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 Will a collection agency sue me over $7,000 debt?
I have debt with a walmart credit card for $7,000. They have sent it to Encore, a collection agency. Will the collection agency sue me for this amount of debt. I don't own anything of ...


 Can i be turned down for a credit card because i did not provide my social security nunber?
I went to a local store and I was told that my application could not be processed if my social security number was not ...


 I may be moving out of my hometown, should I cancel credit cards?
I will be moving to a city that doesn't have some of the stores that I currently have credit cards for. I know you shouldn't cancel or close the account because it messes up the credit. Do I...


 If My credit is in trouble and i want to get a loan to fix it, is that possible?
...


 What would a credit-card company do if i refused to pay?
if i just said "look, the risk of non-payment was yours when you gave me the card, I can't afford to pay it back and you will have to write off the money?"...


 Bank Account..does anyone know if i can open one even though i have an overdue on another account they closed?
I used to have an account at wells fargo, but i had an overdraft and they didnt even give me a chance to pay...then a month later they shut the accound and gave me a letter sayinf it was send to a ...


 What is best and quickest way to get rid of debt?
...


 If I max out my credit card every month and pay in full every month will that hurt my creidt score?
My Limit is $2000 and I use my card for all my necessary spending i.e. rent, utilities etc.... if i charge $2000 on the card and pay it in full every month leaving no balance will that hurt my credit ...


 At a cash machine one day you notice a little old lady walk off and leave her £100?
Do you pick it up and return the money?...


 Does anyone know what to do if a bill collector calls and harrasses on your job?
...


 How long will it take for some of the deficiencies on my credit to fall off my credit report?
...


 Question about collection agencies?
Can collection agents actually come to your house and harass the hell out of you?... or is this just a scare tactic?..
Additional Details
Why do some people say Yes and others say NO?? P...


 What's in your wallet?
Well, that is what that card place asks....


 Credit Card Debt?
What is the best way to get out of debt? Is condolidation the real answer? I've really gotten myself in a mess. I have a decent job, but with raising three kids and EVERYTHING being so ...


 Do think I'd be able to buy a house?
I'm 25, and I earn £39,000 (before deductions).

I have one credit card (the balance is currently 0).

I have no loans (apart from student loand which I don't think ...


 Is it better for your credit report to close credit cards or leave open (& not use them)?
My son has a few credit cards that he doesn't use and wants to close them out. I was told that closing them will affect your credit rating (in a negetive way). True or false?
Additional D...


 What is 85% of 352?
...


 Each time I apply for a credit card, does it lower my credit score?
...


 My Dad cosigned on my car since I have no credit... but?
Since I'm trying to earn credit and I make all the payments on my car, can I have the car put in my name? Or do I have to have established credit for them to make that decision?

If ...


 How to build credit? Credit card recommendations?
I have little to no credit. I got a credit starter loan and have been paying on it for a year now but i still can't get approved for things because i don't have enough credit. What are some ...



11Matt11
I am turning 18 on June 5th, but I need a credit card NOW. Is there anywhere I can get a card?
I need a credit card so I can get a paypal debit card so I can get the money i need to ship stuff for ebay faster. Problem is I don;t turn 18 for like 4 months. Does ANYONE give any kind of card out without the 18 years of age requirement? I just need it to verify my address. help! thanks
                     
 




$m¤¤v¥ £¤¢¤
I work in the credit card industry, and I see questions like this all the time. Once and for all, I'm going to give you the answer you should know. Under federal law, you have to be 18 in order to establish an individual account. One thing that you might do if your parents are willing would be to add you as an authorized user to one of their credit cards.


naif
sorry, but:
lolololol
i'm turning 18th on the exact same day xD xD xD

(on topic:)
No you cant, you are'nt legally deemed an adult until youre 18, and thus! not trusted =[


Val
Rating
YES. I got a card when I was 16, through Chase. They were the ones to actually get in contact with me and offer me the card. The only problem is, the interest rate was pretty high, somthing like 80%, but I only used it for buying school books for college and such. Also, I needed a parent's signature. That was pretty much it. If you go to Chase's website, they may have more info on that specific type of card. It was some years ago though so it could have changed.

BTW, no matter what card you get, you'll get an extremely low balance because you have no credit history but its your first card, so you'll just have to slowly build it up.


ronaldinho
you can go to any bank and open a small acount
you have many banks like : M&t , HSBC and many
and there are many kinds and companies can give you credits
companies of credits : american express , master card , visa card and many
kind of credits : internet shoping , gas , oil , book and many


Mariposa13
Wait. Its more trouble than helpful sometimes. Avoid debt if possible.


You asked - I answered
Rating
Nope. You better start asking your parents to help out...


worldpeace
check out www.fastcreditcardapprovals.com here you will be able to compare all major credit cards side by side on rates, fees and rewards.


In legal trouble
Nope


armor king
Rating
get those prepaid credit cards because u put the money on it so u wont have to worry abut collectors wanting money from you immidiataly.


emtjeff73
nope fedral law states the legal age is 18


Prophet 1102
Rating
Nope - because you have to sign a contract - and unless you're 18 the contract would not be legal.


Henry
Rating
All you need is a bank account to access your PayPal funds. I think you can survive a few months that way.


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