 Are you supposed to pay your credit card bill in full every time? |
| I have heard a few different theories regarding building your credit using a credit card...I have paid off my credit card IN FULL every time the bill is due. Some people tell me that if I just pay ... |
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 Collection agency.? |
| Wow, I just talked to one of the agent and he was quit rude; I asked if I can work out a payment arrangement or pay a lower amount so I can pay it full and he said "we don't give out ... |
|
 What is the point of holding on to paycheck stubs/reciepts??? |
Some one told me to hang on to my paycheck stubs and reciepts that i get from using my debit card...
why would i need to hold on to these things and when can i shred them??... |
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 How can I get out of the payday loan trap.? |
| I have fallen into the payday loan trap and am looking for a way out. Any advice will be appreciated.... |
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 Can a collection agency but my account and then file a judgement againgt me? |
| a collection agency is sueing me for an account i had with a credit card company. The credit card company charged off the debt. Is this legal? can this be done?... |
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 Need some advice on an old debt? |
| My partner recieved a letter yesterday from a debt collection agency saying he owed £8,136.00! He telephoned them to ask what on earth it was for and he was told it was for a car he got on finance ... |
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 Where do you get a loan? |
| When even prosper says your credit score is to low? I just bought a car for 200 on friday it broke down on monday. Need a car BAD. is there any place that will loan money to people with less then a 52... |
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 Debit Cards? |
| If i want to purchase an item online, and it asks for credit cards. Am I able to still purchase that item with my debit card?... |
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 I owe several old debts under $70. Should I pay? |
Additional Details
The debts are all from the year 2004... |
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 Which bill should I pay right now? |
| I know they always say to pay off the credit card/loan with the highest interest rate. In my case, if I have $1,100 to spend, should I pay off a loan that has a balance of $600 (7.9% interest) and ... |
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 Where can I go to see my entire credit history? |
| Is there anywhere on the internet where I can go to find out exactly what debts I have in my name? I'm in the process of trying to fix my credit but I have a few things that I'm not even ... |
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 How can I get a Visa card? |
| I'm 18 years old, just finished high school and frequently I find myself on the internet wanting to buy cheap things in the $20-50 range, and I was wondering how and if I can get a $500-$1000 ... |
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 What is a good site to check out your credit score? |
| i was told that i have some debt in collections.. is there anyway to find out how much and from who?... |
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 I owe $700 to American Express, but I think the account has been sold to a debt collector-who do I pay? |
| Nationwide Credit wants the same amount, they are representing them, I think-I can still access my American Express account online-who do I pay to resolve this matter? Would it make sense to just pay ... |
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MAURICE D | I can not a pay my credit card got no insurance on it? |
IVE NO INSURANCE ON MY CREDIIT CARD IF I LOSE MY JOB AND I CAN NOT AFFORD TO PAY |
 |
 
LT
 |
If you can't afford to pay your credit card payment if you lose your job, then don't use your credit card. |
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SunnyDays
 |
Tough, you've spent the money, you have to pay it back |
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bluebadger
|
Well,these are your options then: either
1)you need to buy the insurance and carry on using the card
OR
2) You need to keep your job and carry on as you are
OR
3) You need to pay up the debt and cut up the card, without being tempted to take out another.
If you cannot afford one payment this month you won't be able to afford two next month. |
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Oracle
 |
Providing you don't ignore the problem and contact the card provider, they'll work with you to find a resolution. After all, it's cheaper to agree some extended credit terms than go to the trouble of issuing proceedings and legal actions. |
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Jack
|
Experience is just another word for mistakes... |
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wizjp
|
The debit will not go away; they will file for collection, eventually file judgement againt credit at county making financing house or car a mess, and bill you for all the charges. IN some states they can attach your wages and bank account.
Call em up and get a plan in place. |
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Mary S
|
First cut up your card. Second look around for cards with 0% on balace transfers, once your balance has been transfered you should have a month and a bit before you have to make a payment. Make the min payment, oh and cut up that card as soon as you've got it. You'll just have to shuffle numbers around until you're on your feet again. Have a look at these guys http://www.moneysupermarket.com/cards/ you'll be able to search for no fee balance transfer cards. Good luck. |
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scottie
 |
First, cut up the card. Second contact the card company and tell them your problem. You'll be very surprised how they'll react!
Check out Credit Cards with 0% introduction rates for 6/12 months, once there finished go to the next introductionary offer, then so on.. |
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Mark J
 |
OK stop using your credit card now. Do not get insurance as it is a waste of money. Use the money to pay off your credit card debt instead.
You do say IF you lose youir job so try and keep it. If you are worried try to find a better paid more secure job.
If you do lose your job contact the credit card company and tell them straight away that you may have problems paying.
I bet most people are not out of work for long periods nowadays. |
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Beau R
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You could be in deep stuff. |
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delldude405
|
woah. |
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