Beanie
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The people here are a lot more optimistic then I was when I read this question.
Best case scenario: Your considerate, loving husband has purchased you jewelry worth $4000, and wanted to surprise you thereby putting it on a secret card that he just hasn't yet paid off.
2nd Best case scenario: your sweet husband was unaware when his identity was stolen and together you can fix this problem and live happily ever after.
2nd Worst case scenario: your husband doesn't want you to know about his online porn addiction and is paying for all those websites on a card he got but never told you about. You'll have a heart to heart, teach him about financial responsibility, maybe see a marriage counselor to work out the porn thing, and someday you'll forgive him and be okay
Worst case scenario: your husband's card is funding a mistress you are unaware of, or more insidious or illicit things that I shouldn't post in this forum. You contact an attorney, begin divorce proceeding, and minimize the impact this creep will have on your credit rating.
I'm really, really hoping that it's one of the first two.....but regardless it sounds like it's time for you to confront him. Whatever you do, don't let him just make this issue go away, you need to be able to trust him and this is a big neon warning sign....
Good luck. |
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Rachel
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First - check with him to make sure it is actually his card, because it could be identify theft. If it is his card, ask him what he uses it for. That is a significant balance for you to not notice unexplained expensive items showing up. It is possible that this is an old card with something he charged a long time ago and forgot about (lets hope not though since that will ruin his credit!). Definitely talk to him - it may not be as shady as it seems on the surface. |
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applejuicefool
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Tell him "No sex until you pay that card off." |
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.
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Confront him and ask him where all this money is being spent. He may be keeping another woman on the side with the card, or it may just be that he wants things that you don't want him to have so he hides it from you. At any rate, in a marriage, nothing should be hidden from the marriage partner. It isn't logical, it isn't fair, and it causes huge problems. |
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visvardis
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if you just got your credit report how did you find out about your spouses card something in your question isnt adding up |
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fattymcbutterpants45
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ask them about it and do it in a nice voice dont be all angry and stuff. |
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bzoink
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It could be to buy something for you both - or just saving?
Maybe talk to him, about it - see his explanation and make a better judgement then
I'm sure there's a perfectly good reason - at least you didn't find gambling receipts!! good luck. |
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Majella M
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you will have to ask them about this and where all that money went? |
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Chuck T
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Has he bought you anything for 4 grand ?. Does he have a gambling or drug habit ? , if no then he has a chick on the side he is taking care of ... |
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Jason S
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He probably uses it for strip clubs. Although if it was on your credit report then he is not a very smart man. Or maybe you are just crazy and psyco and he just has a card that he uses with no malace intended. My dad has cards that he uses for specific things that my mom didnt know about. She found out and didnt flip her lid. Just happens he was using it for his business and other little purchases. Do you trust him. Do you have a good relationship. Because if you dont trust him, which I am assuming you dont, then you might as well call it quits. Because if you confront him and it is harmless, you have just put a neg mark on your marriage. Or just read beanie post. THat make the most sense |
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Micki
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Why is it on YOUR credit report?
Make sure it really is your card. File a dispute with each credit bureau and get it off your credit file.
What a creep of a spouse! |
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Beach Girl
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Definitely show him the credit report or tell him it appeared on there and ask him what's up? I don't ask my husband if I 'can' apply for a new card, I just do. As long as I pay my bills, I don't see anything deceitful about having a few credit cards....perhaps your man is the same, especially if he's used to being independent. If it bothers you, then tell him you want to be informed about such things in the future...and you have follow the same rules. |
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QWERTY
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You must confront him and find out why he is deceiving you. |
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Amkii
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Your spouse probably has this card because (s)he thinks you're too controlling with your shared money account/credit card. Your spouse has it secretly because (s)he wants to be able to buy what (s)he wants, and not have to worry about you getting angry about it. Just a thought. |
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RB
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I would tell him that you ran the credit report and found an unsolicited card on the report and reported it to the fraud division of the bureau as identity theft. He will then come clean about the card. |
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Dont_taze_me_bro
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Is it possible that it's a card tied to your spouses work/employment.?
Look before you leap. |
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me2483
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confront him and if it is on your credit tell him to either pay for it or you will report him for fraud!!!!! |
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