 If I max out my credit card every month and pay in full every month will that hurt my creidt score? |
| My Limit is $2000 and I use my card for all my necessary spending i.e. rent, utilities etc.... if i charge $2000 on the card and pay it in full every month leaving no balance will that hurt my credit ... |
|
 Question about collection agencies? |
Can collection agents actually come to your house and harass the hell out of you?... or is this just a scare tactic?..
Additional Details
Why do some people say Yes and others say NO?? P... |
|
 What's in your wallet? |
| Well, that is what that card place asks.... |
|
 Credit Card Debt? |
| What is the best way to get out of debt? Is condolidation the real answer? I've really gotten myself in a mess. I have a decent job, but with raising three kids and EVERYTHING being so ... |
|
 Do think I'd be able to buy a house? |
I'm 25, and I earn £39,000 (before deductions).
I have one credit card (the balance is currently 0).
I have no loans (apart from student loand which I don't think ... |
|
 Is it better for your credit report to close credit cards or leave open (& not use them)? |
My son has a few credit cards that he doesn't use and wants to close them out. I was told that closing them will affect your credit rating (in a negetive way). True or false?
Additional D... |
|
 My Dad cosigned on my car since I have no credit... but? |
Since I'm trying to earn credit and I make all the payments on my car, can I have the car put in my name? Or do I have to have established credit for them to make that decision?
If ... |
|
 How to build credit? Credit card recommendations? |
| I have little to no credit. I got a credit starter loan and have been paying on it for a year now but i still can't get approved for things because i don't have enough credit. What are some ... |
|
 How many credit cards do you have? |
Does it affect your credit rating for the best or the worst?
If none, how do you establish credit?... |
|
 Anyone else get duped by freecreditreport.com? |
| The part that hooked me into freecredireport.com was the "free" part. Only to find out that they have a monthly hidden membership charge unless you cancel. Why can't anyone earn an ... |
|
 What can you do if you have bad credit and need to get a loan? |
| please provide any resources or companies that may be able to accept bad credit ... |
|
| Why is it not possible to pay with a debit card? |
| i did try to sign up for the personals but yahoo does not accept my debit card why ??... |
|
 If I pay my Credit Card off, and then cancel it, can that screw up my credit? |
| I'm considering completely paying my credit card off and cancel it. I rarely use it, and it's just been collecting interest for a few months. Before I do so, I am wondering if that mess up ... |
|
|  |
n.meridith | I am so nervous...? |
i have to go to court on tuesday for a credit card debt and i don't have a lawyer, i feel like i'm having an axiety attack, i know it's my fault but i'm scared, has anyone ever felt this way? |
 |
 
butterfliesRfree
|
Yes -- done it myself. You aren't really in front of a judge. All they do is put a judgment against you. It's sad -- it is frightening but don't be scared -- you'll have a LOT OF COMPANY. When I went they sent a lawyer from our area and he said "don't be so upset, it's just a debt" -- but we've had serious issues because of cancer, theft, etc. and thought we were going to be okay and then NOPE. (THAT is the US anymore)!! Just let it happen -- they wouldn't accept my payment offers then either because they were too low. LATER, after it happens, you'll get mail for subpoenas for your records -- just trash them.....don't worry about it and just keep caller ID......I finally figured out that I would end up dying from stress of it all......and said "I give up" ---- I can't possibly pay back the money I owe right now and they wouldn't accept anything I offered so screw them. I worked in law for over 16 years and my email is open here so if you want, you can send me a message :) |
|
Geaux LSU Tigers!!!
 |
If you paid the debt like you were supposed to, none of this would be happening!
But yes, I'm terrified if I have to go to the courthouse. Don't worry, the worst thing that can happen is a judgment against you for what you owe. |
|
Steveo
|
Call legal aid. Maybe they can get a probono lawyer for you. But call tomorrow. |
|
deejayspop
 |
try and call the credit card company now and work out a settlement, then ask them to cancel the court date. |
|
babi_gurl1669
 |
everyday. i have anxiety disorders.. |
|
27ysq
 |
the judge will simply ask you to make arrangements to pay. unless the judge asks you to get an attorney, it depends on your situation. you may want to contact money management international, go on line and print out your request to them and bring it with you to court---moneymanagement.org--- a non profit agency. At least you can tell the judge that you are on the road to bettering your financial situation. good luck. |
|
ebosgramma
|
Bring proof of income and proof of the bills you pay and be prepared to either ask to set up a payment plan that is within your budget or ask the judge to put off payment for 6 months. The judge may reschedule another hearing in 6 months at which time you will appear before him again so he can determine if you can begin making payments at that time.
You may be able to work out a payment plan with the credit card company representative before going in front of the judge.
Do not be nervous. Many, many, many people have been in the same place you are in. Once the hearing is over you won't be charged any more interest fees. The judge will give a judgement for a set dollar amount and that is the most you will owe so this is really not a bad thing. |
|
falalalalalala
 |
i havent but i hope you get through it alright!! |
|
Mick J
|
yes i do sometimes |
|
Mark J
 |
First...good luck. Second, depending on how much the credit card debt is, it might be in your best interest to grab a lawyer real quick. The lawyer will be able to negotiate that the CC company accept a lesser balance among other things. Don't go into the Lion's den unarmed. |
|
You make Kitty ANGRY !!!
 |
You're gonna FRY ! It's the CHAIR FOR YOU, Honey !
Nice meeting you ....!
Oh! And say HI to your new Buddies in the meantime...they just LOVE "new Fish" like you ....!
You best invest in some Lube...because "THEY" won't...! |
|
arbiter343
|
Hope you like shackles, sack cloth, porridge, and a cement slab bed! |
|
helenajoy
 |
Hey don't worry if you have not committed any crime you will be fine. Its obvious that during first appearance in court people feel nervous but actually there is nothing to worry about because they will ask you questions that can be answered in yes and no see this http://stuarthanlonlaw.com/blog/the-arraignment/. You can also apply for bail and adhere to courts rules as well as "not guilty" plea to guard yourself against the charges. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
12 | 10 minutes(s) ago
| | | |
12 | 12 minutes(s) ago
| | | |
12 | 15 minutes(s) ago
| | | |
13 | 34 minutes(s) ago
| | | |
12 | 39 minutes(s) ago
| | | |
12 | 3 hour(s) ago
| | | |
5 | 7 hour(s) ago
| | | |
12 | 9 hour(s) ago
| | | |
12 | 2 day(s) ago
| | | |
12 | 4 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
