 If I paid $7000 towards my auto loan next month....? |
How much of the $7000 would be in principle and how much would be in interest?
I was told if I put down large payments (every couple months) on my loan, the bank would end up eating the ($8... |
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 When can they send the Bailiffs round? |
I am currently in arrears with a few creditors. At present I have set up payments of a lesser value with them.
Can they only send Bailiffs round if you pay them NOTHING, or can they send ... |
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 How do I report tenant who defaulted on lease? |
| My wife and I lease out our first home to suppliment our retirement income. A tenant moved out with no notice several months before the lease expired and has ignored our letters to them. How do I ... |
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 I'm almost divorce..PLEASE HELP? |
| People, I know this might not be the best place to ask a question BUT please help me. I been married for 12 years to a very nice woman we were very happy, but I meet someone else, then we starting an ... |
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 Can a collection agency issue a judgement? |
| Can a collection agency issue a judgement more than once on the same account?... |
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 Help me fix my credit!? |
| How can I fix my credit report on my on without an attorney? Is there a form I need to fill out? Will writing letters to previous creditors help? I need to boost my credit score!... |
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 Should I file for bankruptcy or work with a debt management agency? |
| My husband was out of work for almost a year and I lost my job. We have almost 30k in debt on credit cards. We have never been late with payments but it is starting to get tight. Should we file ... |
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 Will my bank give me a secured loan with my car title? |
| I have terrible credit and I need a loan. I have a paid off newer nice car bought with cash. Do banks give small loans with the secured car title? I don't want a to go to a title place becuase i ... |
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 How do I find out my credit score? |
| From a legit place, not having to pay for anything (my info right?) and not having to sign up for anything....... |
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 Gave my credit card to a friend but got it back then became a victim of fraud whatare thechancesit wasmyfriend |
| My friend (someone who i was pretty sure i trusted) needed cash to get something.. not thinking about it i offered my credit card. He used it for a minute then came back out andgave it to me. When ... |
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 Is this loan a good idea? |
| We have 3 credit cards: Balance of 530 with 19.8%, 1640 and 1738 both at 29.99%. My hubby had cosigned for his older brother a car and we had to take it from him. It was in a wreck (hit and run) ... |
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 Question about mortgage interest rate....? |
Is 5.9% fixed a good rate?
Is it lower or higher than you're paying now?
Additional Details
30 or 40 year, my choice.... |
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 What are the easiest and best credit cards for someone to get-have OK credit history-noty excellent but okay.? |
Additional Details
sorry should of said I already had a capital one card....its maxxed out !!!
need another!... |
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 Does any one know where I can get a credit card without having any credit? |
| I really want to help a friend out when she is in a bind., her family does not have too much money and I will do anything for ... |
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 A Question About Credit Reports |
| Does anyone know how to get your credit report without having to have some kind of membership and where you don't have to use a credit card? (freecreditreport.com is NOT free!)... |
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Heather R | I am trying to get my credit back to go standing are there any credit cards that i can apply for? |
i have tried ot apply for a dozen credit cards and keep getting denied are there any that will not deny me? |
 |
 
B
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Yea but don't keep applying and letting them run your credit, its not much but it takes a couple points off everytime someone runs it and those inquires stay on for a year. Try a secure card they will most likely be your best bet but you are going to have to put down about 200 to open it, but hey if you want your credit back this may be the only way, and 200 isn't alto to put down. |
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DAS
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David P is correct, stop applying for credit cards, that should tell you that something is wrong. Get a credit report and check over it to see what is wrong. To repair and reestablish credit you will have to get a secured credit card or a secured loan that will be reported to the credit bureaus, thereby building good credit over a period of time. By diminishing/deleting bad credit, and building good credit this will help you on the road to good credit. |
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David P
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You may end up having to sign up for what is called a "secured" credit card, where in order to have an ongoing $500 credit line, you'll have to front them $500 upfront so it's clear you have the money.
However, there are a few other things to try. Have you gotten your credit report? There's a lot of times where, even if you have bad credit legitimately, you will also have extra stuff hurting your credit score. I'd get my free credit report here first: http://npvos.com/click/?s=46023&c=82634&subid=car
If it looks okay, good. Otherwise, you can contact those agencies and they can help clear it up.
Then, I would look into a service that helps you find the right card for you, and can look specifically at cards for those with less-than ideal credit. Try this link: http://hjlas.com/click/?s=46023&c=63880&subid=car
Beyond that, your credit will improve over time, but probably not as fas as you want it to. |
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try2help
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If you have no credit, or just made some settlements and got things in order Firestone, and Goodyear, are prettey lienent and a good place to start.
Now don't go applying there if you have judgements and chargeoffs, they are good starting places, when you just cleard up your credit. |
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J.H.
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It takes time. Try getting a secured credit card. My first card was through Capitol One, after 6 months with my secured card they sent me an unsecured card with a $1000 limit. After another 6 months I qualified to buy my house.
Stop applying for credit card for a while, too many inquiry's hurt your credit |
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JustAskingYou
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there are cards that don't do credit checks. they are specifically for people with bad credit trying to get back on track. I like this website http://applyforcreditnow.ecreditdirectory.com/ because they have a list of catagories for different types of cards depending on what YOU are looking for. They have a link in the menu that says 'BAD CREDIT CREDIT CARDS' you might be interested in the list of cards you can apply for. Hope this helps. |
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Credit Team
 |
I wouldn't try any more because you will add more inquires on your credit. You should start by adding couple of prepaid credit cards to your credit and paying them on time , they are easy to get and be honest with you they make pay it on time since you have to have the money in your account before you go shopping.
There ar e couple that I like that you should look in to it,
https://www.eufora.com/apply/83?tag=43469275
https://www.accountnowvisa.com/secure/SignUp.aspx?pcode=Cc042Snw00&scode=43469363
there is no fee on them, email me if you have more questions.
Good Luck |
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cloius
 |
I agree with B. Try a secure card or Continental Finance Gold MasterCard. http://bestcreditcardratings.com/secured
http://bestcreditcardratings.com/bad-credit |
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RENA
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Just go to www.creditcards.com, there a many to choose from. Secure and unsecure cards. These cards will also report so to help you re-build your credit. Good Luck. |
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