 Open a credit card in your child's name and social security number? |
| I was reading that your credit score greatly depends on the length of time you have had credit and that an account opened for 30 years or longer is key to getting you into the 800s. What do you ... |
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 How do I go about consolidating my credit card debt? |
| I have a good credit score, last time I checked about 6 months ago it was about 720-730. Recently I have acquired a big credit card debt, about $9,000 on one credit card (with a limit of $10,000) and ... |
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| I am about to make a $500 purchase. Should I get a credit card to buy it? (I am 18 and need credit)? |
So would it be a good idea to go to my bank and apply for a student credit card. And then use it on my purchase, and then pay they bill in full right when it comes?
Will this help my ... |
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 I went to the interview, and the boss likes me , he was staring at me, and said yes after 5 min we met? |
should i take the job?
its a cool job, but i guess i will awlays have to smile and pretend that i like him back , but married, or engaged or a lesbiian , whatever
should i?... |
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 I own a house that my mother gave me? |
| but I recently divorced my husband and he left me in a lot of debt with no way to pay.I intend to pay these debts off when I can get a job but can my house be taken away for any of these debts, I ... |
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 How can I build up my credit when Im only 18? |
| Im only 18 and desperately trying to build up my credit. I was just wondering if anyone knew how I could do so. Thanks!... |
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 Will adding my son to my credit card impact my credit rating, even if he never uses the card? |
My son read that a way to improve his credit rating was
"Add Your Name to Someone Else’s Good Account.
Piggybacking off of someone else’s good credit is an easy way to improve ... |
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 I have a credit card question. My credit card is up to its limit and im making monthly payments to pay it off. |
| Is it a good idea to do a balance transfor to another credit card for lower intrest rates or does that just make it worst. Did anyone ever do a balace transfor? and does it help?... |
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 How do I get my Credit Score? |
I just recieved a personal credit file from Equifax, but it did not include my credit score. How do I go about getting that score?
I live in ... |
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 Why is the lost or stolen number written on the back of your bank/ credit card? |
For goodness sake!!!!
If you lose it you would never know what number to call anyway!!!!!!!!!!!!!!!!!!!.......
Egg's site impressed me though, first thing you see in the &... |
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 Does anyone know of a place that re consolidates private student loans without running your credit report? |
Additional Details
I have about 40k in student loans through Sallie Mae that I just recently brought current and the monthyly payments are $600 and my APR is 18.24% I need to do ... |
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 They put my account as "Charged off"....??..? |
| I have an outstanding balance with a creditor, I called one of debt releif organization. So I am making monthly payments. The collection agency put my account as "charged off". Are they ... |
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 New year and I want to start clearing my debt.. what are some good free debt management companies I can call? |
My debt amounts to about 4000GBP.
I want to start cleaning up my credit file and clearing debits.
I need a decent free debt management company that won't take any of my money in ... |
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 I need 2000 to bail my boyfriend out of jail but i dont have ne credit cards or bank account? |
Additional Details
ok i dont think it right that you ppl judge my boyfriend not one of you kno him or kno why he is in ther so i really dont think you should judge ... |
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 ING Direct, is it worthy?? |
| I am researchign ING, and see that the ing direct savings account accures 4% interest. Y is it so much higher than normal banks? I am 18 with no credit hostory ( dont kno if that metters), can I open ... |
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mr gogetit | I am trying to rebuild my credit. What is the best credit card to get? |
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Kay- Kay
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capital one helped build my credit |
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ambitiousd
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If you haven't paid off the other debt that resulted in the need to rebuild your credit ,then a card is the last thing you should be focused on. You can rebuild your credit by taking care of any debt on file. Pay them off in full rather than settling if you can. |
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Lance
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Ideally you should use a credit union for the lowest rates. Talk to them and let them know you are rebuilding your credit, and they will go out of their way to help you, banks too. Another thing you might ask about is a secured loan from your bank or credit union. They have a type of loan where you borrow $1000, but they don't actually give it to you right then. You make the payments all year. At the end of the year they give you the $1000. The interest rate is usually less than 5% which mean you end up paying back $1025. $25 is a lot cheaper than those 20% plus credit card rates. You get a whole year of good stuff on your credit report for making the payments. A 20% loan on a credit card would mean you have to pay back about $1112. You'd save $87 with the first option. Good luck, .... |
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twv706
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You can get a free consumer list of credit cards for people with bad credit to help them restore their credit at http://www.bad-credit-credit-card-for-people-with-bad-credit.info/ |
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frichalf
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get a secured credit card, you basicly put a payment down for how much you want your credit limit to be, and just keep paying it off without going over your limit. I know a guy who did that for about a year and it improved his credit |
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See Saw
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Reward credit cards reward you depending on the amount you spend on the credit card. Usually, you can collect rewards through 3 methods. One method involves earning cash back on the card, which is generally a certain percentage of each amount you spend. The next method involves giving points or any other type of token to the customers to accrue. They can then redeem these points for gifts like luggage, cosmetics and other goodies that the credit card company offers. Most of these reward schemes have alluring gifts and huge variety of selections. But the better option is to go for a cash back reward as it allows you to use the money any way you like. |
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That_ blue_ eyed_ Irish_ lass
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Secured credit cards require you to deposit money into a savings account to be used as collateral. For example, if you deposit $500 into a savings account, then your credit limit on your secured card would be $500. You then use the card just as you would any other credit card, the difference being that if you cannot repay the borrowed money, it is simply deducted from the balance of the savings account that you would receive upon closing the account. Secured credit cards are primarily for borrowers who want to rebuild their credit, so they generally report to all three major credit bureaus monthly.
Unsecured Credit Cards
There are companies that offer unsecured credit cards to consumers with poor credit. Many of these companies are charge outrageous fees in an attempt to take advantage of those who struggle with getting approved for a credit card. In order to avoid this, it is important to shop around for the best deal, . Try to choose reputable companies, and apply for only the best three deals you find. |
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billy j
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If your credit is bad you don't need a credit card. You need to pay for what you've already charged. Paying what you owe will improve your credit. |
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HearKat
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There are many websites that will list credit card offers. Just do a web search for: credit card comparison
I am rebuilding after a bankruptcy a year ago. I have since gotten a car loan -- I put more than half of the purchase price as a down payment, and chose a relatively inexpensive model. Since that made my payments fairly low, I have been sending in more than the amount due every month. The loan is for 5 years, but I plan to have it paid off in one.
I just put in for a credit card with HSBC/Orchard Bank. I was eligible for an unsecured card based on my income. Only get a secured card if you can not get a regular one. I have been getting many offers in the mail - I think they get a list of people who have gone through bankruptcy. I saw that this one was recommended on several of those websites, so I applied for it.
Once you get the card, only use it to purchase things that you could be paying cash for, and pay the balance in full as soon as you receive your statement. Do not carry a balance from one month to the next and NEVER pay late! |
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blah500
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You need to find that credit cards that are hurting you the most then pay those off first, then keep paying them off as they get easier and easier to take care of. Then captialone is pretty good about taking anyone but make sure to pay it on time, I don't like their customer service. I've also found that citibank credit cards have good customer service. |
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