 In Debt with 2 banks & Credit card but been ignoring it for ages?? |
| can anyone help me. I am in about 4600 pounds debt with Yorkshire Bank because i abused my cheque gaurantee facility with no money in my account, also about 2600 pounds with Barclays Bank for the ... |
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 Can a collection agency add a fee on top of your original bill if it is a medical bill? |
| I got a call from a collection agency stating that I owed a $177 bill for an Urgent Care visit apparently from last year. The original amount was for $120 which I said I would pay, but they said ... |
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 How can I establish credit? |
| I'm 19 yeras old and I would like to know how I can get credit without having to purchase something really expensive or have ing to apply for a credit card?... |
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 Can I call the credit card company and ask for a higher limit? |
| I got a credit card about 6 months ago with a limit of just $800. It's a student credit card. Can I call the credit card company and ask for a higher credit limit? I've heard you can ask ... |
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 How is a credit score calculated? Read further? |
| Is it true that they look at how many credit cards you have and determine how far you "could go" into debt? For instance. A person with 1 zero balance credit card would have a better score ... |
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 Question about Credit and credit card companies...? |
| Do you know where I can find the phone number to call to get your name off the mailing list of credit card companies? I know that everytime they check your credit to "pre-approve" you, your ... |
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 Pay Day Loan Question? |
| I have a friend that got herself into trouble with payday loans. She took out more than she can pay back. They are now saying that she will go to jail for check fraud. Is this true? I have never ... |
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 If I paid $7000 towards my auto loan next month....? |
How much of the $7000 would be in principle and how much would be in interest?
I was told if I put down large payments (every couple months) on my loan, the bank would end up eating the ($8... |
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 When can they send the Bailiffs round? |
I am currently in arrears with a few creditors. At present I have set up payments of a lesser value with them.
Can they only send Bailiffs round if you pay them NOTHING, or can they send ... |
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 How do I report tenant who defaulted on lease? |
| My wife and I lease out our first home to suppliment our retirement income. A tenant moved out with no notice several months before the lease expired and has ignored our letters to them. How do I ... |
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 I'm almost divorce..PLEASE HELP? |
| People, I know this might not be the best place to ask a question BUT please help me. I been married for 12 years to a very nice woman we were very happy, but I meet someone else, then we starting an ... |
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 Can a collection agency issue a judgement? |
| Can a collection agency issue a judgement more than once on the same account?... |
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 Help me fix my credit!? |
| How can I fix my credit report on my on without an attorney? Is there a form I need to fill out? Will writing letters to previous creditors help? I need to boost my credit score!... |
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 Should I file for bankruptcy or work with a debt management agency? |
| My husband was out of work for almost a year and I lost my job. We have almost 30k in debt on credit cards. We have never been late with payments but it is starting to get tight. Should we file ... |
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 Will my bank give me a secured loan with my car title? |
| I have terrible credit and I need a loan. I have a paid off newer nice car bought with cash. Do banks give small loans with the secured car title? I don't want a to go to a title place becuase i ... |
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 How do I find out my credit score? |
| From a legit place, not having to pay for anything (my info right?) and not having to sign up for anything....... |
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Jennifer K | I had a job interview at a bank and they are going to be checking my credit....what do they expect? |
How high of a score do they want me to have in other words? The job is for a teller position. |
 |
 
Aaron K
 |
Any place of employment that has something to do with loans will probably check your credit. They are just checking to see if you have any ridiculous amounts of outstanding, delinquent accounts. I wouldn't worry about it though. Most people have something negative on their credit reports. Besides, they probably won't pay that close attention to it. They're probably just checking because their policies and procedures require them to pull a bureau. |
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One Step Ahead
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Number one they are looking for a honest person. Number two what type of credit history do you have; evictions, repossessions, charge offs, etc. Are you desperate for money? Who are your references? How long have you lived in that city? Do you move around allots from one city to another city? Why did you leave your last job? Have you ever been charge with or arrested for theft incidents? |
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spitfire9631
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they will most likely be looking at how much debt you are in, like money owed on credit cards, collections, etc. i think they look for people who are in debt becuz they would be most likely to steal from the bank. it sounds crazy, but think about it, if you were in debt, and had access to all that money, wouldnt it be a little tempting? |
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kristopho
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Banks won't hire someone with terrible credit, there is too much risk. As long as you don't have any past collections looming you should be o.k. |
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you're lucky I'm nice
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they want to make sure you have no money problems, and won't be stealing from them to pay off creditors. |
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Calligator
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650 |
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Netanya
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Banks or any company's want to hire people who are responsible, and doing a credit check can tell them how well you handle your responsibilities.
Also if it is a job that involves money in any way, if someone has a bad credit reference sometimes they will not be hired, because people who don't pay the requested amount due on their bills, are sometimes thought of as neglectful, irresponsible, or that they just don't have the income needed to meet their finical obligations, and possibly could be tempted to steel. |
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rennickelizabe
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they check your credit history to see what your payments are like and if you have problems they may take that into account and be understanding |
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tonymci2
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Since banks are having troubles, they want to make sure this isn't another ****-up and is worth their money. |
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groovysoccerchick5
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over 300 i think |
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