 Bankruptcy vs. paying off debt? |
| I am debating between filling bankruptcy and paying off my debt I have 12 - 15 delinquent accounts that have not received a payment (all charged off or in collections) in over two years including a ... |
|
 Anybody have experience with these credit repair sites. they promise take old medical bills off your credit? |
| they promise in as little as three month to erase most of your old medical bills on your credit report. Most sites charge $100 dollar set up fee and $30 dollars a month.... |
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 Need emergency $$ ASAP, can't find co-signer or loan to cover. Now what? |
| Credit is bad due to divorce. Can't even find on-line company to fund. Need min $1500. No one in my family can help... no co-signer w/ good enough credit. No collateral worth enough. Desperate...... |
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 Bad credit fix? |
| Is it better to pay off bad stuff on your credit or have someone like careone do it?... |
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 I am still looking for $30,000 t pay off some bills and get caught up? |
I am looking fo a private person that can help on a one on one
basis
This would free up extra money and help clear up our credit ... |
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 How do I find out who to pay? Debt collection? |
I have a debt and have not heard from the debt company for a while.
I know that this has been passed over to a debt collection agency but when they first contacted me I was out of work and only ... |
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 Do you think any private lenders that give out personal loans are real? |
| I ask a question on yahoo about bad credit personal loan and my answers were some people told me about private lenders do you think they will scam me?... |
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 Florida bankruptcy law.....? |
| Is there a minimum amount of debt owed in order to file a Chapter 7 in Florida?... |
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 I applied for a credit card but it says "declined, no credit history." Why? |
| I recently applied for an American Express card and it said that I got declined because I don't have sufficient credit history and that the credit cards that I have have not been open long ... |
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 I've been fraud!!? |
| this guy from Dubai sent me $4000 postal money order for something, i deposited in my bank. and days later, i got notice from bank saying it didn't went through...... i thought postal money ... |
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 I just turned 18 and i have bad credit, looked up my credit report, and found i owed $91.00.....? |
| and i could not find a mailing address or phone number for the credit company that i owe the money to. Funny thing is, i got one notice a year ago and none since. Any suggesions????... |
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 I want to refinance my house but? |
| I want to refinance my house but the bank said I have to wait 3 years before I could refinance. We bought the house a year ago already, but would like to refinance to fix some things around the ... |
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 What is ones credit score after Chapter 7 Bankruptcy Discharge? |
| Hi, my husband & I filed Bankruptcy 11/20/2006 due to a local attorney coming after us for $3,500 in medical bills from 1998-2001. We had our hearing on 1/9/2007 and our bankruptcy is due to be ... |
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Ms. C | I am trying to get a credit card.? |
What is a good credit card I can apply for if my credit is not that good. |
 |
 
j. a. prufrock
 |
they wan't you to get a credit card, they want you to screw up and pay them a lot of money, so just apply online, to a card that has no annual fee, say you make at least $15,000, and you'll get it in the mail in about a week. |
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trip
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Try getting a credit card that you pre-pay the limit. If you put 500dollars on it and dont get carried away then the next time you want a real card your credit is better than it was and getting a credit card will be easier with a history. |
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86Mets
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YOU DO NOT WANT A CREDIT CARD!!!!!!!!! Pay for it in cash!!!!!
If you can't afford it in cash, then you don't need it! you sound like your young and still have time not to make the same mistake that millions of people make!!!
Get a debit card which works off of your checking account, if you need to make reservations or anything, as long as the debit card has the visa symbol, you can use it and theres no interest charges, which add up BIG TIME!!!!!!!!!! |
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Yay for Summer
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Don't get a credit card, they are such a rip-off! I don't care which company it's from. |
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maamu
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I agree with 86 mets--but sometimes you really do need a credit card. It is about the only way to rent a car or register for a hotel room. That is the ONLY thing I use mine for. I learned my lesson on credit cards in the 80's and 90's--don't want anymore of that.
Capitol One offers credit cards to just about anyone, with any credit. |
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$$Cypher
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In order to re-establish your credit history with a credit card I suggest you look at more than one credit card offer b4 you finally choose one. Go to www.bankrate.com and search for companies that offer credit cards to those, like yourself, have a not-so-good credit past. By shopping you can get better terms than if you just picked the first offer you came across. |
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Flyby
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Visa and MasterCard are probably the most popular cards. Most banks offer some sort of credit card. Credit cards are probably the most abused type of credit in the U.S. There is nothing you can do with a credit card that you cannot do with a debit card, except accumulate a lot of debt. If used responsibly it can help you build a solid credit rating. The problem comes in when you are short of cash and pull out the credit card to pay for something you don't need nor afford. If you get a credit card and pay the entire balance in full at each month, it won't hurt you. If you only pay the minimum amount due then you will wind up getting into trouble quickly. Once you mess your credit up, it can take years to get it repaired. You sound like you have already gotten into some financial difficulty. Accumulating more debt will not help your situation. The best kind of debt to have is none. |
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