 Am I responsible for my dead mothers mastercard bill? |
| the account was in her name only but she applied for a supplementary card for me. The credit card company says I am liable for the unpaid ... |
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 I am in debt about 2,500 or a little less and currently unemployed for the time being. What should I do? |
| There are 3 credit cards I am going to fall behind on two of them this month and the other one of I already am behind on.. Also, my bank account is overdrawn about 981.00. I know that this isn't ... |
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 How do I redeem my iTunes gift card? |
| I recently bought a 25$ iTunes gift card in the US and I live in Canada. When I go to redeem my card in the US store, it says my account is only valid for purchases in the Canadian iTunes store and ... |
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 Can the credit card company , cancel my account for no reason? I made all my payments on time !? |
| the credit card company just sent me a letter saying that my acount was now closed and I know I made all my payments on time , can they just close my account for no good reason ????... |
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 If I check my credit history, will it make my scoring worse? |
| As in, if i do a credit check and then if a company do one after, will it be worse? Heard that the more checks you do the lower the scoring.... Please help XX... |
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 Cancellation a loan? |
| i got a loan. can i cancel it after 9 ... |
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 How can i clear my debt and raise my score? |
| how would I go about clearing my debt? I have about 2,000 dollars that I owe to an apartment complex that my roomate and i use to live at. they claim we messed up a lot of stuff at the apt..which is ... |
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| I just got a Check for 3,000 from someone I don't know.? |
| How can i know for sure that this check won't bounce before I cash it. Is there any way whatsoever to know before i cash it.... |
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 How can I go about getting a free credit report? |
| it seems there are always strings attached or you have to mail all this info, bills, licenses etc.. is there a place where i can just get 1 free credit report on-line for free?... |
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 One man asks me to recieve money and buy laptop for him? |
I know it's bad. I gave him ONLY my credit card number and name of the bank. That's it.
He did transfer to my Credit Card account 3,760. Now my balance is (-3,760)
WaM... |
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 How long do CCJ's stay on your record and how long do you have to keep debt free before it's completely clean |
Additional Details
Studly & DaveyPadua both deserve the 10 points, sorry I cant give it to both. I'm going to leave this question as unresolved, thanks to everyone who answered.... |
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 Need Loan.. Whare are the Loan sharks in Ohio??? |
| Need a Loan.. Can double payment.. Where are the loan sharks in Ohio???... |
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 How do I get them to stop?? |
| Okay, so I have bad credit. That was six years and 3 months since my last payment to two credit cards. Both accounts have been bought and sold many many times over the past years, but now because ... |
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 How long does it usually take for an error on your credit report to be resovled once a dispute has been made? |
| My husband's brother has several negative credit items, including two auto repos, that are showing up on my husbands credit reports....it is really holding us back as far as puchasing a new ... |
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 Hi can someone plz help me(fake credit card ID)? |
ok i met this guy online and hes like a manga collector
and he has theses mangas that am looking for but i couldnt find in the internet , i had a deal wiz him abt sending them to me through ... |
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| Collection agencies trying to get money from me? |
| I recently received a letter in the mail from a collection agency saying I owed $6,000+ for an old credit card I used to have. I looked at all three of my credit reports and that credit card is not ... |
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Bobby M | I had taken personal loan which i m not paying now tell me if i will apply 4 new credit card is there any prob |
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 |
 
Jane
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Umm.. you say your not paying off your loan, but you want to get into more debt?? makes no sence, your going to rob Peter to pay Paul. I doubt you'd get the credit card anyway, as your credit rating may be marked. Either way, you'll find your self with more debts than you can deal with. |
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CJ G
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You might get the card, but you're screwing yourself over by not paying your bills.
Pay your bills, seriously. Bad credit will ruin you. |
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ChairmanOfTheBored
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If you're not paying one loan off then why are you applying for a credit card?
Don't take out credit you can't afford... it'll catch up with you in the end believe me. |
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starlet108
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Yes you will have a problem with obtaining any credit as it will show up on your credit history. All late or non payments are listed xxxx |
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nursehottie71268
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Depends on the credit company and how much is still owed, how you were about making payments,etc. If the rest of your credit is good and you have a reasonable income, they may overlook it. You should resolve the loan now, though. It will haunt you later. |
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Pengy
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No problem you will not get the cards, and for applying for more credit your score will drop another 20-40 points. I guess since you have no problem getting loans and not paying them I am sure hundreds of company's will offer you credit. If they turn you down keep applying to more companies eventually you will find out you need to take care of your bills. |
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shridhar vaidya
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If you have adverse record about repayment of loan how can you hope to get a credit card? |
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Rillies
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your question is worded very oddly. It is confusing. I think what you want to know is whether or not the loan not being paid will affect your credit. Yes it will, it will make it harder to get a credit card for one thing and for another when you do get a credit card the interest will be ridiculously higher than it could be if you didn't have an open un paid loan. |
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Emily S
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Trust me on this....pay that personal loan, even if you just pay a little each month and it takes you FOREVER....i got screwed in a divorce and ended up paying bills that were in both of our names (that i was unaware of) including hospital bills, and i paid them like 5 and 10 bucks a month until they were all paid off....and YES you will have trouble getting a new card...eventually you wont be able to get ANY kind of credit. You wont even be able to rent a car, reserve a hotel room, etc. |
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rtfm
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If you can't pay off your existing loan, how do you think you're going to pay off the credit card, which will undoubtedly have a much higher interest rate?
And YES, there will be a problem. The unpaid loan will show up on your credit report so the credit card company will know you're a risk and will either refuse to give you any credit, or will charge you an outrageously high interest rate. |
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