 Do any credit cards prevent you from paying off your debt in full in one month's payment? |
(a kind of early repayment penalty as with mortgages)
ie. Most have a 'minimum payment', has anyone heard of one which imposes a maximum payment?... |
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 What is best credit card for college students with no credit history? |
| i'm planning to apply for a credit card but i have been declined from one (american express blue for students) and i'm not sure which one is best for me since i believe some of them require ... |
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 I bought things online before i was 18, am i obligated to pay? |
hello,
i purchased a bunch of items online through abcdistributing and ltdcommodities when i was 16 or 17, a couple hundred worth, buy now pay later sort of thing, they won't stop calling ... |
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 Where in the UK do people find loan sharks? |
| I mean really sharky sharks, the dodgy type?... |
|
 Why do i need a social security card? |
| i got a job offer at my school today but she wants me to bring in my social security card . i have a social security number. i went to the social security office did the paper work but have to wait ... |
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 I made an offer on a condo, and my father is co-signing for me because I have very bad credit.? |
Is this possible? Will this work? Or will some of my debt have to be paid off? Anyone know? $15,000 is what he's putting down for me also.
The offer has been accepted by the seller, ... |
|
 Can anyone recomend where to get a loan? |
| My partner andi both work but have a poor credit history does any one know of a reliable place that will help ... |
|
 How can I lower the Finance Charges on my credit card? |
| Visa is charging me 21.49 % for purchases + 24.49% for cash which adds up to finance charge $149.00 a month. How can I reduce my monthly finance charge?... |
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 Does this make you credit score drop? |
| I got an auto loan. My score dropped by 12 points. I am current on all of my payments and carry a low balance on my credit card. Did my score drop because of the loan?... |
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 I have bad credit and I have a credit card that filed papers with my local court to sew me. I am very worried? |
| I need to come up with $3,000 and I don't have good credit. What can I do? What could happen to me? I don't have a job right now so Im very worried. Is there somewhere I can go to apply for ... |
|
 A coworker stated she refiled her income taxes to get a second refund? |
| she stated its been done before, im just wondering can she actually get away with this. she did state one had to be done electronicaly and one mailed in. is that ... |
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L W | I applied to 2 comapnies yesterday for a loan what if both accept me?I only want 1 loan!? |
Can i just say no to 1 company? |
 |
 
Terry T
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you can say no to either, have you tried your bank for a loan though?
They are incredibly cheaper than loans companies, I didnt think I would get one but I did, and saved myself a shed load.
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S Csparky
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just take the best offer,!! |
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hmmm
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if you haven't signed anything legally binding yet, then you are still free to turn down the loan. next time just try one at a time though, k? |
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The Drunken Fool
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You will need to fill in the official documents once accepted, so just dont fill one set in. You will have had 2 credit checks though. |
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chel_cowie
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Yes. The companies will both get in touch with you to give a decision and more details of repayment amounts etc. Once you decide which one you want to go with you have the right to say no as you haven't accepted anything or signed any legal documents.
Just make sure you choose the right one with the best repayment plan and the lowest interest amount as you don't want to pay back more than you have to.
Also just a tip, when you reject the company you decide not to go with tell them you have had a better offer from another company and they might try to beat it.
Good Luck |
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WandaBra
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Of course you can. You haven't signed anything so why not? Tell them you've changed your mind! |
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~~~~~~~~~~
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yes you don't have to accept it, you will normally have to sign some paperwork so just don't fill it in the one you don't want. |
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reggie
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The loan company makes an offer (or not) to loan you money, it's up to you to decide whether or not you accept. |
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Sally
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Actually you could have jeopardized you chance of getting either loan by having the credit checks on your credit reports if your scores are marginal. The 2 enquiries will cost you from 10-20 points each for the short term. Never ever go on a credit application rampage it hurts unless it is for a mortgage or car loan done within in a 15 (possibly 30) day period. |
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truluv exists! Mourinho Rules!
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why would you say no to one company, if they both say yes!!!!!!!
WAAAAAAAAAAAHAAAAAAAAAY have a big party! trust me i know about these things! |
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