 How can I buy a home with bad credit? |
| Me and my husband have our own business and we try to buy a mobile home a month ago but we didnt get approved. We would like our own place. I would like to know who will finance us a home with bad ... |
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 Is it true that if I dispute items on my credit score, some of them might be removed? |
| Since the companies have to respond within 30 days, and some of them won't in that time period? Are there any negative affects this might have? Or does it depend on what I say when I dispute ... |
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 I have a credit card on my fathers account .is my credit score being affected since it is his account? |
| the visa credit card is in my name, but the credit card number is the same as is my fathers credit card, when the statement comes in every month it is only in my fathers name. whether he pays it on ... |
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 An eBay question...? |
I want to start selling on eBay but I dont have a credit or debit card. Is there anyway i can sell without one?
I dont want to get one of those pre paid cards either.
Many ... |
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 What do you think my credit limit will be? |
| I'm 18, and I FINALLY got approved for a creit card through Chase Bank. I'm trying to start building my credit, and I was just wondering what you guys think my credit limit might be? O... |
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 Bankruptcy Question? |
| Hello everyone. Unfortunately, I had to file for Chapt. 7 BK recently and had a question regarding bank accounts. I know that I am not allowed to have money in my bank account before I file for BK ... |
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 I am 19, and I do not have any credit? |
| I have no credit ...besides opening a checking and saving account. With this little amount of credit..can I get a cell phone turned on in my name??? If I can does that build credit?... |
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| i am looking to set up an unsecured loan business anyone have any ideas about going about ... |
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 Can I get a auto loan with a 597 credit score? |
| My credit was really really bad a year ago (4-something), but within the last year I paid off alot of debt, paid my bills on time, etc. in other words I grew up. I know its still low. Now I'm in ... |
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| I've done some crunching on my expenses and I've got to make some hard choices. I've just started a program for an MA in history. My BA is in the same thing. However, it looks like I ... |
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| I was just busted for possesion of marijuana. I was not arrested and only given a ticket. I am 24 and this is my first offense. Will this affect my credit rating and/or my ability to get loans? T... |
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| He can't repay it all but his grandmother was co-signer and she passed away. Does the debt then go to his grandmother heirs?... |
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 What should I do, Credit problems.? |
Please only serious honest answers.
My husband recently joined the army and we need to get out of debt or atleast make good on what we owe others. Peace of mind and its the right thing to do. W... |
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 Disputing items on credit report. i was born on 07/26/1989 and just turned 18 last summer. however i somehow? |
| have inquiries and negative items on my credit report. the inquiry is from 08/2006. which i would have been 17 however i didnt apply for the card it is saying i did. plus i wasnt 18! and then i have ... |
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handzheal13 | I co-signed on a loan? |
I cosigned on a loan for my ex-boyfriend back in Dec. of 07. He assured me that he would refinance the vehicle in 6 months and have my name removed from the loan. It is the 7th month and he has not done this. To top it off he has not made the July payment on the vehicle as yet. I sent him 2 email one informing him that it has been 6 months and to let me know if the refinancing process has started yet and another of the statement from the car financing place showing that he is behind on payments.
Am I able to take him to court or mediation to force a refinance or can I petition the court to force him to sell the vehicle.
HELP, I dont want this to negatively impact my credit. I am stressing |
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kelly
 |
Contact the lending company and tell them what is going on and see what they can do to help you out if not then you will have to make the payment on the car til this gets worked out |
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bull_rooster_aardvark
 |
You are on the loan, but not title, so you can't force a sale or a refinance. I'm sorry but I just think you are stuck. If he doesn't pay, there is nothing you can do to save your credit, short of making the payments yourself. Sorry but this is just a life lesson you may need to remember for the future. |
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bud68
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You cosigned - that means you guaranteed the loan in the event that he does not pay. Verbal "assurances" to refinance are meaningless. As a cosigner, you are on the loan but not on the title (you are not the registered owner). This is why you should NEVER cosign loans. |
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:)
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Yeah life lesson. You have to protect yourself and trust no one. |
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jia
 |
If he is not paying the bills then you are required to. If you do have to pay for the bills from the vehicle then your ex is entitled to pay you back. You can also call the bank and tell them your situation. |
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Bill C
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You can take him to court only if the account goes into default and the loan company goes after you. You can't force a sale of the vehicle, as you don't own it. If you credit is being damaged, it is possible to sue your ex-bf for damaging your credit, but damages would be hard to show. |
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ht98
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are you crazy. he could not finance it to begin with. there has to be a reason for that. and what makes you think his credit would be any better in six months. you can take him to small claims but most of those cap the max amount at 5000. i hope you learned your lesson. now a days credit is everything. don't let some idiot ruin yours. |
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hot_stuff_244
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CONTACT A LAWYER!!!!!!!!! |
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Brittany R
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I am not really sure. You may be able to take him to court but I would get a free consult from a lawyer and talk to them about it. Also, maybe he is not checking his email you may have to call or if you dont want to call text him and let him know you are getting phone calls and maybe scare him and say they are coming to get the vechicle if the note is not paid by the last day of the month. I would though use this as a lesson and never co-sign for any boyfriends in the future. But I would try everything I can to make sure the car note gets paid or something. Hope you can get it resolved. |
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