 Anything I can do to boost my credit fast? |
| Just curious. Thanks for your answers in advance.... |
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 Credit cards for someone who has no credit? |
| I heard that you can get a credit card without having credit, just not a whole lot of credit on it. Where could i go to apply for one?... |
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 Help with an ebay item? |
| i have found an decent spec pc for the bargain Price of £0.99 (i know it is stupidly cheap) but the P&P on it is £170.01 which makes it £171. the seller has stated that you can pick up for ... |
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 Can i get finance again? |
| I have my car on one of those 3 year finance deals. In 3 years give, it back, keep it or swap it for another one. Well my friend recently totalled her car and wants to get similar deal but she has ... |
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 Can someone obtain a copy of your credit report without your permission? |
| i have already had my identity stolen last year and it was a nightmare. a friend said it's possible for someone to get a copy of my credit report from one ot the 3 agencies if they really tried? ... |
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 I have a bench warrant what can I do?? |
| back in 2004 I got a ticket for not making a full stop at a stop sign i was giving a ticket and had to go to court. but i didn't go and i didn't pay for my ticket. I didn't pay not ... |
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 Ways to increase credit score? |
| My b/f & I are currently living with his parents with a total monthly income of $3,900 Net and have no rent to pay. I plan to move into a rental home by october to save to buy a home within 1 yr. ... |
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 Credit Cards....best method of buying/paying off to boost credit score? Buying House question too!? |
| Is there is better way than another to pay a credit card so it'll show on your credit better. Like to carry a balance, and pay interest......or charge something every month and fully pay it off ... |
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 What happens if I don't pay a Sallie Mae loan? |
| I went to college FIVE years ago and my parents co-signed for a Sallie Mae Loan. I'm not sure if thats a government loan or not. I only went there for one year and then came back home and paid ... |
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 Is it better to pay a small loan off right away, or over time? |
| I have a small secured loan to build my credit. The payment term is over 2 years. Is it better to pay it off early, or over the course of time to build your credit score?... |
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 Do not use Bank of America. What can I do about this? |
| I have been a cardholder since 2001 with MBNA. Bank of America purchased MBNA and since then the customer service level has declined for many reasons. Most recently I received a change in terms to my ... |
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 What should I do? |
| First of all, I'm 21 yrs old. I went from having no credit, to having bad credit. The reason is because I got sick and didn't have insurance so they're all medical bills. The other one ... |
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 Do Mortgage lenders check credit scores from all 3 bureaus or do they check from any 1 bureau randomly? |
| My wife and I will be applying for a home loan soon and between 6 total scores, we have 4 which are above 680 and 2 that are hovering just under 600. Will the lenders take the middle score, an ... |
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 I need a free debit card, how can i get one please? |
| i need a debit card that has a mastercard and visa in it please who can donate one for me i will be ... |
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 Collection Agency charging for letter of satisfaction? |
| I began dealing with Franklin Collection Services out of Tupelo, MS a little over a month ago after running a credit check and finding that my husbands ex had defaulted on an account that she had ... |
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ashleyw845 | I cant get approved for any credit cards. I am 19 years old and want to build credit- which card should i use? |
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Man.With.A.Plan
|
try jcpenney
other store cards like avenue, lane bryant, etc usually will start you out good also. |
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Dr Dee
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Just pay your bills on time whichever card you use. |
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homeschoolmom
|
None! Credit cards are dangerous and stupid. In the end, you pay more for EVERYTHING you buy on credit, because of the interest charges and fees. If you can't pay cash for it now, you don't need it now.
Try getting a secured loan on a cheap, old, beater car (around $1000) then make your payments on time. When it's paid for, start putting that same payment into a savings account, then trade up for a slightly better USED car with your old car (trade-in) and cash (no loan). NEVER, EVER buy new cars - they depreciate too quickly.
Keep on stuffing as much money into your savings account as you can and I can promise, when it comes time to get a mortgage and you have a fat down payment, lenders will beg you to borrow from them.
Don't use credit for things that depreciate (go down in value), only for things that appreciate, like houses.
Keep away from credit cards, spend less than you earn and you'll be in a LOT better financial shape than most of your friends in a couple of years (when they're up their eyeballs in debt and you're rolling in cash). |
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NONAME
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credit cards are traps for idiots. |
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sunshine_today
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When I was your age I started with a store card, I think it was Sears or Macy's. The limit was very low as I recall. After a few months of using it and paying it off, I had enough credit to get a major credit card. There are usually income requirements for a Visa or Mastercard, but you might be able to get a debit card linked to your checking/savings account that has the Visa/MC logo on it and can be used like a credit card.
Just try and start small and pay every bill on time. Good luck! |
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blu_drgn25
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if you can't get anything at all try a secured credit card like one from Orchard Bank. |
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scottFL007
 |
Go to college. Credit card companies are falling all over each other to give credit to young folks in college.
You also may need to be careful about one other thing. Sometimes, if you have too many applications all at once, that will be a mark against you. If you've already applied for a bunch of cards, you might try one or two more right away, and if they don't work, just give it a rest for about 6 months before you try any again. It's just one of the ways card companies rate you. |
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amylynn25
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Get a prepaid card if you want to build your credit, most major companies offer them. I would advise against getting a traditional credit card, they will ruin your credit faster than anything. It takes much, much longer to build and rebuild credit than it does to destroy it. Save up for purchases and pay for them in cash. You'll be greatful when you're in your 30's and actually own everything you have, while all of your friends are in debt up to their eyeballs and have to work 3 jobs just to keep up with the minimum payments. |
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jon
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YOU CAN GET A SECURED CARD BY MAKING A DEPOSIT IN WHAT WOULD BASICALLY BE A SAVINGS ACCOUNT. YOU MAY ALSO TRY A GOOGLE SEARCH ON "CREDIT CARDS BAD CREDIT". SOME COMPANY'S HAVE PROGRAMS FOR BUILDING CREDIT. |
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