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 I just found 5 credit pulls from a mortgage co, every 2 months. I have not, nor would use this lender. help?
My sister works as an underwriter there and our relationship has had its troubles. I would never give permission due to this. it is affecting an otherwise excellent rating. what is my recourse?...


 I owe a couple thousand dollars on a couple credit cards, I lost my job and cannot pay them..not now,anyways..
..what, if anything, can these credit card companies do to me in the event I don't pay them? I have heard that since they are unsecured,signature type loans, they cannot do anything except ruin ...


 Why do credit card companies sue people?
and why are there so many people who try to justify it?
Additional Details
I am NOT a deadbeat. I am a full-time student and I was out of work for a long time....


 How do i apply for credit card if i don't have an annual income of 30,000?
...


 If I do not pay my private student loan will it come off my credit in 7 years?
...


 I found a lost credit card. How do I contact the owner to return it?
Today I found a credit card on the bus floor as I was riding home. It's a brand new card, and I want to return it as soon as possible to the owner. However, the name on it is "M. S." ...


 Will cutting (cancelling) a card end unauthorized charges?
I'm wondering if, in the event of identity theft, a simple call to the card company to cancel will disable the thieves from further use of the card and the numbers that represent it. Is it that ...


 Does any 1 know how 2 get rid of collection calls?
...


 Direct Debits??
Right, my bill says the money will be taken out of my account on or after 2nd July. What happenes if the money isn't in on the 2nd?? Say if the money goes into my account for 3rd, will they take ...


 Can you help me good unsecured credit card i have bad credit with no open accounts?
...


 How much credit card debt?
I'm looking for record breakers here. I want to hear who has the most outrageous amount of credit card debt, for comparison purposes....


 What kind of auto loan do I get with a 685 score?
I have 680, 685, and 689 FICO scores based on the 3 bureaus. What kind of auto loan (interest, max amount etc) can I get?...


 How can i get £60000 in a year?
to pay off all my debts?...


 First credit card?
I need advise. the do's and dont's. thank you....


 Will a credit card company likely go to the trouble of suing for a 1000.00 debt?
...


 Can someone with a good credit score (cosign) apply for a credit card with another person who has bad credit?
Thank you!...


 What is direct debt?
what is direct debt of Natwest Bank?...


 Bad credit?
have no job and in debt by 2.000, but try to get something to put four payments into one so i odnt keep missing payment as its hard to keep track of what needs paying next and who needs payning , ...


 Uncollected debts removed from credit report after 7 years. Correct? Can debts be sold again for collection?
Financial difficulties left me with credit card debt. Some came off my credit report after 7 years. Since then I've paid balances in full and done everything to keep my credit in good condition. ...


 How do americans handle their debt?
...



Jacqueline E
I has a payday loan that I did not pay, what can they do to me?
Can it be theft by check or what? I have some law office calling giving me all this theft by check information. are they just bluffing or what? I cant pay it right now?.?.?.?.?.
                     
 




Taylor a
Rating
Try offering to pay only the interest on the loan until you're able to pay the full amount. The only option they have is to file a law suit to try and recover the amount owed and expenses. Depending on the amount of the loan, they will probably only continue to hassle you until you pay the full mount.

If you want some more information, I would check out...

http://www.knowledged.info/go.php?link=loan

Take care.


Dani
They can force you a lot of things. And this will desperately affect your credit and your future financial aid situations will be very hard. So i recommend you to get a consolidation bad credit loan from any lender and pay off this pay day loan as fast as you can.
I hope http://loan-guides.net will help you in getting you a good lender.


Pengy
Rating
Well you wrote a check, and now cannot cover it, bad thing about these payday loan places, worst thing to do. Well they can cash the check then have it bounce in which case you will receive fees from the bank better if you have overdraft protection as then the check will at least be covered. If not you will end up being taken to court but previously having a warrant issued for you arrest for fraud. Hopefully is not interstate because then it becomes Federal.. Call them and see if you can work something out


straighttothepoint
Rating
You can be prosecuted for writing bad checks, but I highly doubt they will press charges, they would lose money on attorneys, court costs and etc.


Grandpa
Rating
they are just trying to scare you they should have called you before cashing the check to make sure that you have the funds are these places are over priced loan sharks they need to be put in prison all the do is take a vantage of people who can't get loans for a bank because the banks are scared to get a person a break but then they cry because they go belly up because people won't use they business the laws need to be rewrote about those people


jml619
They might try to garnish you.


phxwolf2
They could garnish your wages from your paycheck. You will not go to jail for this. Most payday loan companies might be able to work with you on paying them back a little at a time. Contact Them and tell them you just cannot pay back the whole amount and see if they are willing to let you pay back a little at a time.


Steve k
Don't worry they knew the check was no good when they cashed it!!!!!!
Just repay them!


steppenwolf1a2003
Rating
wreck your credit. thats all! but if you need a loan for a new car or buy a house then you will have trouble getting that loan. Tell them you will pay them what you can say $5.00 a month or whatever they will take.


FRANK
It is a loan. You owe the money. Yes, they can sue you. It goes on your credit report, and it ruins your credit. You better make arrangements to repay.


Melissa E
Try offering to pay only the interest on the loan until you're able to pay the full amount. The only option they have is to file a law suit to try and recover the amount owed and expenses. Depending on the amount of the loan, they will probably only continue to hassle you until you pay the full mount.

If you want some more information, I would check out...

http://www.knowledged.info/go.php?link=loan

Take care.


Shanizzel
Well you did post date them a check right? and that check guaranteed them funds... When a company wants their money back they will try to scare you, but it might be true or it might not.... i would contact a lawyer. A brief conversation with one shouldn't set you back much.


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