I received a judgement against a credit card...? |
| I had a credit card with a small limit, but life happens (births, accidents causing disability, etc) and I was just making the bare minimum payments until the extra fees and interest being charged ... |
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What are my options for paying off large credit card debts? |
| I have a great credit history and score, never late on payments, and pay more than the minimum due, but I don't know if I should refinace house, do something with 401k, or get a big loan. I ... |
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My credit card stolen money taken out of atm having problems from card company saying my fault cos pin used? |
need advice not to pay money as it was stolen Additional Details was on holiday,canery islands,god knows how they used pin as was not with it.i reported it after found out.they have ... |
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Do lenders view student loans just as they do other debt such as credit cards? |
| Basically my question is this: In a lenders eyes and for credit reporting/scoring purposes, are all loans viewed equally? Other than the commonly lower interest rates on student loans, is there any ... |
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Credit Card Question? |
| I had a credit card in 1999. I believe to have stopped paying on it in 2002. Now they say it is at an attorney’s office and they are going to file a claim against me. The attorney was very rude ... |
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Should I consolidate my $10,000 credit card debts with National Credit Counseling or should I pay it myself? |
| About nine months ago I lost my job and have been unemployed anot have not been able to pay my credit card debts. Some of my credit cards have been charged off and some are not. Just recently I was ... |
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I paid off all my debt at the end of May & beg. of June, can lenders already see this in my credit report? |
Additional Details I checked my credit report online recently (with equifax & a couple of others) and it showed that I had zero balances. Is this what lenders will see?... |
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What could someone do with my credit or debit card details? |
| I mean all the numbers, names, expiry dates, etc on the card. Surely if someone used them online to buy something, the police could just check who or where it was delivered to and catch the crook? Or ... |
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I'm 18, a freshman in college, and I want to get a credit card to build some credit...one problem...? |
| I would like to get a credit card just to build credit while I'm in college, so when I get out I have a head start if I want to purchase a vehicle or a house in the future. I would only use it ... |
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I need some advice please...(please only answer if you read ENTIRE QUESTION)? |
| I need to know what I have to do to get my own credit card (from start to finish). I am 22 years old and I still live at home. I already have 2 mastercards and visa card that my dad gave to me when ... |
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Is having 4 credit cards good or bad? |
| List the good about it, and list the bad about it.... |
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Can u go to jail if u cant pay credit cards and wat can happen if u dont? |
| I have 6500 dollar credit card debt that i was paying without a problem and i was also paying my car perfectly as well but as soon as the school loan came i can not aford to pay them all. i can pay ... |
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Can a person with no job and bad credit get a real estate-backed loan? |
| I would like to know if a person who has no job, bad credit but a big equity in his house can get borrow money against his property. Is it possible?... |
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Co-Signing? |
My sister is in debt and would like to consolidate. The catch is that she would like me to co-sign with her on the loan.
I don't know alot about co-signing but I do know the risks ... |
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Bank of RIPP OFF America? |
| I just got a $35 late fee on my credit card account because I went into the bank on Saturday and handed them my payment rather than making it over the phone!! When I called customer service she had ... |
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veranoduck | I dont have any established credit, I need a credit card, what would you suggest? Thanks? |
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LJ
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First thing is to get a savings / checking account.
The easiest cards to get with out any credit are capital one or department store credit cards. Thats the best way to establish credit
But be careful it's very easy to get into debt by using credit cards make sure you pay the full amount of the bill every month and you will have a great credit score =) |
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jay m
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You can get credit cards , but if you do not have good credit ,you will have a little trouble getting one,
There are companies who offer credit cards but at a very high interest rates plus yearly fees.
TRY SOME COMPANIES ADVERTISING CREDIT CARDS ON THE WEB. |
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sunshine
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start out with secured from b of a or wells fargo. you can also get a jewlery credit card or any department store. Try to avoid having to many inquiries. |
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Mona
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Verano Duck , you got capital one its a wise choice for you
other wise if you have some time and willing to read learn
more about this go to only best deals blog , i am sorry i cant
post it here , open google and type this phrase as it is :
how do i wipe my credit history
now in search results you will find the first one called Only
Best Deals , open it and &&& Please note if you didnt find
exactly what you are looking for simply use the top search
box which must lead you directly to your subject coz the blog
kind of huge stuff about credit issues , good luck i hope this
help you . |
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glendaokoeguale
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A secured credit card or an alternative if you have money saved is to put money into a Money Market Account at your bank and after you've opened the account apply for a small loan. The bank will loan you the money because they have your money in a Money Market Account which they use as collateral.
Your money in the Money Market account gains interest. The longer you allow the bank to hold your money the more interest they pay.
Once the bank gives you the check for the loan amount, open a seperate checking account and deposit the loan check.
They will send you a bill every month for you to make your payments. When you get your bill pay double the amount from the checking account you deposited the money in.
The Money Market Account and loan will help you establish credit and save money. I help my tenants do this all the time and it helps them tremendously. |
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heybulldog
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I would stay away from credit cards. They are snakes and will bite you any chance they get. The interest rates are high and they make all the rules. And they can change the rules in the middle of the game. For any reason. |
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dolly d
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premier one,,captiol one,,go thru your bank for security purposes |
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Serenity
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Bingo! Apply for one, silly! You will probably have a high interest rate though, but it is what you have to do to build your credit. |
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pplz1st
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credit cards are T R O U B L E |
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Pitty T
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American Blue express credit card: Apart from no annual fee feature of the American Blue Express it also gives cash returns on specific purchases. Users of the American Blue Express also enjoy protection against fraud for online credit card transactions. This card tries to right the various wrong notions about the American Express credit cards, one of which is that it is a credit card only for rich or those who have money to keep a credit card.
http://www.complete-debt-info.com/category/American-Blue-Express-Credit-Card.html |
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