 Ok u have bad credit adn well need to pay ooffbills but cant afford to pay them how can u pay? |
| biulls are at least 300 too 1000 doesit hurt to jstu payu oen atat itime when u needd exta money how canu fix ... |
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 Is it ellagal for my bank to charge me everymonth even if i'm overdrawn by one day. i have no overdraft .? |
| i am consistantly being charged by my bank. i don't qaulify for a overdraft facility. i am currrently working two part time jobs, i also recieve ema of £30 a week. my ema payments always arrive ... |
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 I don't have great credit, but would really like to get a credit card to start building some revolving credit. |
| Any suggestions? I would like to get the best possible card to start building some credit. But they have to accept almost anyone because of my bad credit.... |
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 Should I file for Bankruptcy? |
| I have about $9,000 in cc debts. They were back in 2000. They are still coming after me. I am currently wokring but helping my husband pay the home bills *all under his name* since i have horrible ... |
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 Joint Bank Account Gone Fraudulent, Need Help! =)? |
Hello,
I opened my Chase Checking Account when I was 15 years old (a minor at the time) with my dad as a join account. Well I just graduated from college and found out my dad sent the ... |
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 Why did I not receive my credit as promised when I returned your tea? |
| I know you received my return product because I received the green postal card and you said my money would be refunded. So what gives? You've had more than enough time to take care of this.... |
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 I want debt consolid. loan from credit union for 10k with credit score of 645. Will I be approved? |
| I want to get a debt conso loan from the credit union I just joined. I have a fair credit score of 645-650 depending on which credit report you pull. However, I also have a delinquent cell phone ... |
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 My credit card bill didn't come? |
| My credit card bill didn't arrive in the mail like it should've, what would happen if my credit card bill doesn't come at all?... |
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 Recommended first Credit Card for a college student? |
i'm a college student looking for a credit card. i need a card that allows online banking and paying for bills, which i believe almost all do that now.
i was interested in this one...... |
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 Can Collection Agency refuse payment? |
| I am in AZ and I am trying to pay a collection agency $20.00 per month because that is what I can afford and they are telling me they can not work with me on that amount even though they took the ... |
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 Do paying surveys work? |
| i was looking into doing surverys where they pay you to make some extra money but do they really work or is it just a scam? if they work, can anyone recommend a good site for me? thanks!... |
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 I have some money in the bank that I could use to payoff my mortgage, however I am not sure if that is good.? |
| Is it better that I use $118,000 to payoff my mortgage today? If I do that I would not have debts only will have to save for insurance and taxes. I am not sure to invest in the stock market now ... |
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 Is it legal for a collection agency to do this? |
| I have been having some financial difficulties of the last few years. My brother just called me and said there was a message left on his answering for ME about a "refusal to resolve". P... |
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 I need money for Christmas, please help!!!!? |
| I'm looking for a way to make some quick money for Christmas. I am a working mother of 2 boys, but my oldest (he's 10) is diabetic, so all my extra money goes to his insulin and supplies. C... |
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 Is it good to get a credit card to build credit if you have none? |
| I am trying to build my credit but I am only 20 so I dont really have any. Is it a good idea to use a credit card to build credit?... |
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Dulce | I apply for a credit card, but don't want it anymore. How do a keep it form being on my credit report? |
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Vince M
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Consider keeping it, and not using it. Unused credit access can actually improve your credit score. |
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whattheheck
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It will always show on your credit report. But what you can do is call the credit card company and cancel the card, on your report it will say credit line closed by consumer. But you do need some kind of credit to build up your score, so make sure that is what you want to do. Good Luck. |
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old lady
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If you have applied for a card and it has been granted, it will appear on your credit record. But if you don't use the card, there will be no debt showing. To protect yourself, if you have asked for a card and no longer want it, don't just destroy it, contact the issuer and ask to have it cancelled. Identity theft is so rife today that an unused card can just be an invitation for someone to rack up huge debts in your name. And that WILL mess up your credit report. |
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leaptad
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I'm not sure if you can keep it from being on your credit report, but you can certainly call and cancel the card. |
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royalserendipity
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If you haven't activated the card, it isn't reported as an open account yet. You can call and decline the card instead of activating and opening the account. The only thing on your credit report will be the inquiry from when you applied. |
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beauty s
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its too late.. u just should keep it and don't use it and have history.. |
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RJ
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Ok first off you cancel your card. Its that simple
If you have any outstanding balance it is going to be placed on your credit report no matter what if you elect to not pay it off. |
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AimHighThinkBig
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The moment you gave your SS# to the credit card company It has already been reported and it will stay there forever even if you close it. Keeping it open won't hurt though. It will help you build your credit score. Just make sure to pay it on time if you use it. It is a good idea to keep one of each 1 Visa 1 Mastecard 1 Discover card and 1 Amex. You don't have to use them.
You seem like a neophyte. Use credit card wisely. Take advantage of its benefits before they take advantage of you.
Keep this in your head son. You only want credit card because you want to build your credit. And you dont want to carry too much cash in your pocket. Otherwise its just a piece of plastic.
Keep your credit score high. It will help you when its time for you to get your car and your house. |
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>wonder whats next<
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if you havent used it, then its not on your credit report, if you have used it, pay it off immediately, and then cut the card up. |
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♥shadow♥box♥
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you can't keep anything from going on your credit. it's there to stay. just keep paying on it until you cancel it. |
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jayellison01
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Actually it s beneficial for u to have an active credit card on ur report i would say at the worst dont use it all and just stay in good standing with ur bank that issued..........
Best case scenario take the credit card make a 100 200 dollars purchase on it something u always wanted.......and pay it off in a few months..........This helps ur credit more.........
Dont close ur acct whatever u do........Its not good no matter what the circumstances....... |
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