I have a friend that is wanting to get a personal loan for $2500-$3000. She does have bad/poor credit.? |
| Is it possible for her to even get a personal loan for that amount and if so where/what is the best recommendation for her to apply that's legit? Where could she try and how fast would she know ... |
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I'm like 10G's in debt, what is a good credit counseling company? |
| I was young and stupid and got myself in debt, i haven't paid it off because i was unemployed. I currently got myself a part time job and want to start to fix my credit. Does credit counseling ... |
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Can I get a loan for $100,000? |
| I make about $25,000 yearly. I am 22 years old, have been at my job for 18 months. I have no debt except for a medical bill which is about $200 a month. My car is paid off. My credit score is ... |
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How good is a FICO score of 732 for a 23 year old? |
Additional Details someone asked about what loans and CCs i have had etc... I've had....
4 loans, all paid off, 0 late payment
4 credit cards, all paid off, all ... |
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How do i get a credit card? |
| I just turned 18 not long ago and i want to get a credit card to build credit but no place will give me one because i have no credit what do i do?... |
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Creditors can take your salary? |
| If you have credit cards you owe, can they take money from your salary before you even say how much or if yes? Do you have any say at all? Does your job say yes or no?... |
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Do i have to call the 1800 number on my temporary card to activate it? |
My bank gave me a temporary debit card the other day and it doesnt work I was wondering did i have to call in and activate it? Additional Details i have a pin ... |
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Will I be able to raise my credit score by doing the following? |
| I just had a question. About 3 months ago I tried to apply for a loan to get a house. However, my credit score was around 560 at the time, so they were asking for a 10,000 down payment and to hire a ... |
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I have one of the lowest credit scores possible! Where do i start to fix this major financial obstacle? |
| Im hopeful that someone here can point me in the right direction. I have two civil suits against me and some other negative info from old credit cards that I never paid off. (from college) I am 26 ... |
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I need a personal loan!?!? |
| I have bad credit. But I still need a personal loan. anyone know of any lenders that will give me a loan?... |
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Paypal ??!!? |
If i'm an ebay seller and I sell an item and want money via paypal service where does the money go?
my credit card?
Thank you in ... |
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What is your most burning question about getting out of debt? |
| I am in the process of developing a membership site that will help people get out of debt fast. If you're in debt, will you tell me what your most burning question is about how to get out of ... |
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If I do one of these free credit report pop up ads, will I regret it? |
| I know I should have great credit and am curious because of news warnings etc.... |
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Credit CArd Debt..Stautue of Limitations? |
| Hi..I know there are SOL on credit cards--but how do I find out when my last payment was?? This does not show up on my credit report--but recently received a letter after 9 years for a debt. I had ... |
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| I had a judgement back in 1999, they just decided to garnish wages. what can I do? |
Additional Details It has already been on my credit for 7 years and the judgement just expired in August. It was supposedly money left over after a repossesed car was sold.
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t D
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Judgments can be renewed if they get old. You'll want to see a lawyer if you think it is too old, but it is likely too late to dispute the actual debt. (Unless service was not perfected, etc. - (don't expect to win this))
See a lawyer if it's a chunck of change. Otherwise, I'd expect to pay up until it's paid. |
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michels2
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most judgement last ten years grin and bear it they take 25% of you check. If you file bankruptcy or get state aid you can get it stopped. But if you let it run it's course make sure you get a copy of a fullfilled judgement to take to the clerk of courts to get it cleared up on you record. |
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Nomadd
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Pay what you owe. |
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gtofinancial.tomvoli
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A judgment can be enforced for 10 years and then renewed for another 10 here in California. It is the one form of derogatory account that can haunt a consumer for a long time....longer than a BK by far. Not much you can do about the garnished wages.
Here is some additional info. Hope this helps. |
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muffin
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If you owe it -- pay it! I'm sure 'they' gave you ample opportunity to pay before seeking legal remedy. If the judgement is for child support, you should be ashamed of yourself. |
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mexchick316
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Pay it, If its a big amount take out a loan. Judgment usually have a 12% int rest rate. You cant do anything. I could be 20 years later when you have judgment you open yourself up for a Garnishment. They will take 25% of your monthly income. That's about a check a month. |
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Notorious
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You had six to seven years to do something about this. Now you have no other option but to pay through garnishment and you have ruined your credit for a very long time. Even, potential new employers (for better employment) may be wary of you as a dependable person.
It is a difficult lesson to learn, but at the very least, you will know know how to deal with such matters in the future. We all go through some financial difficulty at one time or another, so the thing to do, is to always make every effort to resolve the problem before it gets out of hand. |
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Kevin K
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You will need a lawyer at this point. Hire one and have him or her contest the amount of garnishment. Depending on your state it can be high, like 25%. Tell him or her you can't afford that and they can get it down for you. |
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bryan l
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if it is alot you could go bankrupt, Bankruptcy takes care of those judgments. But work with them first, use bankruptcy as a threat or bargaining tool. If you go bankrupt the will get nothing |
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Denise
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Settle with them. How much is the judgement? |
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pheobe920
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Depending on how steep of a charge your judgement is...you can either voluntarily make a payment plan to suit your needs or look into the expiration date of which they can no longer hold you accountable. |
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