 Do YOU really care about this so called 'financial crisis'? |
| Lets face it, who is really bothered about all this world crisis? (over money?) It wasn't our fault and what exactly is the government 'rescuing?'... |
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 Credit Cards?? |
| how can i build credit when no one will give me a credit card? I am 21 years old and i was wanting to get a credit card...PROBLEM...i have bad credit from things that i didnt know caused you to have ... |
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 I have been getting offers from a company that offers to take over my debt? |
And they tell me I only have to pay 50% of the original debt The debt is over 7 years old. Should I go for it or just ignore it?
Additional Details
I need to add something---- They are ... |
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 How unusual is it for someone NOT to own a? |
credit card in this day and age? People look at us like we have lobsters crawling out of our ears when we tell them we've never owned a credit card.
Additional Details
**edit** We ... |
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 Should I refinance or file for bankruptcy? |
| My credit is poor so, if I refinance I will be paying a very high interest rate but, if my credit is already bad anyway should I just file for bankruptcy?... |
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 I just turned 18, what is the best way for me to get a credit card? |
| I want one that I can use anywhere, not just a store credit card.... |
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 My 12 year old son wants a kids credit card any good places you can recomend? |
| He wants a proper card that he can use and not a pass book, he wants a good interest rate if thats possible.... |
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 Do you have to deal with collection firms who "purchased" the debt, or can you work with the original banks |
| I am 22 with about $2200 in credit card debt with no real secure source of good income. I just barely get by without having to pay this bill, but I think I could afford to make low monthly payments. I... |
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 I have really bad credit and I need to get a car. Is there anyway I can finance a car with horrible credit? |
| I have a consumer credit counseling or something like that showing on my credit report. Help me out I need a car!... |
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 I am drowning in $20000 of credit card debts, I am making about $1,500 per month, what can I do?? |
| I have about 9 credit cards, I don't have a house or a car. I had goto many banks and they don't approve me for consolidation loans... Right now, I spent all of my salaries each and every ... |
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 Does bankruptcy destroy your credit for life? |
| With the rise in the cost of everything I'm getting close to having to claim bankruptcy. Is this going to destroy my credit for life?... |
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| Going to court over debt? |
| A friend is being sued in Texas for a debt. 2 years ago he was sued over a debt his ex defaulted on. There was a default judgement and I doubt he paid the debt. I think the new suit is an attempt to ... |
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 Should I call the Credit card company to reduce my credit limit? |
| After several years of CC debt I finally made it a point in 07' to pay them off. So I wrote a $12,584.63 check (that hurt) to Visa to clear the remaining balance. The limit on this Visa was $16... |
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 I have credit card debt from 2001 When will it fall off the credit report? |
| My husband and I live in California and back in 2001 we were in a financial crises and didnt pay 5 credit card bills. But I have several collection agencies calling and sending bills. When will it ... |
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Jacky B | I cant be brotherd to pay my credit card bill. ? |
I have recently received my first ever vanquish credit card. I spend the whole £700 within a day. I can't be botherd to pay it back and have canceled the direct debit, What the worst that can happen, eh? I'm not going to pay it back.
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 |
 
STEPHANE O
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You can't be bothered, well I'll tell you what the credit card company can sure be bothered to sue you and get a judgment and then garnish your wages, attach your bank accounts and file liens on any real property you may own on top of ruining your credit for the next several years. |
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Ash
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debt collectors..
bad credit rating..
you wont be able to get a loan in the future..
no car loan, no mortgage for house.
Better to be fully accountable for your actions.. |
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Diane M
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You will have lousy credit and the bill collectors will call and harass you. |
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jessy
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its funny how you had fun using up 700 and wen it comes on to you repaying it you dont want to. is people like u make it bad for others. shame on u. |
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scoutma53
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You have just announced that you are a thief. |
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Johnson M
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you want to give up all privileges of getting any more loans for rest of your life for miserable 700? You won't be able to borrow money at all in future including for auto, home, etc. Good luck to you... |
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rennickelizabe
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you have to pay it back as it will go on your credit file and they can take you to court and it can also affect you getting a mortgage and loans further credit cards car finance and a mobile phone contract |
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quizzard123
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Well, it'll be easier for you in the future because you won't ever have to pay off credit card debt, since you won't get another card. Nor will you get a car loan, or a home loan, or possibly someone willing to rent to you
If part of the agreement was to set up that direct debit, by the way, they could charge you with fraud, a criminal offense.
But other than no credit, and hounding for 6 or 7 years, it won't hurt you much.
<< sarcasm switch to off>> |
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Molika P
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Your credit is going to be messed up, the debt is still owed and they will tack on finance charges, interest and late fees. Creditors will probably come after you. |
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Classy Granny
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Ash is right |
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wayalook
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fess up. i think your a bill collector. common consumers would not ask that question. |
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