 If I call my creditors, can I ask to have my interest rate reduced? |
| Is this possible? Would it be better for me to do this instead of using a debt consolidation service?... |
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 Is there any loss in using credit cards? |
| Credit card holdres have been given a chance to pay back the money for what they purchased within 30 days having no interest. If i have purchased a thing and i returned the money within the time. T... |
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 Is there a way to stop my family from ruining my credit? |
| I was born into the wrong family. I am the only person who is financialy mature and responsible. I am 21, have financed my own $22,000 car, have my own place and a nice job. My mom is very unstable. (... |
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 What do americans think of the federal reserve? |
Additional Details
i should elaboratre:what do americans think of the federal reserve a PRIVATE corporation being in charge of the U.S. 's monatery policy and the stewart of the ... |
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 Too many credit cards. Should I close some? |
I am trying to raise my credit score by cleaning up my credit reports and paying off my credit cards. I will have them all paid off by March of 2008!
I think I have too many cards though! ... |
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 How to build credit? |
| Currently, I'm in college trying to build my credit. I've read that the best option is to open a credit card and have it co-signed by my parents. After I do that, should I make small (like $... |
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 If you owe crdit crds money, and they send you to court, & you absolutely can't pay them back lump sum, then? |
| what will the court say ? do you have to have a lawyer or can you settle this by going to court with all your bills outlined? another thing: i cant even afford to pay the crd cards right now and how ... |
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 My current credit score is 678, how good is that? |
| In the last year I have raised my score from under 600 to the current 678.... |
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 Will paying off my entire balance weekly help my credit score? |
| I'm currently paying off my entire creditcard balance online every other week. All of my statements have a 0 balance right now, but I'm afraid paying them off this often and carrying zero ... |
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 Would i be left with the bill? please help? |
| my partner of 3 years has just opened a joint account for us both we are not married, he has also just signed up for debt management as he was £24,000 in debt (not through me) now if anyhting should ... |
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| How closing a credit card account (1 month of use only) can influence in my credit score.? |
| I opened a credit card account a month ago and I misunderstood the policies. I want to pay the bill and close the account. I need to know how that affects my credit score and how bad it is to my ... |
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 Can I sue Dell for charging me twice and not paying me back? |
| I called Dell for them to fix my LCD screen, so they have to send me a box for me to send it to them....I sent them a check, and I call back 4 days later, and DELL says to me "we have not ... |
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 26yo w/ previous good credit - What is the best credit card for me? |
| I opened a bank account about 7 years ago. At that time, I had an excellent credit score (due to my parents I think) and I have only used my debit card since then. I need to open a credit card to ... |
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 If you have a master card, can you take out a cash advance.? |
please read before you answer, I posted this once and everyone thought that i wanted to go to a check cashing cash advance place and get money, that is not what i am asking!!!
I have a ... |
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 Can a collection agency collect or sue you for an account thats 13 years old? |
| there is a collection agency harrassing me about a debt thats 13 years old and hasnt showed up on my credit report for 5 years. im getting letters from original collection agency and now this new ... |
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 Is it possible to get a loan of 2000 dollars with bad credit? |
| i have a score of about 490! i know that is bad. i am working on it , but i will not be able to bring it up to par before i need this loan. what should i do?... |
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amer5617 | I can not afford to payback the loan. What about my wife? |
I have got monthly loan repayments and mobile phone bills that i can not afford to pay back each month. The loan is on my name and account. My wife and me have separate financial accounts.The house and the mortgage are only in my wife's name. I have made my mind to go and live abroad untraced, but my wife will stay in the UK.
Can the bank and T-Mobile take any legal action against my wife to get their money back. |
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ukstocks5
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NO its got nothing to do with your wife, if you are going abroad or just going to disappear for a bit make it worthwhile before you get blacklisted hammer a few more store and credit cards, good luck |
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fivetoze
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dont be daft, the world has shrunk considerably, no one dissapears these days...unless someone wants it to happen.
goto a money advice centre, most big cities have them, they dont charge for their services, and they will help you sort out your debt.
you run, youre screwed on so many levels, so, be a man, and put your hands up to it. you forked up, bigtime... but, everyone like to see repentance, and your debtors woudl rather recieve a pittance, than nothing...and there are rules in place which freezes the exhorbitant interest fees....
its cheaper to stay and sort it out, they will catch up with you, and you will pay em back... |
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shirley v
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if your wife did not sign for the loan or the mobile she is not responsible to pay your debts |
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nickthesurfer
 |
They cannot take action agaist your wife but as you shared the same residence, she will probably find her cridit rating will suffer because of your poor credit performace and so gaining any future loans (your wife) might be a problem. |
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old know all
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If it's an unsecured loan, it can only be enforced against you or your assets. Ever since the Married Women's Property Act of 1882, your wife is not responsible for your debts. (Or were you offering her in repayment?) |
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Suzy
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It depends on how the law works in the UK. However, they will probably harass her anyway. |
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honest girl!
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Face the debt problem head on instead of running away from it. There are organisations out there that can help you out such as the CCCS. You took out the loan so at least pay it back even if it ends up taking 40 years. |
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xtina
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get debt recovery, don't run away from your problems they will catch up with you |
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Smythe
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Live within your means you pillock. |
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Steve B
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Go see Citizens Advise .. they will help you sort out your finances (maybe with an IVA) ..
PS the Debt will eventually be sold on to large men in dark suits who will call round to your last known address with rottweilers and attempt to put pressure on anyone found there connected to you to pay .. |
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