 If you very bad credit is it possible to get a personal loan? |
Bad credit personal loans if its possible how and were?
all over the internet they say you can get a personal loan no matter what your credit is, if so then who can testfi and what company ... |
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 If I co-singed for a car for a friend and we no longer speak, is there any way to get my name off the loan? |
| Mine name is also on the title of the car. There is no way my friend can get the loan amount on their own or pay it off, and I won't pay it off either. Am I stuck with a chance of bad credit ... |
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 I need advice on a loan? |
| I have a loan out that i got maybe like 3- 4 months ago, to supposably pay off my credit cards, which i did then max'd them out again, I recently bought a 30,000 dollar car w/ a co signer, and I ... |
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 Hi. im 34 years old and in 180.000 dollares debt.my monthly payment is 3G p/m.is bankrupcy a good idea? |
| do i keep paying the monthly payment until i pay it off in about 16 years (3000 per month),or do i declair bankrupcy and get it over with?... |
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 What are my rights when a creditor calls to collect a ghost debt from an account I had over 13 years ago? |
They said they purchased the account and I had to resolve it because they purchased it from the original creditor.
It's been longer than seven years and it should not be on my credit ... |
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 Is this a scam? |
| so i got hired by this company and the deal is that they send me money in my name through a cashiers check, and i keep 10% of it and send them the rest... does this sound like a scam?... |
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 I was being stupid and signed up for the publishers clearing house sweepstakes and somehow i bought magazines. |
| but the thing is that i did not buy them intentionaly, i just got an email saying that thank you for your order and you will get these within 10 days. but the thing is that they charged me 20 dollars.... |
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 They're going to sue me. What can I do? |
| Citibank is going to sue me for my credit card debt. I'm a 22-year-old full time student without much money, working basically minimum wage. This is like a nightmare I can't wake up from. I&... |
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 Would you marry someone with Bad Credit? |
some say yes, some say no.
Additional Details
Some people totally obsess with their FICO score. If you've made mistakes in your past but learned from them. Does it really matter ... |
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| What should I do about my situation with being a co signer? |
| I had a girl friend for two years. We were engaged. she lived with me for about 6 months. We broke up about 5 months ago. When we lived together, our budget was tight. so I refinanced her car loan so ... |
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 Cancel credit card or keep it open to improve credit score? |
| I am about to finish paying of my high interest credit card. I have had the account open for 10 years. I know the longer you have had it open, the better, but if I am not using it anymore,should I ... |
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Crispy O.B.E | I am paying £800 a month in loan repayments, its too much,will the government write off my debt its not ..? |
my fault. The bank shouldnt have given me the money.
Can I sue the bank? Its very stressful for me. |
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Becci
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this website is fantastic for money issues -
http://www.moneysavingexpert.com/
it is your fault as you must have spent it to be in debt!
You can declare bankruptcy, however it will affect your credit rating so you wont be able to get any loans out for a while (probably a good thing)
Citizens Advice are worth their weight in gold, really helped me and my partner out.
You need to analyse your spending habits and your budget properly.
DONT get an IVA!!!!!!!
You could try a consolidation loan, but use it as a last option as you'll be paying it off for probably as long as you would any mortgage!
Dont get stressed out about it, its not going to help anything, it will only make it worse.
I dont know how much your paying out a month but if your spending money on things you dont really need (take outs/nights out) then stop!
When out shopping for food buy things that will last you a while, and look for buy one get one free etc
Your best bet is to go to citizens advice! |
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snetterton
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No-one will write off your debt. And although you suggest it's not your fault, you must have spent the money at some point in your life to be in this state now.
Talk to the Citizens Advice people about a referral to a debt counsellor. |
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Thornsey
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Its not my fault!!! W@nker |
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flyingconfused
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You need to speak to a independent financial adviser - there are loads on the net. They'll tell you how best to pay back the money. If you're struggling then a lot of companies will freeze the interest for you for a while. |
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silly gorbie
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It would appear you have got yourself into this hole for clearly, if you cannot afford the repayments then you should not have taken the bank's money when offered.
There is nothing to prevent you from sueing the bank - good luck.
As for the government bailing you out: what you are asking me to do, as a tax payer, is pay off your depts for you. No No and thrice NO. |
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wayne_w1
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Yes you should sue your bank, you're obviously way too stupid to have a bank account. My guess is that if your IQ were any lower you would need watering twice a week. |
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dream theatre
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no |
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Fu Manchu
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It's scandalous I know... There there Crispy, I'll send you a Bacon Sandwich to help take your mind off it for the time being... |
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costa
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In other words you want ME to pay it.
Piss off and be a bit more sensible next time |
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♥~C.J~♥
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poor crispy, you need one of those debt management companys hunni, oh and by the way have you cut that coffee down yet!!! |
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Tom Cat
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Some observations:
1. Debt in Sterling
2. Your photo
3. Your attitude
Do your country a favour. Start looking inwards for resolving your stress level. |
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jacqueline m
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it is your fault you should have known if you could afford to pay that per month and no the government wont write it off, if they did with you why wont they do that with everyone? |
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