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 What's the best way to pay off 23G's of debt?
Current APR varies from 23 to 30%, HELP!!!
Additional Details
Current apr varies from 23-30% but I don't want to consolidate b/c the cards will be closed after they have been paid ...


 How many of you live of credit cards?? and what will you do when you are up to your credit limit??
england is very much living off credit and is very much in debt with bank loans etc ..i just wondered what every one who has credit cards and lives of them will do when their credit as run out ??
...


 Is it a good idea to start establishing credit as a college student?
I am about to be a sophomore in college. I am not a big spender, but every once in a while I'll make a purchase that either requires a credit card or I would rather not pay with check or cash. I ...


 How do you work out 8.5% interest?
on a debit card/credit card for monthly payments of car insurance?

say the amount is £353.95 how do you work out what 8.5% interest on top would be?

...


 What are the top 5 ways to build or rebuild your Credit score?
I've seen a few suggestions on the board, and put a few up myself as answering another person's question, but out of all the techniques out there, what are the 5 or 6 you find most ...


 My mother has alot of debt...?
My mother has alot of debt, credit card, medical everything. When she passes away is all that debt going to fall on me? The only debt I have is student loans and I do not need over 200,000 dollars in ...


 What to do,i have two credit cards with id fraud help??
i have two credit cards,mint and capital one,both have been used with out my knowledge or agreement, i only found this out when statements arrived. neither credit card company will freeze the ...


 Can a divorced woman use her ex-husbands social security number to apply for credit?
...


 How do i clear searches on my credit file?
i have recieved my credit file for the first time in my life and found no ccj's or anything like that but have found searches from as far back as 2002. nothing on there says iv'e missed a ...


 Can a credit card company put a lien or reposes your car if they don't hold it as collateral?
...


 Is there a type of debt consolidation for payday loans?
I've met with a lawyer to start to file for bankruptcy. The two main components of my debt are a car repo, which for some reason I still owe around $6000, and some payday loans, which I owe ...


 Should I take this offer from a collection agency?
Recently they sent me an offer for a credit card. Here are portions of the letter that I have edited to keep this short.

Midland Credit Management, Inc. has made an arrangement with J...


 Where can i find a good debt consolidation loan?
With not so great credit and do not own home for equity....


 Can you get cash from an ATM with a credit card?
Specifically, mastercard?

Just $20 or so....


 If BOFA put me on Chex systems because a bounced check for $4k, will it show up on my credit report?
Someone had deposited a check into my bofa acct. i used the funds, than realized the check bounced. They put me into Chex systems and closed my checking acct? If i try to apply for a loan, will it ...


 So I let my boyfriend use my credit card.?
We broke up, and now he won't pay about three grand, is it worth taking him to court. I know I'm stupid. He has the merchandise purchased with the card, and has been paying the bill on ...


 Car Loan Question?
I bought a car a couple months ago and took out a 6 grand loan for it. When I took out the loan they said not to pay it off sooner then a year or else it will hurt my credit score since its my first ...


 I have alot of credit card debt. What is better debt consolidation or debt negotiation?
...


 How do you tell the man you love he is ruining your credit?
I have been with my mate for 14 years and when we got together I had 30k in my bank account, my credit was excellent, I paid my bills on time and had money left over without touching my bank account. ...


 I messed up.?
we had a bill from 2006 in our old house. the gas bill was in my then 17 (in 2003) year old sons name, because I had an unpaid bill myself. I had a lot of health problems when we moved last year, and ...



Andre
I applied for a loan. My credit rating is poor but it looks like i was accepted?
I am being sent a credit agreement. does this mean i was approved?
Additional Details
kerTCHING!! drugs and hookers!!!!
                     
 




Closed Store Tech
Yep. Congratulations on getting a chance to improve your credit.


I don't believe it!
Rating
Yes, sign it, send it back and spend.


Spooky Mouse
Rating
Your most likley on a High APR.. And read the small print are you a houseowner?


blyss007
Rating
YES.. CHECK YOUR INTEREST RATE..I BET IT'S HIGH AS HELL..READ CAREFULLY..


wizjp
Unless they are asking for a "Security deposit' or "insurance pre-payment" requring you to send cash in front, you should be good


WESLEY L
You are now going to be spending other peoples money. Do it carefully because it isn't a gift. They will want it back with interest. Do you really need the money that bad you are going into hock?


rhonda c
I would say yes. But check out the interest rate, since you have bad credit, your rate will be HIGH


Freakyy
yes, make sure you pay this loan off ,because your interest rates r probably high


Elizabeth N
Yes , good luck and don't spend it on useless things .... just sign it and don't rush using it ....

make plans on what you really want to use it on... think and spend it wisely !

Good luck and Open your Eyes , Think , plan and act .....lol


datsleather
Rating
could be if you are it will be a high APR due to the bad credit and it will be for a low amount to if you get it make your payments don't be late and before you know it you will have a great beginning to good credit


ANF
Rating
It will be a form to fill in with additional detail than you have given so far. This will enable the loan company to make further enquiries into your credit worthiness. You will need to give your previous addresses and your present and previous employer. If you get it then be sure that you can pay back in the time agreed.
Have a happy and successful 2008.


Happy Cooker
Rating
If you can't even read and understand an agreement that they want you to sign, you shouldn't have a card. Ask questions before you sign anything. They are probably charging you 28% interest and giving you a low credit limit to start with. Pay your bill at the end of every month until you are established. You must have learned something from your poor credit history.


Santhosh
Hi friend getting loan is one of the fighting challenge in our life.Go to different banks if you are denied at one bank.Don't ever rely on the online loan providers sometimes they wil surely scam you.Just take a look at this link to get the free quotes from the experts around the globe..


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