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 If I transfer my credit cards onto my boyfriends will I still be the one getting the credit history?
I have 19% apr on my 2 credit cards he only has 4% it makes sence to transfer the balance on to his but will I still be building up good credit and credit history?...


 Is it okay to cancel credit cards that you no longer want?
My friend told me that if you close a credit card account that you no longer use that it looks bad on your credit. Is this true? For example I just applied for a United Airlines Visa card that is ...


 Are capitol one credit cards really better?
I had this card for about a year, I paid 100$ this month i bought about 70$ worth of stuff, even with a zero balance I would still have around 20$ , 10$ for charges, well i checked my statment and ...


 Anyone know any major credit card companies that offer business credit cards?
I don't want to use my SS# only my EIN# and D&B#.......


 How quickly can a credit score go from 400 to 700?
lets say i start making regular payments on a condo.. car.. credit cards... phone bill.. electric bill.. cable.. car insurance.. over a 6 month period of time... would it go up 200 points?...


 Close Accounts?
Hi, I have the following accounts:
Mastercard- $0 balance/ limit $700 opened 8/1/05
Cap 1 Visa- $0 balance/ $500 Limit opened 11/1/06
Dell Acct- $0 balance/ $2000 Limit opened 10/1/06<...


 What will a vehicale repo do to my credit?
...


 What is the best way to close all your credit cards?
...


 If credit card debt comes off of your credit report in 7 years anyway why should i try to pay it?
I am in debt from when I was on maternity leave and I did not have a paycheck for 6 weeks. I am still having money problems and I can't pay the credit comp. all of the money they want, most won&#...


 Advice for Cleaning up Bad Credit?
Hi, I have pretty bad credit and want to clean it up but dont know where to begin (besides obviously paying off debts etc.). Is there a good online service that can provide you guidance on what steps ...


 Does owing the library money affect your credit score?
...


 I have not been able to check my credit report Is this mean im doing good?
So i havent checked my credit report or nothing since i turned 18 in May of 2007..(DUH) and I got approved for a Chase Freedom awhile back and today got approved for a Capital One card does that ...


 Credit card question?
If I have a balance of $351 on a credit card and the interest rate is 29.99 % APR how much will it take me to pay it off if the min. payment right now is $50. Also, How much money will I lose by not ...


 Who can I contact in regards to a law firm harrassing me about a credit card account I have no knowledge of?
I have been contacted by a law firm who is threatening to sue. They only have my name. No phone number (They called my parents?), no address, NO SOCIAL SECURITY NUMBER, nothing on any of my credit ...


 How can I up my credit score 10 points - FAST!?
Im trying to get a mortgage, and FHA loan and my credit score is on 570. I need a 580 score to qualify. I have opened to credit cards and have been paying them on time, they have helped my score a ...


 Should I pay off old debts to improve credit?
I have a few negative credit marks on my report.
I was wondering if I should pay off debts that are only like 2 years old because I am wanting to finance a car and eventually a home...
I ...


 Where can you get a FREE credit report?
Now, I'm not talking about a website where you are ultimately charged for some sort of package or program -- JUST the credit report itself.

Help?...


 How to Cash My Check?
HAPPY CHANUKAH!
so I recieved a check for my chanukah from my uncle, how do i cash it? I mean I do not have a bank account at all and I am not going to get one either so how do i cash a check?<...


 I need some extra cash?
I work full time but really need some extra cash I would be willing to work from 6pm - 11pm most nights and also weekends. What type of job could I find that would fit in with those hours also any ...


 Bad Credit At 18..but before I was legal.It Wasn't' Me.Help Me?
I have just recently turned 18 years old last month.I applied for a credit card but was denied. So I decided to check my credit report.Anyway,I discovered that things such as credit cards were taken ...



rtjohnson55
I deposited a check today that and now feel as if it may be a phony.what can i expect? ?
i recieved a check for a car i have for sale online and have now read up on this and believe i may be a victim after i have deposited it. I should have payed closer attention and investigated it further. What is going to happen now and what should i do?
                     
 




I&#39;m dah Pahteee Poopah
Rating
Report the car stolen,

and don't spend any money in your account until the bank says it's been cleared.

You won't get in any trouble, but if the check isn't real then they bank just yanks the money back.


bdancer222
It may take longer than 3 weeks for the check to bounce. Typically these bogus checks are on real accounts and they may actually clear ... until the real account holder sees the bogus check. It could be 2 months before the counterfeit check bounces back to your account.


jay p
if it is bad, call police, get report, notify dmv, go to small claims court.cheap education.


curiousd
Rating
You should make sure that the funds are in the account before writing checks against the funds.

If the check bounces you can legally go after the person that wrote the check. If you can't contact them to make it right then I'd call the police.


tman
Rating
You should have had your bank verify that the check was good before you deposited that! You will have those funds deducted out of your account and charged a bounce check fee!


v b
Rating
You wait 3 weeks and see if the check bounces. The courtesy credit that you get in 3 days is meaningless.

If you sold your car for $4000 and your buyer sent you a check for $5000 and said that you needed to cash the check and immediately wire the extra money to his shipper, it's a common Nigerian scam.

Of course having now read your other posts, I have very little sympathy for you. You knew it was a fraud when you deposited it and you wanted to know if you could get in trouble if you spent the money when it wasn't yours. *sheesh*


Cat
If it's no good, the bank will remove the credit from your account, and probably charge you a bounced-check fee.

I hope you haven't handed over the car yet. Often it can take 3 weeks for a fraudulent check to process and be returned.


Joshua M
ummm if the check bounces you are out a car...but you don't get in trouble for that...you might feel dumb but nothing else. you wont get the money either btw.


Tsunami
Rating
call your bank. if its real they will tell you do not spend it until you are sure if its bad they will tell you when you call them.


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