 How to and where do u get a perpaid card? |
| I wan to buy a hockey stick online, but i need a credit card, im 16 and my mom doesnt want to use her card, even though i said ill pay for it. I found there is a something called a perpaid card and ... |
|
 I CoSigned A Car Loan for my Fiancee And...? |
I co-signed for a car loan for my fiance and during the signing realized that his name is in the co-sign position on the loan docs while my name is the owner.
When I mentioned this to the loan ... |
|
 How to raise credit score? |
| I'm trying to raise my credit score and my score is a 486. I started paying what I owe and my score doesn't even raise after several months. Are there other ways to improve the credit score ... |
|
 Cant get credit? |
| i can not get credit to save my life. my situation is this. i earn about 24k, and im on a debt management program and have been for 3 years and it is not an iva, also my monthly payments have never ... |
|
 Money order scam. I'm a victim and could be $4000 overdrawn at the bank. what do i tell them? I know im stupid |
| i was looking for a job in accounting on yahoo jobs. this one place responded and explained i was going to cash money orders for them and wire the money(after my 10%) to another United States ... |
|
 How can I pay down my credit card debt? |
| I graduated from college recently with approximately $8,000 in credit card debt,as well as an $8,000 student loan. I am in a full time job where I am paid $12 an hour, and cannot seem to find another ... |
|
 Has anyone ever had a car saleman lie to them about their credit score? |
| I'm not sure how commen this is. I am 100% sure that all 3 of my credit scores are over 720. Just checked in online today, plus my mortage broker showed me the reports a few weeks ago when he ... |
|
 How can I improve my credit score fast??? |
I checked my credit score about a month ago on freecreditreport.com and my score was 665.
This month I apply for a loan to purchase a home and because I had 2 credit cards almost max out my ... |
|
 Why do Americans have so much credit card debt? |
| I ask this because a few months ago I had about $1,500 in credit card debt at about 9% interest. I thought this was a lot. Then I read that the average American has credit card debt in the amounts of ... |
|
 My wife is being harassed by a collection agency that we have not heard from in 7 years. Help!? |
| My wife had a credit card that had a $2000 limit on it in 1994. She made payments on it for awhile, but stopped in 1997 when money was tight. She did not receive anything from the credit card ... |
|
 Bad credit without ever having a credit card? |
I need help. I am 26 years old with horrible credit. I have never had a credit card, all of my stuff is from bad decisions and not having steady income. (was a server for almost 9 years)
M... |
|
 Is there a way to get a full credit report for free? |
| I heard once this is possible once a year. Any leads on where I can get this?... |
|
|  |
Aditya G | I am unable to pay the personal loans that i have taken from banks? |
what to do it is impossible for me to pay the bank loans which i have taken from diffrent banks .I have no property right now,but i want to pay the loans but i will be not able to pay the intrests is it possible.I can only pay the principal ammount is any setllement with the bank is possible? |
 |
 
helpaneed
 |
Though it would be not be prudent to suggest anything without going into details of your case specific, yet you may contact your bankers for an amicable re-scheduling or re-finance - the later being a very difficult option. Debt recovery tribunals/courts are very ruthless to defaulters these days. |
|
tomthepawpaw
|
You have very few alternatives. There is the possibility of declaring bankruptcy, but you haven't given enough info to see if your are qualified. Besides, bankruptcy should be the last consideration. You could try some debt consolidation loan and the last is to sit down with each bank seperately and see what you could negotiate with them. Banks are willing to talk with you. They don't like litigation, it cost them money. |
|
Challenge
|
I am sorry to hear about your financial strain. It is one of the most challenging things you can face. I would hate for you to have to file bankruptcy - that is a tough roe to tow and it is not at all as easy as it sounds especially since the laws regarding bankruptcies have been changed.
You need a plan. The first thing I would suggest you do is get a second and third job to help make the payments. Then, call the lenders to make arrangements to pay what you can. In other words, do all that you can and after you have done all that you can just let it go. I mean it is not going to help you to worry yourself sick about it. So, just do the absolute best that you can and then follow follow the plan through.
