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 Does it hurt your credit to open a store credit card to get the 15% discount and then close it right away?
Or is there a certain amount of time you should leave it open for?...


 My husband has spending issues?
My husband, in the past week, has charged $2,500 on his credit card, for stupid things like a Nintendo Wii, the Matrix dvd's, a $100.00 haircut at Toni&Guy, etc. etc.

How can I ...


 I need a car loan I have a BAD credit score. I am a FT student living off of childrens ssi and child support?
FT student,unemployed mother,living off of children's disability and child support.Credit score of 419 nobody wants to help me out. There is no co-signor but my fiance has income that is usable,...


 Collection agencies keep calling me looking for someone else - how can I get them to stop?
I keep getting phone calls from collection agencies asking for a woman that I don't know and who has never lived at my address. When I looked her up on the internet, she has an address and a ...


 Help me!!!?
I am only 17 years old and some how someone was able to get my ss# and use it. well I weent to the bank to get a checking account with my dad as the co-signer and they said they wouldn't be ...


 What is the best card to build credit.?
Please provide:

Link to Apply?

Name of Bank?

Type of card?

Yearly fee?

Monthly fee?

Why it will help my credit?

Your ...


 Where do I go for the free credit report the government gives out?
...


 College student with huge debt from my boyfriend...help!?
My boyfriend left me with a $4000 cingular bill. It is way past due. I've been making many payments. I still owe about $1200. I learned my lesson this time, but meanwhile I don't know ...


 Debt Consolidation?
I have several credit cards, all of which have substantial balances (totaling about $14,000). I'd like to contact one of those debt management programs to see if I can consolidate my bills and ...


 Establishing and keeping good/great credit?
Hi! I'm 21 and new at this whole thing. I admit I don't understand much about credit and stuff but I am learning. My parents had/have pretty bad credit. The problem for them was a bunch of ...


 Harrassed by Bank of America credit card collection agent?
A women from the bank of america credit card collections agency keeps calling my phone calling me Amy and saying that my account is in collections and I need to pay if off! Well for one I've ...


 I missed my credit card payment with AMEX by 2 days, how bad will my credit score be?
Unfortunately this is my first card and my first month payment that I missed as well....


 Is this some kind of joke?
phoned a garage to buy a new car, i needed to borrow £4000 to buy the car i wanted so asked them to sort me some finance out.
they said the finance company will phone me back soon.

...


 Credit check?
People say their credit is like 700 or something. How do i check my credit and what is good credit? How can i check it without paying stuf!?
Additional Details
I accidently payed 7.97 ...


 Job interview tuesday,why do they need a credit check??
i have a great job offer,pay,benefits however they do a background and credit check.this is ridiculous,i'm ok with criminal bg check but why credit check? wouldn't be too good,my credit,...


 I am applying for a home with a 450 credit score is it possible?
...


 What is a good unsecured credit card to get after you file bankruptcy?
I need a relaible card with a high limit, low annual fee, and low APR but that is unsecured? I filed bankruptcy a year ago and want to work on getting my credit score up???...


 Is Amazon safe to buy from using credit card ?
Hey am thinking about buying the PS3 with a few games from Amazon.com, am using my girlfriend's credit card and she's really scared about losing her money. I don't want her to lose ...


 Someone used my credit card and told me they would pay me back but haven't, can i sue them? or just deal?
An ex boyfriend of mine you'd my credit card to make ALOT of purchases. I alowed him with the agreement he'd pay me back. But has not and it's been over a year! The credit card yes, ...


 Credit scoring confusion?
I had a credit card back in the 90's. I closed it in 2001 with a balance of $5000 when I got laid off. I tried to keep up the payments but couldn't and stopped paying. It is now on my ...



kkomay
I got Scammed Fraud on craigslist! help me !?
i am only 18 and economy sucks and i was tryign to get a babysittig job. i guess i am stupid cause they said they were sending me money to put a down payment on their house and that the rest was for me to secure the job.i havent put the down payment yet but i spent some of it on christmas money! i dont know what to do :( im only 18! i have two babies! am i going to get in trouble? i dont have the money to pay back? im calling the fraud department tomorrow i just need to know what to expect?
Additional Details
no no no they sent money for the house and they sent money for me! both 990 alltogether 890 for the house and a hundred for me. i spent like 80 of the 100 for my self
                     
 




Proud Pit Owner
Rating
Just relax and breathe....don't let all the negative people make you even more upset.

First off...did you give these people your bank account number to deposit the money into or did they send you a check? If they have your bank account number, you need to go into the bank, get a new account, transfer all the money into the new account and close the old one. If there are items still pending and you cannot close the old account yet, explain to the bank the situation and ask them to put a freeze on the account so no other transactions are made. It is important that you do this immediately, since they now have access to your bank account.

Second...do not go to Western Union or use the money for a down payment on their house. This is a scam. The money you received is not real. It will disappear from your bank account. DO NOT ever accept money from someone on craigslist this way. There are so many different scams, it is unbelievable.

Third...don't use craigslist to find a job. Try your local newspaper. Serious employers will pay the money to have a job opening listed. If you are still looking for babysitting, try hanging up flyers where people take their children, like Peter Piper, Chucky Cheese, places like that.

Just relax....the $80 you already spent will have to come out of your own money, but the rest or anything else missing should be handled by the bank. Everything will be ok :)


Sarah
They sent you money to put a down payment on a house for them?? And you spent it? I am a little confused.


OC1999
I totally understand what you are saying. But let me tell you that there was never any babysitting job. They were not having you send money toward their down payment. You fell for one of the oldest scams in the book. Be very glad that it snowed and you did not go to Western Union yet. Because in a few days those checks will come back as bad and your bank will remove the funds from your account. If that puts you in the negative(overdraft) you are the one responsible to pay it back. From what it sounds like now it may only be about 80 dollars.

The people you need to contact is your bank's Fraud department. Let them know you probably deposited checks that are bad and need to know what to do. Mostlikelyy they won't do anything beyond requiring you to pay back any of the money that you spent.

If by "transfered" you mean that you gave them your bank acccount information. Notify your bank of that also.



loves christmas lights
Rating
You spent someone elses money? And reporting it to the fraud dept of who? Craigslist isnt the cops. You defrauded people out of thier money, and now your upset. If this is what happen, you are in trouble and deserve to be, you stole from someone. OR.
Did someone send money and the check bounced but you spent money before you knew that it bounced and now you dont know what to do because your bank is charging you fees. Im not really sure what your saying. Anything that sounds too good to be true, usually is.


v b
DO NOT GO TO WESTERN UNION.

The scam is that the money you send is real. The fake check was not. You have to pay the bank back, but at least it's only $80.


Vette999
Rating
So where is the rest of the money? And how were you scammed? And why do you have 2 babies at the age of 18? Are you going to stop having babies? That would be the best thing you could do for yourself and for your babies.


RIffRaffMama
I fail to see where you got defrauded. All I see is you scamming someone out of money. I'm rather confused by the whole situation. Why would someone send you money for their house? It all sounds rather dodgy to me. I'd just send the money back and be done with it.


[TorturedOranges]
i dont understand your question. it doesnt make sense.

craiglist is not where you look for a job or money or anything like that anyway...

explain question better.



C B
Rating
The whole story kinda smells like a scam/fraud issue :)


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