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What's the best way to pay off credit card debt? |
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Credit Card Question??? How to get one????? |
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How long does an eBay seller have to ship an item once paid? |
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Help! I lend my employer money. Now he filed bankrupcy. What can I do to retrieve my money? |
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kevin g | I am separated from my soon to be ex-wife. How do I stop her from using my name to run up a credit card.? |
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OC1999
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If the account is only in your name and she is just an authorized user. Then call up the credit card company and remover her from the account. They will cancel the cards and send you a new number. This also applies if she is not on the account but has access to your card number.
If the account is a joint account, that is you are both responsible it will depend on the bank. Some companies will split the account into 2. However if there is a balance they usually won't split the balance between the two cards. So one of you may have to be willing to take the balance, or have to pay it off first. If they won't split it then you need to close out the account.
IF by some chance you can't close out the card then you need to keep track of ALL of her purchases on the account after you separated. Then during the divorce preceedings you need to include those in charges she made. If you split any of your assets this will be taken into account. |
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charleskellogg7734@sbcglobal.net
 |
Call cards and ask for new account number. Tell them if they don't you will close the account. That will help them decide. |
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Blue October
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first cancel all the cards and get new ones only in your name
next contact all 3 credit reporting agencies and put alerts on them, so if she attempts to use your SS# you will be immediately notified....and she will be locked from it.
good luck :) |
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beauty s
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call the credit cards and tell them to take your name off or make it so that u have the same credit card but under your name only and one for her |
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wheeliechic
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Besides canceling the card, you could notify the CC company of your situation and ask that any time a purchase is made that they verify you are the only one using it. If the card is in both your names, you could try the above, but good luck. When you're sharing credit, until the divorce is final you're simply going to have to pray she doesn't do anything stupid. If you're trying to prevent her from opening new credit in your name, then call all the major credit agencies and alert them that fraud may take place. They will put an alert on your report and if she tries to do something behind your back she'll be stopped. Good luck. |
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mommyoftwo
 |
All these answers are great. However if you choose to cancel the credit cards make sure you pay them off before you get any new ones that are just in your name. Otherwise this is a sure way to get deep into debt. |
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bob m
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Go to bank, tell them situation,cancell card or put her as an unathorized signer. |
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Andie
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If she is an authorized user, call credit card company to remove her name. If she is a co-app, both of you need to close the account and establish a new account under your name and her name only.
Call credit card company, they will walk you through it. |
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shorty
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pay off and cancel your credit cards |
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Flummoxed
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Call the credit bureau and put a hold on your social security, similar to what they do when there is a fraud alert/identity theft. Tell them about your situation and they can help you better.
Remember, there are three. So you have to call them separately. |
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Missy
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Cancel the credit card......after all it is in your name!! |
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Nodor
 |
Cancel the card or document that it was her that ran up the charge. Then in the divorce papers she can be ordered to pay it back, or face jail time. |
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jason
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cancel the card |
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Nam D.
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Yeah!
just call the bank and cancel it (lol) |
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Buffy Summers
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Contact a divorce lawyer to freeze the accounts. In the meantime, close all of those joint credit cards and write the credit agencies telling them you are no longer responsible for her charges and that you want to stop your credit from being used on new accounts.
Proceed with a divorce. |
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Paul Anthony F
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Consult the Citezens advice bureau , ithink you might be able to do it over the internet .
They might advise you to consult a solicitor , in any case just to put the wind up her draft a very official letter of an out of town solicitor that should hold her up till you get advice , how typical and unprincipled and petty but particulary a female trait to use the relationship after its all over dont get bitten again dont marry or cohabit , drink the milk dont buy ''the cow'' |
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