 I need to get a loan.help? |
where is the best place for me to apply for a loan?i dont own my home,i work part time.i want to put all my debts together in this loan as i am struggeling at the moment.
Additional Details<... |
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 I need to get some money from my credit card but i have forgotten my pin. ? |
| if i go into the local branch what details will i need to withdraw some money?... |
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 What interest rate can I expect on a mortgage loan with my credit scores? |
What interest rate can I expect on a mortgage loan with my credit scores?
Today I have 564 588 654...I am hoping to have my mid-score up 10 pts by tomorrow, and then i am applying for the loan ... |
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 Should things like bank accounts, passwords, credit cards be just for you? |
| Here's w hat I believe. I believe that some things in life should be just for you only. Its not a lack of trust but there are some things I refuse to share like bank accounts, passwords, etc. W... |
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 I just got a new car loan under my b/f's name but i will be paying it is it okay to send the check in that has |
| only my name? Will they wonder who I am and question it?? R is it more of a hey we got the $$ who cares who's paying it?... |
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 Do medical bills really affect my credit report? |
| I have a few medical bills on my credit report but I here they do affect your credit and some people say they don't. Does anyone know the answer or can direct me to the correct website to get ... |
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 Will it help my credit? |
| i just bought my girlfriend a diamond ring at a value of about $1500 but i'm payin 4 it in payments and i bought it at "Kay" not some shop on the street.... |
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 Can i get credit card???? |
| can i get a credit card when i am unemployed??????????... |
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 No credit? |
| i am 19 and have never had a credit card...just tons of debit cards. what credit card can i actually get to start off with?? i would like to build some credit while i am away at college.... |
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 Credit Card cancellation? |
| Okay, I am thinking of cancel two of my credit cards, which i've already paid off. My question is, will it damage or cause my current score go lower? **I barely use that 2 credit cards**... |
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 If I paid my credit card off early, can I charge something on it's due date and be okay? |
Or will it be listed on the previous months (Jan.) balance? My due date is tomorrow but I have paid it off but want to buy something on sale tomorrow..it's the last day.
Thanks!... |
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 Why are these debts still on my credit report after 7 years? |
| I recently visited freecreditreport.com and got my credit score. When I was 18 years old, I got three credit cards in the mail. I had no job since I was going to college full time and used the $2200 ... |
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 Can I sue a friend for not paying a credit card that I opened for her in my name? |
| In '05 I opened a credit card for my ex-manager. I was told by her that she paid it off. It never crossed my mind about the credit card until a couple of months ago i received a letter from the ... |
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 How much will my credit card limits go up? |
| these banks are giving me little credit card offers, like $2,000. how much do you think these starting limits will increase once i start making payments for 6 months? i need a bigger credit line.... |
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 Stupid Target return policy!? |
| I bought a vaccume at Target back in December and paid for it cash. I paid for it cash, but I dont have the receipt. I am aware of their stupid policy. No receipt no return, unless it was paid for by ... |
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 What is the best way for clients to pay me on ebay? |
| I know paypal is the best way but it is not supported by my country (malta). i can pay via paypal but I can't receive money. I need to receive amounts less than £2 so i can't afford to pay ... |
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 If you enter a fake credit card number on a site? |
| One required it but was not charging anything (dont ask why) so i put 0000000000000 and i think it accepted it but i got scared so closed the site. is anything bad going to happen?... |
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David S | I claimed bankruptcy but wasnt smart enough to take my gf name off the Visa now she owes $4,500 what can I do? |
I claimed bankruptcy, but wasnt smart enough to take my gf's name off the Visa, now she owes $4,500, and are threatening court action if she does not pay in 10 days. What options does she or I have. We both work hard, but live pay check to pay check, and can no way afford to pay that. Any help is appreciated. |
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~Baby Girl~
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if she was an actual signer she is responsible. if you just made her an authorized signer on the card then she can dispute that it's not her line of credit, but if the credit company is diligent they could always review to see if she signed any of the bills even if she was just an authorized user. if she was a joint card holder then the account will go to an I9 status which is a charge off on her credit. to go to court they have to first file a complaint with the local court, serve her papers and set a court date. If it's to this point then she can appear in court and plead her case to the judge to allow her to make standard payments on the judgment. she will want to bring her earnings and other bills to justify the payments. if a collection company is pushing you around they want a lump sum because they work on commission. if you know someone who can lend you a lump sum, ask for a settlement offer. many times you can settle for %50 or less. if they threaten to take her to court and don't then you can actually sue them for the threat not being carried out. you filed bk, so if they are contacting you then you can sue them for not abiding by your bk. |
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united9198
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If you are jointly responsible for the debt, you are each responsible for the debt. You have escaped responsibility by filing bankruptcy. She is now responsible and will either have to pay or join you by filing also. If it is any consolation, it is very doubtful that the credit card company would have allowed her to be removed anyway. |
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paperdoll198
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Why aren't you asking your attorney this question? She might now have to declare bankruptcy too if she doesn't feel she can afford to pay this bill. |
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amoribunddream
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That is a pickle. I would talk to your local attorney and see if there are any loop holes. That and like someone else said, you may have to borrow it. If you go to court what they will do it put it on a plan and take it from your pay checks.... thats how it usually works. I'm sorry to hear. |
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Grandpa
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need to call your bankruptcy lawyer and see what he can do she may need to file bankruptcy herself to clear the debt first call your lawyer and see what they say they be able to get them off your and her back good luck with this |
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phxmilitarymom
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First off, if this Visa was involved in the bk then they cannot claim double jeopardy in some states. Secondly, I know of no states that will make a person pay off all of a 50/50 debit. You need to have her contact a lawyer, quickly!, as a first consultation is free. Ask him/her what you can do about this Visa and your gf's credit. They may be able to send a letter about this being written off in a bk and them trying to collect on this may be illegal. Hurry! Good luck to you and to your gf. |
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Wendy P
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Did you get the credit card as a "joint account" or you just requested an additional card, because there is a difference with that, try to talk with the person who did the bankruptcy and ask him just to be sure, but if it was just as an additional she can call the credit card company and tell them that she didn't sign ANYTHING and that she was just an additional card and that legally she doesn't owed the money, that they can try to sue her but they will have to prove that she sign any binding document that compromise her as responsible. Someone I know did the same thing with a few credit cards she had with her boyfriend because she was just as additional card holder, but this was about 4 or 5 years, and everything has changed so I am not sure now.
But yet...I don't really know what credit card you have and what kind of rules and regulations they have. Check the website of the Credit Card Company and find out, so you know where she stands, otherwise she will be legally obligated to pay off the credit card, and for that amount I'm sure they'll go after her to recuperate the money. |
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Star
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there's not much you can do but if i were you i would try and see if i could get it somehow get it reversed. i really don't think that would help because the judgement has already been made. if nothing works the only thing she can do is arrange a payment plan and you can try to pay it off for her little by little. |
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Stevie W
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Call a bankruptcy lawyer immediately. |
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Fire Fighter
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Make her pay for it. She is the one who did it. |
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crazymofo0327
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move to mexico or canada |
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kindred192
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If you can't get the money from a friend or relative, I'm afraid you're legally screwed. I'm sorry. :( |
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Brandon M
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Im not sure but once you file for bankruptcy your credit is screwed for a while. |
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