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ndb7777 | I cannot afford to pay my medical bills? |
I have a 1900 medical bill. I can only afford 100/month to pay off. The medical company is telling me I have to pay a minimum of 200/month and pay it off in 6 months. The extra 100 will not allow me to pay rent or eat. I tried to get the company to take less than the 200 but they refused. Is there anything i can do? I am now borrowing money from friends and they can help but if something happens to them they would be out. I am in Oregon if that helps with any laws on credit.
Thanks
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Grandpa
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i would tell them to take what you can afford or take nothing they are trying to bully you tell them as long as you are paying something each month that if they sue you the judge will laugh at them and tell them to take what you can afford to pay them |
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Miles C
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I would visit--not call or write--the hospital, go to administration, and calmly and respectfully ask to speak to someone about your situation
If you like what you hear, request it in writing
You might also try:
To find a legitimate Credit Counselor, contact the National Foundation for Credit Counseling, at www.nfcc.org or call 1-800-388-2227. |
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Jeanbug
 |
What you do is call the hospital/doctor's business office and ask to speak to a supervisor, NOT the gal who is telling you that they will not accept a payment less than $200 a month. Tell 'em that at $200 a month you will not be able to buy food. Or, that you will be forced to file medical bankruptcy which means they won't get any money at all.
It's been my experience that the gals at the counter will huff and puff and blow hot air ~ but when it comes down to it, they'll take what you can afford. |
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Faith In God (ELJ & Kira)
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Show them proof of income and if that doesn't change their mind in your favor.
Go to the hospital or doctor the bill is from and make a payment plan with the hospital or doctor.
If that doesn't work go to your local Department of jobs and family services. They will need proof of income, rent receipt and utilities bills.
You might be suprised that they are able to help you with more then just this medical bill.
Good luck! :-)
Edit:
Whatever you decide to do do it quickly because you don't want this going to collection. They can't force you to pay more then what you can afford. But they can send your bill to a collection agency. |
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yo
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instead of paying $100 in 6 months
pay $100 in 12months
tell them u need extra 6months |
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wildbirdie
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Make an appointment ahead of time with the manager of patient accounts and go in in person with your pay stub. Be polite and explain your situation. The person on the phone probably is stuck with a procedure book and isn't allowed to make adjustments. |
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silver22553
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It sounds like they sold your account to a collection agency who is now pushing you. As long as you are making "REGULAR" payments - even $25 a month - you are safe.
Don't worry too much over your credit rating - med stuff doesn't count for much. Tell them $200 is too much, so you will just stop. watch them change their mind |
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saved_astronaut
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it sounds 2 me like u may b uninsured. if so, then regardless of where u r, u can go speak 2 medical personnel @ dr's off. or the billing @ hosp. the hosp has a financial counselor who can help u. the BEST thing u may want 2 do is get a good lawyer & tell them what u shared here |
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Rissa
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If you can't pay your bills you may have to file for bankruptcy. |
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