Is it better that I use $118,000 to payoff my mortgage today? If I do that I would not have debts only will have to save for insurance and taxes. I am not sure to invest in the stock market now ...
I have been having some financial difficulties of the last few years. My brother just called me and said there was a message left on his answering for ME about a "refusal to resolve". P...
I'm looking for a way to make some quick money for Christmas. I am a working mother of 2 boys, but my oldest (he's 10) is diabetic, so all my extra money goes to his insulin and supplies. C...
Im on benefits due to illness and my debts are spiralling out of control...debt consolidation companies are not an option as its still too expensive and the last ones i used werent sending payments ...
I have two major charge offs on my credit report one is for 6k the other for 3k. Both generated by my ex-husband. The accounts were in my name alone he just used the cards. Both accounts have been ...
i just recived a letter from captial one this morning as i applied for a card with them i had to sign the agreement and send it away which i have done as soon as i recived the letter does that mean ...
And please dont say "Get a job" I have one, but some extra cash would be nice.
Is there a real way online that i can make some money without having to put a credit card or something?<...
Please dont reply if you just want to say dont do it or if your money lender that keep wanting up front fee im not interested Additional Details If anyone know where to find one people ...
Ok... so here's what happend. I decided to start this weight loss program that I've done before at a new center. This new center charged me for being a first time client. I later found out ...
I have really bad credit with a score of 539. I made a lot of mistakes when I was 18, I am now 25 and don't need you to lecture me. My question is... I just got approved for a Continental M...
Hi, I have just got a credit card last week and I bought something from Topman on the Wednesday, and took it back the next day, my card doesn't offer internet banking, so I called today to ask ...
Both of our credit is poor. Additional Details LOL ok we are engagged to be married. We have 2 cars but we need one with A/C and since I'm going to college 20mins away mon-thurs. I ...
I would want to repay the loan over the course of two years or so, but the money would be very helpful to boost investments. Additional Details The car is worth about $10...
typoking699
I don't have great credit, but would really like to get a credit card to start building some revolving credit.
Any suggestions? I would like to get the best possible card to start building some credit. But they have to accept almost anyone because of my bad credit.
I would agree with Ice, but the problem with Capital One is that they do not report your account correctly with the credit bureaus. A better option would be Orchard Bank. They offer cards for people trying to build and rebuild credit. They also offer secured credit cards like the 2nd poster mentioned if you're not approved for a regular card. Also I've provided links to other secured credit cards that should work for you
beauty s
Get one from Orchard bank
iceman
My wife got approved for a capital one visa card when she had a credit score in the high 500s.
Im not exactly sure how "bad" your credit is, but normally you need to be at least in high 500s before you will get approved for anything.
www.scapegoatz.com
see if you can get a secured credit card for like $200.00. You will have to deposit, $200.00 than use you card every ince in awhile like maybe $20.00 one month, and pay it of the next billing cycle. make sure you do not go above a 50% balance. With in a few years you should be able to get a regular card. but make sure that you always make your payment. Avoid providnian(sp) and apire as these companies will try to screw you over by not sending a bill.
Helper
I recommend the Orchard bank card. It is for people who want to rebuild their credit.
poison ivy
try first premier and imagine, the credit limit is only like $300 but they'll raise it after you show responsibility on your payments and they dont require a deposit, well with imagine it was $4.95. I have both. Good luck.
harry B
try capital one.. thats where i started. or you could check this blogs.. this should help you.
http://tune.in/cr
http://tune.in/cc
twv851712341
Two credit cards companies that have easy approvals for little or no credit is Orchard Bank or First Premier Bank.
rakjune
best i know is greendot this is a prepaid credit card you can get it from Walgreen or rite-aid www.greendotonline.com after you get at least two of these credit cards call and speak with customer service explain that you are trying to build credit they put you on a plan i think its about 7 dollars a month but that is going to be reported to the credit agencies as an on time payment you have to make sure you have the 7 dollars on the both cards at the end of the month for maximum effect also make sure you have more one master and one visa email or IM me for more info.
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