 If you had to guess, how much personal debt do you have? |
| Not counting car loans or mortages. I know this is a tough question and most people would not want to answer. But I am just trying to guess where I stand, if anyone is willing to answer.... |
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 Does your credit score go down if to many credit lenders look? |
| I am looking to buy a house and want to seek a few different options before buying. If I have them all pull my credit will this cause my score to decrease? Please tell/show me how you know this.... |
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 Is a credit score of 645 good? |
| i was thinking of getting a loan to get a house built for when i get out of college. will that be enough to get a loan?... |
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 Credit card nonpayment? |
| What will a credit card company do for balance of $5300 that I owe them and am not able to pay?... |
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 What should I do? |
| I found out via my credit report that in 1995 my sister used my SS # to get a phone in her name, now I have a $430.00 bill. How should I handle it? Should file fraud, pay it myself or demand she pay ... |
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 How to start my credit history? |
| What is the first step should I take to begin my credit history? Loan, credit card?... |
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 Is it better to pay off old debt? |
| my husband has some old stuff on his credit report that is now in collections. some of the things are 3 years or more old. is it better to pay these collections off, or will they eventually fall ... |
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 I am 20 years old soon to be 21 is 710 a good credit score for me? |
| Does everyone start off with a score of 830 and then it drops down or do you work your way up to a perfect score? What does my score of 710 actually mean? I do have credit cards but whenever I get ... |
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 Should I take a loan offer from the United Kingdom? |
| I have had 3 or 4 loans offered to me and they want me to wire them a 200 dollar lawyer fee. Should I or has anyone else in here done this. I am in desperate need because of school and also my other ... |
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 My credit rating is awful.? |
| My curent credit score is 511. I have been paying ALL my bills on time for 8 months now and have also cleared 2 defaults, but my score isnt improving. Ihave registered with experian and have been ... |
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 Is there somewhere i can get my credit report for free? without entering a credit card number...? |
| i don't want to give up a credit card number...i feel that if they say FREE CREDIT REPORT that i should not need to provide a c.c. # sounds like they are trying to pull a scam...i know that i ... |
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 Credit score below 520 and in need of a loan can any body help? |
| i am in need of loan and my credit score is below 520 due to a divorce I am a single mom with 3 small kids I am looking for some lender that can help me I have no money to pay out and prosper my ... |
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 Should I get a personal loan to pay off credit cards? |
| I currently have two credit cards (#1 - $1569.94(14.99%), #2 - $4,153.37(15.99%)) I'm having no problems paying them down, even though it is going down quite slowly. I am usually paying the ... |
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 I need help really really bad.? |
Hi and thanks for taking time to help me.
About 2 months ago I was preapproved for a new/used truck from a reputable dealer. I took every precaution known to man to make sure it was true before I... |
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 How to stop creditors sending letters and calls? |
| I keep getting calls and letters from creditors for my daughter. She has not stayed at home for over ten years now and never had any credit here. I have returned the letters unopened and when they ... |
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 My FICO score is 397. Is there any unsecured loan I can get to help pay off debts? |
| I would love to better my credit, but I need loan to help pay off some debts to do this. Is there any loan I could receive since I have poor credit hiostory?... |
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 Which is best to clear first? Overdraft or Credit Card? |
| Which would be best to clear first to improve credit rating?... |
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frank | I got accepted for a loan and paid £50 fee up front? |
when the paper work came through the agreemant was nothing like i had discussed with the agent ,therefore i spoke to them again and was really not pleased with what they were offering.Therefore i asked for a refund of my £50 ,and they have said no is there anything i can do about this.Its no fault of mine that i cant go through with the loan as they were asking for things i couldnt supply,which they said i woulnt need when i spoke innitially on the phone with them.Im not really bothered about the loan because i wouldnt accept the terms they were giving ,but im really annoyed about the £50 as i feel as if i have been conned. |
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jude
 |
You paid for the introduction from the credit company that organised the loan......its a con. Usually set up to con money from the people who need it most. You possibly dont have a great credit history...(congratulations you have joint the 6M in this country). I have applied for loans, via internet, etc and always get these companies coming on to me...but I never went for it coz I didnt see the point in paying some third party to introduce me to the company i would be dealing with......Sorry, but I think you will just have to write off the £50.00 and be grateful, coz you probably would have had a loan of what say £1K, and paid back £3K |
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old know all
 |
You've been conned. Contact your local trading standards office, or the Office of Fair Trading. |
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Johnny
 |
that was a scam and so are all those posters above |
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confucious says
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this scam is actually older than the world wide web been going on for years the only trouble it is perfectly legal. and yes you have been conned |
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Jay Shizzle
 |
That happened to me too once. I lost £50.00 in the name of trying to get apparently £5000.00 in my account in the next 5 days.
Needless to say it was apparently "non-refundable". At that time, I needed the money (even £50.00) more than anything.
But Oh well... |
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Duffer
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No reputable lender would want a fee. If the loan was to be secured on property there maybe charges, but these are generally deducted from the loan. |
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ISABELE B
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you were ...." but unfortunately a legal" con these companies have been getting away with it for years.... name them and shame them............always ask what is guarenteed before you pay a penny. |
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Cindyxxx
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Was it with wentworth direct? They do this and it sounds like you have been offered a loan but you havent. If you give them the money then thats the last you will see of it. |
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Charon
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Threaten to take them through the small claims court, They won't risk their reputation and loss of business for the sake of 50 quid. If you used a credit card speak to their people. |
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badger
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its not a bad thing at all, you went through a broker and they charged you an admin fee for the work they done for you. they found a suitable lender and looked for the best deal for you. you havn't been conned, its a service which you used. |
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My Grain
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Can't believe you fell for this scam! |
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