2 years depending on the offense. 5000 compared to others isn't much compared to others , but debt is still a mean monster. Try not to go over 30 days late with anything. After 30 days late companies report to the credit bureaus especially credit card and loan companies. The one thing you do not want to go over 30 days is your mortgage payment. That's a biggie and hurts credit bad. Good Luck.
http://www.daveramsey.com |
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stinsonreginald
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thisone is the best http://wtecreditrepair.com |
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Julie
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http://www.ftc.gov/credit
At least this site is a great start. |
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STEVEN F
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The link below is the company that generates the FICO score. They should know better than anyone. |
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hotmomma
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http://www.creditinfocenter.com/repair/
http://www.debt-consolidation-credit-repair-service.com/forums/index.php
Yes, those places are scams - you can do the same thing they do by doing ALOT of research. It's time consuming and sometimes confusing, but it can be done - good luck. |
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kate
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Check out Suze
http://www.suzeorman.com/ |
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robert w
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Stop the insanity!!
If you use a credit repair or CONsolidation comp. you will be treated as if you have filed bankruptcy. DO not.
Turn the IDOL GOD(TV) off, get 2 more jobs . PAy off you bills, cars , credit slave cards, studentloans. Save up money in your emergency funds not the cards banks.
Get out of I Love debt slavery mindset.
Visit DaveRAmsey.com to learn what the banks do not want you to know. Bankruptcy is no a real option unless you lost your backbone. Join the ' Millionaire Next Door'
mind set. |
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