Best of luck to you. I know from personal experience how weary financial issues can be and you have my sympathy. |
|
Vijay
|
Friend,
Before borrowing anything, we should consider our repaying credibility/source/strength/assets/liabi... welfare/medical needs and any unforeseen circumstances.
Past is past.
Now try to over come the situation and present crisis.
Instead of answering to varied payment due banks, Consolidate your all loans to one particular source of finance.
Transfer mutually your liabilities to that, and on amicable understanding.
Dont further damge your credibility.
If nothing works to your favour, surrender yourself to your borrowers and seek humanitarian mercy.
At any given point, do not put your family/dependents to penury.
Wish you a prosperous turn-over tide. |
|
lady d
|
BEFORE YOU GO ANY FURTHER PLEASE CONTACT OR GO TO THE BANK AND ASK TO TALK TO LOAN PERSON.YOU MUST MAKE THAT EFFORT TO SHOW THAT YOU ARE NOT A DEAD BEAT RENIGING ON YOUR LOANS.THEY MAY LET YOU FOR A FEW MONTHS JUST PAY THE PRINCIPLES BUT I DOUBT THEY WILL LET REPAY THE WHOLE LOAN THAT WAY .ASK ABOUT A CONSOLIDATION LOAN,COULD BE CHEAPER IN THE LONG RUN.GOOD LUCK |
|
durga v
 |
When you do not have any property, how they have given you loans that too from different banks,may be on salary basis. Do you have responsibilities or u are in the habit of taking loans and spending easily. If that is the case then stop immediately, otherwise, you will be in soup. Live according to earning do not go for which is beyond your capacity,which is a bad habit. |
|
SOUMYA JYOTI m
|
YOU MAY APPROACH THE BANK FOR "COMPROMISE SETTLEMENT" ,but before that you have to convince the bank about your actual position and your willingness to pay the principal amount.Bank, if convinced, may refer the matter to higher authority for their approval.However ,Bank to Bank the procedure differs . what ever may be, you may approach the Bank , rest depends on their policy / procedure. |
|
SG Elite
|
Speak with the banks and work out a repayment plan that you can afford. |
|
debraalbagli
|
They are going to want the whole amount.Try to schedule a payment schedule. |
|
T. Bansal
|
Hi Aditya, I know u are in financial crisis. You might be paying high interest rates on your loan & now since you are not able to pay it, bank will be charging you heavily.
But u are the only person who can solve this issue. And I belive you will do this. so have confidence in you.
Try to talk with your bank
if no solutions comes out, search for other options.
if you are working in a good company try to get a loan from other bank.
As your name suggest you are an INDIAN, if you are in India right now better to take loan from Nationalize banks.
There are be less charges and easy payment options.
Best wishes. |
|
kokopelli
 |
Banks would never accept principal payments only. They might accept interest only payments, but it sound like you cannot even do that. Your best bet is to call them right away and explain the situation and how you intend to get out of it. |
|
kcay25
|
would you be able to contact a credit counseling compant and have them work with the bank to work out a plan |
|
duster
|
BANK RUPTSEY is hard to deal with |
|
michael k
 |
it's the banks money,let them worry about it.If you have nothing, too bad,they can't get blood from a stone.Just as long as you told them the truth in your loan applications,they cannot accuse you of fraud.The banks write off hundreds of millions every year,so your loans are just a p**s in the ocean.If you insist on paying,then make them a reasonable offer,if they refuse,they will have to justify their refusal if it came to court.Above all,don't worry,it's not worth it. |
|
mohd
|
what's if the benificary of the personal loan is expired, can he be free from loan which he has taken from an cooperative bank |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
14 | 38 minutes(s) ago
| | | |
12 | 40 minutes(s) ago
| | | |
13 | 1 hour(s) ago
| | | |
14 | 3 hour(s) ago
| | | |
14 | 6 hour(s) ago
| | | |
14 | 9 hour(s) ago
| | | |
14 | 1 day(s) ago
| | | |
14 | 6 day(s) ago
| | | |
14 | 1 week(s) ago
| | | |
14 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
