 Do you have to have a bank account to buy on ebay with paypal or will a credit card work instead? |
| I have apparently set up an account and added a visa debit to the account...I have NO clue how to go on from there? How do I by on ebay?... |
|
 Can I legally be sued for debt for something that was before I was a legal adult? |
Here is my situation (bare with me!)...
4 years ago I started college at a very pricey insitution. I didn't necessarily want to go there but my dad liked it so I decided to go there. Once I ... |
|
 Loans for unemployed? |
Are there any real companies out there that give loans to someone who is unemployed, becuase i really need a loan and im in full time college. Also i rent.
I know most of them wont ... |
|
 My friend told me that everytime a company does a credit check on me...? |
| such as fashion bug, my credit score goes down and I could be red flagged for having so many credit checks done. I want to know if he is correct, because everytime I go to fashion bug, the clerk ... |
|
 Have can I check my credit rating with out having to pay any thing? |
I tried checking my credit report/rating but you have to put in your debit card details and I dont want to pay any thing.
Can I ask my bank do it for me and get them to tell me what my credit ... |
|
 Does anyone have experience with collection agencies? I don't know what my next move should be? |
| I have a credit card in collections for roughly 2800.00 . I have had two conversations with the agent. I offered him 100.00 monthly payments. He said it wasn't enough. His tactics are ... |
|
 How much credit card debt is bad? |
| I always avoided credit card debt. I own a home and I like to save money. i'm 27 and single and all my girlfriends go nuts with credit cards. I fell into the trap a little bit and now I have $4,0... |
|
 Im interested in refinancing my home. i always get tons of mail offering such. what is the best way? |
| im not sure if the mortgage companies are better or the banks?everytime i tried to call them, they are very eager to get my financial details which i dont mind, but giving out my social security on ... |
|
 How do I figure out what interest rate I got on my current car loan? My payments/term... $340.54/month; 60mth |
Additional Details
Okay, so you think I need my principle financed... well wouldn't that just be my payments times the term!? So it'd be $20432.40... then you'll need ... |
|
 Should I reactivate a credit card whose date is expiring? |
| I have a card that I never use. I understand that for FICO reasons I shouldn't cancel it but I have received a new one in the mail with a new expiration date and I'm wondering which would ... |
|
 Credit score of 566, any suggestions on delinquent credit card debt? |
| Keep in mind that this debt is several years old, will paying off some old accounts make it higher?... |
|
 I have bad credit affter a bankruptsey 2 years ago - all I have is my job and I want to borrow about $2500? |
| God I think even my dog would turn me down at this point - anybody know anybody who gives real unsecured personal loans based on their employment?... |
|
| Can I still File Chapter 7 if I got a summon by a debt collector? |
| I've just got a summon yesterday by one of my credit card I have and I was wondering if I can still file Chapter 7? I do have other credit cards and medical bills that need to by paid as well ... |
|
 Can you lend me £20 please? |
| im just asking i could do with a pizza ?... |
|
 How do i get a prepaid creidt card? |
| i live in the U.S. and i want a prepaid creidt card. how do i get one and do i need a social security number?... |
|
 How can I get a free copy of my credit report so I can start cleaning up my credit? |
| My credit score sucks its like 360 something(sad I know).Ready to start cleaning it up now.... |
|
 I need an interest free loan? |
| Where can I get an interest free loan from for about £1000? I don't mind paying a small amount of interest but I'm not risking the bank at the moment. Any one any ideas?... |
|
 I got my first bank card :)? |
| Hi, I got a barclays bank acount, and my Dad is putting £25 in every Friday, what should I spend it on/ save up for?... |
|
|  |
dan p | I am worried about what a collection agency is telling me.? |
I had a car repoed 6 years ago, and just last week i got a call from some realy rude man demanding 12k for the balance, intrest and fees. I told him i dont get it and i am not paying you and hung up the phone. Then my wife answed the phone and she told him i am not in, he told her that he need to get in contact with him in 24 hrs, If i dont get in touch with him he is going to falicate a law suit/and it could result in prison time.
I am really worried. |
 |
 
bryan l
|
Looks like you may have an unethical CON after you. This persons company bought that balance for 200 bucks, now imagine if you had a pile of cash and coughed it up he would be 10k richer. Check the states Statue of Limitations, goggle-Statue of limitations on Debt. Then send this company a ceist and desist letter, that means after he gets that he can not call you. send it certified. If he gets in contact with you again then sue him. YOU CANNOT GET THROWN IN JAIL FOR THIS, THAT IS A TREAT AND AGAINST THE LAW. sorry for the shout! This repo will fall off of your credit in 1 year. But they will sell this balance to new agency's and do the same thing sending them that letter, don't pay them a dime |
|
coreys1247
|
That is very illegal.
Read this.http://www.expert-credit-advice.com/debt_collection_laws.htm
Trust me |
|
smiley0_1_1999
 |
Ignore him. He is making threats that are illegal. Do not pay a dime!!!!! The repo will drop off on your credit report after 7 years, so do nothing. It you pay or even sign something, you may restart the collection process. The statute of limitations is usually 5 years, so he does not have a leg to stand on. You can not go to prison for this.
Just start screening your calls by using an answering machine, caller ID, and anonymous call blocking. |
|
You da man, Idaho
|
He's full of BS! Ignore him. |
|
lmclear4
|
Make sure that you document all calls made like that. Keep them until that situation is not on your credit anymore. If it continues report it. That is harrasment. |
|
Like2know
 |
see down what i thing will help you (found at icebergtips com under credit button |
|
Mariposa
|
Collection agencies will try anything. You have a few options. Check out the link below. First of all, they can not threaten/harrass you. They can't put you in jail. They can take you to court, but they have to mean it when they say it. Also, I don't know what state you live in, in some states, 6 years is past the statute of limiations (the amount of time they have to sue you) has expired. Good luck and hope this helps. On the last link, scroll down to the bottom of the page, don't mind the offer. |
|
Flyby
|
You cannot be arrested for not paying a debt. It may be possible for him to obtain a judgment against you for the balance of the debt. It depends on local laws. There are time limits as to when a lawsuit may be filed and proceedures a collector must use to collect a debt. If he threatened you with arrest and jail time, he could be in violation of the federal law. There are strict laws concerning what a collection agency can do to collect a debt. If the collector fails to file within the prescribed time, then they may be unable to collect or obtain a judgment against you. If I were you, I would get in touch with an attorney or one of the credit bureaus to see whether the law was violated and what you may need to do about it. You are not required to speak with them or call him back. You may want to send a certified letter return receipt requested and tell them that you want them to stop calling you and only communicate with you in writing. |
|
Sassy
|
Go to Federal Trade Commission with all of the information that you can collect about them. Give no information to any stranger. http://www.ftc.gov. You can also put all of his business in the streets at http://www.ripoffreport.com. This site will allow you to blow some steam off and warn other consumers about this troll. Good luck! |
|
Nort
 |
I don't know about prison time, that seems to be far reaching. But it never pays to avoid these people, they have a job to do just like you do. He may have gotten terse with your wife, but you did hang up on him. Listen to what they say and if you cannot do what they want, find a financial advisor who will talk to them for you. He did not really expect you to come up with 12 k, that was his starting point.
Good luck |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 36 minutes(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
10 | 5 hour(s) ago
| | | |
10 | 7 hour(s) ago
| | | |
10 | 8 hour(s) ago
| | | |
10 | 10 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
9 | 6 day(s) ago
| | | |
10 | 1 week(s) ago
| | | |
10 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
