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 Does anyone know what to do if a bill collector calls and harrasses on your job?
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 How long will it take for some of the deficiencies on my credit to fall off my credit report?
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 Question about collection agencies?
Can collection agents actually come to your house and harass the hell out of you?... or is this just a scare tactic?..
Additional Details
Why do some people say Yes and others say NO?? P...


 What's in your wallet?
Well, that is what that card place asks....


 Credit Card Debt?
What is the best way to get out of debt? Is condolidation the real answer? I've really gotten myself in a mess. I have a decent job, but with raising three kids and EVERYTHING being so ...


 Do think I'd be able to buy a house?
I'm 25, and I earn £39,000 (before deductions).

I have one credit card (the balance is currently 0).

I have no loans (apart from student loand which I don't think ...


 Is it better for your credit report to close credit cards or leave open (& not use them)?
My son has a few credit cards that he doesn't use and wants to close them out. I was told that closing them will affect your credit rating (in a negetive way). True or false?
Additional D...


 What is 85% of 352?
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 Each time I apply for a credit card, does it lower my credit score?
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 My Dad cosigned on my car since I have no credit... but?
Since I'm trying to earn credit and I make all the payments on my car, can I have the car put in my name? Or do I have to have established credit for them to make that decision?

If ...


 How to build credit? Credit card recommendations?
I have little to no credit. I got a credit starter loan and have been paying on it for a year now but i still can't get approved for things because i don't have enough credit. What are some ...


 What's the easiest and quickest way to repair your credit?
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 How many credit cards do you have?
Does it affect your credit rating for the best or the worst?
If none, how do you establish credit?...


 What are my rights as to constant phone calls and letters asking the same question from a creditor.?
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 Anyone else get duped by freecreditreport.com?
The part that hooked me into freecredireport.com was the "free" part. Only to find out that they have a monthly hidden membership charge unless you cancel. Why can't anyone earn an ...


 What can you do if you have bad credit and need to get a loan?
please provide any resources or companies that may be able to accept bad credit ...


 Why is it not possible to pay with a debit card?
i did try to sign up for the personals but yahoo does not accept my debit card why ??...


 If I pay my Credit Card off, and then cancel it, can that screw up my credit?
I'm considering completely paying my credit card off and cancel it. I rarely use it, and it's just been collecting interest for a few months. Before I do so, I am wondering if that mess up ...


 How can i get a credit card? im 20?
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 If someone dies and is the only liable name on a credit card, what happens with the bill?
there is a widow and everything passed into her name via and/or on bank accounts, vehicals and property.
Additional Details
Some of you are not reading th entire question: there is NO ...



Amy S
I cancelled a credit card an hour ago- can I call them to open it again?
I cancelled a CC- an hour ago now I realize that maybe I should have just kept it open even though I have not used it in 3 years. It has been open since 2002 and had a credit limit of 9500- can I call them back and have them open in- or is that like reappyling for it? When I called the automated system it already stated that it was closed. I have excellent credit and am worried this is going to affect me negatively- HELP!!
                     
 




Robin K
It depends on the company, you'll have to call to ask.

Mine will open it as long as it was closed by the customer, not revoked by the company, and it has to be within 30 days of the date you asked to close.


Matthew B
it'll depend upon the institution but, in theory, they should be but it may require more than a customer service agent to do so.


rebekah r
yeah you can if it was a depit card them you wouldn't you can order another and wait til it comes in. but yeah a credit card you can


K
Call back and ask them.


Daniel W
Rating
NO they will not allow you to open it again....I recently actually did the same thing with a credit card i had for a long time....i called to see if they would match a 0% balance transfer offer and if not i would cancel my card (totally bluffing), and they said "ok we will go through with your request"...which meant they closed my acct...i was like "oh well that sucks" so i tried to call back 5 minutes later and they said that it was already closed and i could open a new acct with them but that old account was already done and could not be reopened.

Goood Luck!


travelinnomad
no the system has already issued you a new card.


roxy
yes they will re-open the account. Since you have been with them for more than a year.


La dee dah ..
Rating
No.. only open it if it offers a $ 50.00 gift card for a hundred dollar purchase .


Not good to pull from your credit score .


Yeahhoo P
oh sure. usually they will be more than happy to get you back as a customer.


needlewings
Yes, just call them back. It won't affect you negatively. If you get cycled through, just hold out for customer service or you might even have a number that you can call for fraud and they can just send you to the proper place to talk to.


$m¤¤v¥ £¤¢¤
Rating
I just read your other question and I had answered. Usually, once the account is closed, it's closed. You're more than welcome to try


Steveo
Rating
The good news is that it is better that you closed the account than they did due to lack of activity. It looks better on your credit record that you close inactive accounts. Oh and yes, hackers love accounts that haven't been used in years. They can put a change of address on your account, run it up and you would never be the wiser.

It will actually help your credit score.


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