 How to get a loan with not so good credit? |
| I need a loan of 1000 dollars and I don't have good credit. Any suggestions on where I can get a loan from? No payday loans ... |
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 Is it cheaper for a merchant to process credit or debit? |
In general, which results in fewer fees for them, and what is the benefit either way for me?
Additional Details
My bank (credit union actually) does not charge a fee for card use, ... |
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 Do i have give the bank the money? |
| recently my bank card was stolen and somebody used it to commit fraud and spent thousands. However, my card was reported lost before the card was used for fraudelent activity. The bank say that I am ... |
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 Pre-paid credit card? |
| do prepaid credit cards help build ur credit score?... |
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 I need a credit card to pay off trips. Any suggestions? |
I am a senior in high school and have no credit but i am 18.
Additional Details
I am getting ready to go on 2 school ... |
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 Credit Card Question? |
| If someone has a credit limit of 3000.00 – how much of that can they use, all of it? Like for example if someone has a $3000.00 credit limit and they want to purchase something for like 2890.00 can ... |
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 Is it legal that a car financing co. calls on Sunday? |
| I made arrangements to split my payment between 2 weeks and within my 10 day grace period. They called 2 days later on Sunday, Christmas Eve, at 7:30. I have already post dated a check for the ... |
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 Anonymous Prepaid Credit card? |
| So... I want a prepaid credit card which i can get in a different name and address. It's because i was suspended from Ebay, totally unfairly (I did nothing wrong!) but i need to get back onto it ... |
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 I have been given a court date for possession - i have offered a payment plan but it has been declined by the? |
lender.
What i can i do so i don t lose my home - i dont want to take out loans remortgages etc. Can i get someone to represent me ??? where i go for free advice ??? sensible people only ... |
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 NEVER notified of a wage garnishment and now they take 25% of my check.. What can I do? |
| I just got my check a little bit ago and can't talk to anyone at work about it untill in the morning...... Like the title said I received zero notice from anyone at my work or from a court or ... |
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 Can't pay interest on credit cards - what happens if I don't? |
| I have debt so extreme now that I can't pay the interest on my credit card bills. I used to have excellent credit (780!) two years ago, and then my life fell apart - husband trouble. What will ... |
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 Credit card application declined, does that go on my credit file? |
| I applied for a credit card with a bank it was declined I want to go through another bank with a slightly different application ;) would the other bank be aware that I have recently be declined by ... |
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 I just turned 18 and want to apply for a credit card, i have no credit history, what do i do? |
| I have applied for discover and have gotten turned down and also a visa from bank of america and am still waiting.what would you recommend i do?... |
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 In U.K got letter saying I have a bank charge to be paid by certain date, thought they were illegal now? |
| shall I pay and contest it later or not pay it? If I don't pay it will they try and tack on another charge?... |
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 Best Credit Card ?? |
I am living in Mumbai. Can u give me a comparison of different credit cards...in terms of their...
1. registration & maintenance charges.
2. cash back details
3. their reliability<... |
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Da Austrian Oak | I am way over my head in credit card debt, like $24K. Is there hope for me for bankruptcy (see details)? |
Because of medication that I'm required to take and have been on since 1999, since I have no medical insurance, I've had to continually throw the costs of meds on credit cards. I'm making more money now than a month ago in my last job, but I'm still only able to make the minimum payments.
I don't buy useless stuff, just what I need, not want, NEED. My dad is hinting at me to get a place of my own becuz his witch of a wife is putting him up to it. If I didn't have all this debt, maybe, just maybe, I could afford a studio apartment. I know the bankruptcy laws have changed since like 5 years ago or whatever or even less than that, and I know they make it a lot harder for you to get rid of your debt. I don't know what to do. I've contacted non-profit credit card organizations and they just tell me I need to find a job that makes more money. Well, that's really easy for them to say, especially when I don't have a college degree. Do I have a chance? |
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nataliexoxo
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i had to declare the b word last year lol
i had almsot $50k in debts.
i would recommend calling and meeting with a lawyer to get abrest of the new laws and rules.
for me i got rid of all my debt. i was left with 2 mortgages and a secured loan to repay. the sticker is i can't get a loan for 2 years so if i wanted to sell my house within 2 years of filing i wouldn't be able to get a loan for a new house.
the non profit companies suck- i had a lady say to me- can't you just work more over time- yeah me working 48 hours a week's not enough to kill me already right?
be carefull of where you try to rent. your credit score and bankruptcy can effect you getting approved for that too |
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G.V.
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You need to find a job that not only gives you better pay, but better benefits so you can get at least part of your medication covered by insurance. There are decent jobs out there that do not require a college degree.
Contact the National Foundation for Credit Counseling and see what they can do for you:
(800) 388-2227
www.nfcc.org
Also known as Consumer Credit Counseling Service (CCCS)
Based on your area code, your phone call will automatically be plugged into the NFCC office nearest you.
I would exhaust all possibilities before claiming bankruptcy. That is a move that will hurt you for a long time.
Realize that you have to change the way you are managing your money or else you will continually be in the same situation you are in. |
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Gerald
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Time for you to move out... Stop charging and make the minimum payments... Your credit is good as long as you make the minimum payment...
Go see the Army recruiter -- Make Dad proud and you Smom will be happy your out of the house... |
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bdancer222
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Well you had my sympathy till you got to the "witch of a wife" part.
You are living in your father's home, probably at little or no cost. His wife has to put up with you, probably feed you, clean up after you, and I bet she does your laundry too.
You have a job and still manage to run up $24K of credit card debt -- I don't care that it was medical. There are all sorts of organizations that could assist you, including your employer provided health insurance might cover pre-existing conditions as far as prescriptions after a year or two. At any rate, what else were you doing with your money? Is there a car? Fancy computer? Game stuff?
There are lots and lots of people making very good money that do not have college degrees. In fact, I know of at least 5 people who don't have degrees that are making a whole lot more than my sister-in-law with her masters.
So here's the blunt facts of life. Turn off the computer and the PlayStation. Get off your *** and go get a better paying job. Get two so you can pay off that debt faster and move out and give your poor stepmother some peace and quiet. |
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wartz
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You should contact a local bankruptcy attorney to look at your case. This is not a do it yourself project. You probably are a good candidate but you need to determine if things would change after bankruptcy or would you be right back in the soup. |
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Mrs Apple
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If you're really worried about paying all these bills, you need to find a second job. There's no excuses for you not to work two jobs. One can be full-time and one can be part-time. The full-time job should at least provide you with medical benefits. If it doesn't, you can buy a medical plan from Blue Cross. Bankrupcy should be the last thing on your mind. However, since your mind it set on it, there's nothing we can say that would make you work harder. Why waste everyone's time on answering your question when you already have the answer? You might not be able to rent an apartment if you file for bankrupcy, because leasing offices check your credit history before they rent you the apartment. |
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shanebat
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You might talk with dad & see if he could give you some time to fix your credit situation. Bankruptcy should only be used as a last resort. Call the counseling service above. If you need a quick loan check out http://www.prosper.com. |
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SPIFIMAN1
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bdancer, you hit the nail on the head this time buddy.
I wonder if he would like some cheese with his whine? |
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Clippety
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I was reading the book Gangs by Tony Thompson and I was stunned at how much money even petty criminals make. The underworld can solve your problems in a month, so be positive :) |
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burce f
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ah tisk tisk maybe sell your body, to some nice roly polys e |
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yoda the twentysecond
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If you can't afford to pay for it, do not buy it. It's very simple. We can't all be rich and if we're not, we shouldn't try and act like we are. |
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