 I have a creditor calling me? |
| They want over 7,000, but are offering me a settlement of 2,400. They wanted it all at once, or in 3 payments of 800. I told them I cant afford that, and could give them 250 a month. Now they are ... |
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 I do not wish to have a credit card how can i get a debit card? |
| I am new to the U.K. And do not need to pay interest on any credit card I have never used one my whole life we have allways saved the money and payed cash but these days one canot be without a card ... |
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 New to the credit card thing? |
So, I got a credit card, and racked up a $470 bill, so before I got the statement I made a $200 payment.
I got the statement and it says they received the $200, and now I like $276 or something..... |
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 How do i get approved for a loan without good credit and a co signer? |
| i have so many bills overdue and i can't get a loan from no where bc my credit isn't good and i have no co signer.... |
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 When is the best time to pay off a credit card ? |
| Is it better to pay off a credit card , as soon as the purchase can be seen through the online banking site or should I wait until a due date is shown ?... |
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 Do you guys think i'm badly in debt? |
| I owe a $500 bill, $200 bill, a $70 bill and I still owe $11,000 on my car I've been making payments on all three of my bills. They started out alot higher. My credit score is between 500-600 ... |
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| Which part on my debit card is my card number? |
it is a lloyds TSB VISA debit card
I would like to know how long the card number should be
i have had trouble knowing this whilst filling in a ... |
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 Can a credit card company collect a debt after 10 years? |
| In 1993 I had a opened up an account with a bank for a credit card. The bank is now out of business. For over 3 years I never recieved any statements for this card. I conatcted the bank so many times ... |
|
 My husband closed out his credit card account and...? |
| while we were seperated the credit card company sent checks in the mail that would apply to the credit card, well, not knowing the account was already closed i spent about $1000.00. if the account ... |
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 What happens to all of someone's debts if they go to prison? |
| I was just wondering what happens to a persons debts (bills, bank loans, Mortgage etc etc) they obviously can't pay em if they're in prison, do they get put on hold or something?. I don'... |
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 Collection agency information? |
| can a collection agency go into someones bank account and take out money owed to them?? do they have the power to do that?? thanks for your ... |
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 I cannot afford to pay for a loan I took out.? |
What shall I do, and what are the legal complications.
Additional Details
The loan is ... |
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 I've not been charged for a loan? |
| I took out a loan nearly a year ago and, although there was a three month payment 'holiday', the bank hasn't taken any of the repayments out since. Will I get away with paying nothing? ... |
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 What can I use to prove employment for a loan if there are no pay stubs? |
Additional Details
Sorry ya'll....let me be a little clearer with my question: I work for a Broker as a real estate agent and I also do his accounting. It is just him and I. I ... |
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 Can you buy things off the internet with a debit card? |
I am 16 and have just sorted out my bank account and have got a debit card.
However, i am wondering if you can use this to buy things off the internet or do you need to use a credit card ?
... |
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 Once something is reported to the credit bureau, does it matter if you pay the balance? |
| Once it is reported, will it improve your score to pay it off, or does it not matter, once it's on your credit?... |
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Shankia M | I am under 18 are there any credit cards that I can apply for.? |
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Waine
|
hi, check this site for real great info on that:
http://credit-cards.ebookorama.com
also these do help
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if you get any luck please don't forget about me lol, hope it helped you! |
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Jay Da Mic
 |
The problem with most jurisdictions is that you cannot enter into a contract with a minor. The contract would be unenforceable, no matter if the minor fully agreed and signed. Therefore, if a minor were to get a card, max it out and refuse to pay, there is pretty much nothing the card company can do.
Having said that, there is one way to get a credit card. Get an adult (usually a parent) to make you an authorized user. That way, you get your own card with your name on it, and the adult is fully responsible for all charges & interest. |
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KX250F
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no |
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It'sJustMe
|
What Peach said. I got one through Capital One at 17 with my father as a cosigner. Check with your bank or credit union to see if they have any programs for minors. Some local banks and credit unions in my area do and also teach about how to use credit properly.
Just remember that even though you are under 18 you are already starting to build a credit history by having that credit account. If you use that credit card wisely, that will help you in the future when you want to get a car loan or money for school or further down the road to buy a home but if you keep spending and can't keep up with payments, your credit history will suffer and you will have a harder time getting a good deal or any deal on a loan. |
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tm99
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yes if you can pay for the bills with your own hard-earned money |
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icac83
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if u got moeny go to the bank and put money in and there you go a debit card or a check card. |
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Peach
 |
Capital One has one. At least I can say that my son got one when he was 16, which was 6 years ago. I don't know if they still offer it but you could check. I had to cosign. |
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Kayte
|
no, you can have a credit card in your name is your parents are on the account as well
thats the only way |
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lady01love
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Legitimate credit card companies can not and will not enter into a legal financial contract with anyone under 18.
Also, there is no such thing as a co-signer on a credit card. You can be added as an authorized user on your parents credit card, but you cannot get one on your own or as joint until you are 18. As an authorized user you will get a card in your name to use, but you are not financially responsible for the balance on the card. |
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Autumn
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nope you are consider a minor as soon as you are 18 head to the bank with 200.00 and get a card |
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Studly
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I must disagree with lady01love, as I know of several people who have co-signed for minors.
As a matter of fact, it's recommend that you get minors a card as soon as possible to help establish a credit rating. |
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mebewa
 |
I am sure that there are but why would you want one? Credit is a very very dangerous tool. If you need to buy something on credit you should probly not be buying it in the first place. |
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cope_acetic
 |
No.
Only the kind that parents sign for. |
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Hoa N
 |
No
and do not become slave to the lender,it will get you in trouble for a long time. enjoy your freedom as much as possible.
You need to learn how to save regular, saving make you rich, credit card will get you down |
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lookaround
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If you are an emancipated minor and can prove financial responsibility, you "might" be able to get one. Other wise you will need you guardians help. |
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mbrcatz
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Most credit card companies don't care how old you are - and poor credit does NOT jump off your record once you turn 18. |
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report me
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Yeah, Barbie credit cards.... |
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