 Is there a place I can go to view my credit score, instantly? |
I don't want to have to wait for a week to receive something in the mail that I have to enter to receive my score.
Additional Details
I tried freecreditreport.com and had to wait ... |
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 Is Credit Repair really effective and how much would you pay for it if it is? |
| A good credit report is very important for living a comfortable life of financial freedom but it's difficult to recover fom a bad credit report once you've made a few mistakes. Credit ... |
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 Does one delinquet credit card effect your other cards you have? |
| i have one credit card that is maxed and Im having a hard time paying the min payment. ive already consolodated the best I can....I have another card that has quite a bit of limit left and my ... |
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 Does anyone know where I can obtain a free credit report, from one of the three main credit bureaus? |
Without having to do it online (I don't want to give credit card info).
Main credit bureaus: Experian, Equifax, Trans Union.... |
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 Will paying off delinquent credit help? |
| I have delinquent credit from about 4 years ago that i havent touched....Its way delinquent. If I track down the creditors and pay it off how much will it help my credit...Currently I have a 608 ... |
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 Bankruptcy? |
| I have some debt, that I know I will never be able to pay off. Atleast in this century. It's not that I owe a whole lot of money, it's just that I am not the richest person on earth. I have ... |
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 I loaned some one money to buy a boat. This person failed to meet the requirements of the contract. what can i |
| My boyfriends son needed money for the purchase of a boat. I loand him the money and made up a contract with him for repayment . the boat was put up as colateral and I have a lien on the boat. He has ... |
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 How do you manage your credit cards? |
| Just wondering how some people handle there high credit cards amount in order to lower them w/out consolidating! I only have one credit card and the dollar amount really isn't that high it'... |
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 A credit card for a 13 year old? |
| What do you suggest? I'm going to DC in April and I'm bringing a credit card (If I could find one). My parents said I should bring that and cash, because we need to pay for everything thats ... |
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| What can i do to make my credit report better? |
| recently i lost my job and had financial troubles. eventually it led to a cell phone, and one credit card company refering me to a collection agency. now i know it will be on my report for 7 years, ... |
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 Please Answer!!!! Help!?!?!? |
| Wells-Fargo is threatening to garnish my wages concerning a credit card I haven't paid in awhile. I haven't had the money and they have threatened to garnish my wages. Can they do that???... |
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 Cant pay credit card debt? |
I used to live in the UK and moved to US 3 months ago.
My plans didnt work out well and Im bankrupt, I dont have any debts here and can afford just to live on my earning but Im in debth to ... |
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 Are there any good sites where I can check my credit? |
| I got different credit scores from 2 different sites, why is this? if anyone knows of any good sites post them here, I would appreciate it, thanks.... |
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 Is it better to negotiate charge off amounts with creditors or pay in full? |
| should i negotiate a discount? or pay in full? whats better for my credit report/ does it matteR?... |
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solomae | I can no longer pay my student loan because I am unable to work,what action can they take? |
I borrowed 12,000 10 years ago and they say I still owe them 12,000 with all the interest.I have paid them 14,000 already I have no income |
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frankie59
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You can't go bankrupt on student loans!! Get over it. They will eventually collect all the money including interest one way or the other. Worst creditor in the world. Figure out how to pay it back as soon as you can. They are now garnisheeing Social Security Retirement and Disability Checks!! So even if you still owe something at age 65 they will continue collection against you. One of few debts you cant go bankrupt on. Even the IRS will negotiate with a taxpayer. Not the student loan folks full payment full interest. It will only get worse if you don't make payments. |
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dpkmissy
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You need to get a complete chart of the breakdown for the entire length of the loan. Most student loans are 10 years. And they have to be able to provide you that chart, I just can't remember the name of it. Amortization table I think. Then after you make sure that you still haven't finished paying the balance, they should be able to negotiate a different temporary payment method. I don't know who your lender is, but if it was a government loan, they do allow you to suspend payment for a period of time, only if you lose your job. You have to talk with the lender. |
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puppyfred
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call them and request a forbearance form. They will stop your payments until you can get a job. Of course, interest will accrue, but its better than permanmently damaging your credit record. |
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missy
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They can take any future tax refunds you get, if you start working again they will garnish your wages, etc...been there done that... |
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theace0804
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Well, considering that money *is* theirs, and you basically borrowed it, without giving it back, which means you stole it.
They could file a lawsuite, or potentially garnish your wages. |
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lees girl
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You should qualify for a deferment. I did that. You can get one up to a year. Call them and ask. |
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flossintru
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can you prove that u cannot work? then you should get a letter from your doctor explaining this and take it to some type of government office that gives assistance in these matters. if that is not an option then what about declaring bankruptcy, of course you need a lawyer for that but try to find someone who will do it pro bono. |
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lotuswarddave
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if you really cant work you first need a doctors note saying you are unable to work. Then you need to file perment disablity in the state you live in then save a little bit of the disabblity shecks everyweek and file bankruptcy, sure your credit will suck for like 5 yeras but you wont owe that money |
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sony93931
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you need to call your student loan provider and tell them you are unemployed so that wont effect your credit they wont hold it against you if you dont have a job and you need time off to look for a new one call them asap |
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djren12
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Ask the bank that loaned you the money for a defferment, it can last up to 6 months with no interest if u are unemployed. Gives you time to find another job. |
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jeff
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The reason for the remaining balance is most likely due to interest accumulated over the 10 years. You didn't state why you are unable to work, but maybe you could qualify for unemployment or disability, thus supplementing some income and hopefully pay off some of that debt. |
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