 Credit Questions? |
| Okay so my credit isn't the greatest and I am working on improving it. My question is this, how am I supposed to improve my credit if no one will GIVE me any?? It's really frustrating any ... |
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 I owe on a 30 year home loan 250,000. What is the easiest way to pay it down? |
| I know of the sure fire way which is add to the principal each month, however, any other solutions? I would like to pay it off in 15 to 20 years.... |
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 Collection agencies keeps harrassing me! What should I do? |
| I had surgery in 2005 and the insurance paid for it yet they sent me to a collection agency. I got everything taken care of between the hospital and the insurance. I even sent them a signed letter ... |
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 Help me I have A ? about a Debit Card? |
| Hi every body I have A question! Do you Know How much you spend on a debit card ? do you get billed for it?Please I need to know I used my parents Debit card without them knowing i need to now will ... |
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 18 never had credit ever. Mom has bad credit. Can i get a credit card and get a CAR? |
| i just turned 18 on the 18th. i dont have any previous credit and my moms credit is pretty bad. i just am tryin really hard to find a way to get a nice car.... |
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 How doI get rid of bill collectors? |
| My adult daughter hasn't lived with us for more than 10 years, and whatever bill they are calling about has to be at LEAST that old. I tell them she hasn't lived here in 10 years and ... |
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 How to i file a complaint against bank of america teller? |
| Does anyone work at Bank of America? There was a really rude teller (apprently she's know for that), how do I go about complaining about her?... |
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 I was a co-signer on a car loan for my friend he paid all the payments on time for a year, but now no payment ? |
| i was a co-signer on a car loan for my friend he paid all the payments on time for a year, but he has not made payment for about a month, plus hes moved out to another state.. what can i do to get ... |
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 How do I get rid of my credit card debt? |
| I had some things happen to me, and depending on my cards for a while. I am only 1,750k in debt, which is really nothing compared to a lot of people. I am living on my own trying to save save save, ... |
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 Loan or Credit Card? |
I will shortly be purchasing a car and will need a loan of some sort to fund this. Which way is better:
To have a personal loan for £4000 over 2 years at a rate of approx 7.9%
T... |
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 Double up on your car payments or double up on your rent? |
| Which one is the wiser choice? If you could be ahead of the game as far as payments and you needed the security of paying ahead of time.... |
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 Hi,i aplied online for a bad credit loan they sent me a letter the other day which goes something like this? |
| we are pleased to inform you that your aplication has accepted,please send a cheque for £49 for brookers fees and prossessing your loan and we shall proccess your loan immedatly,does this mean i ... |
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 What's your idea of credit cards? |
| Some people have credit cards and get in dept, but overs get better credit.... |
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 What should I do to keep creditors from calling? |
| I am in a position that I won't be able to pay on two lines of credit. We're having a baby, we've cut down expenses to help with that, but w/ the credit card payments, we won't ... |
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| I have $20,000 in debt? |
| I have 20,000 in debt and I was wanting to do debt negotiation. I was wondering if that is all they say it is. I also wanted to know the best way to pay off this debt. I have switched all my cards to ... |
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Queen_of_Nice | I have 1800 in credit ard debt? |
I WANT TO PAY IT ALL OFF BY 2011 SO THAT I CAN BUY A HOUSE. HOW CAN I DO THAT? |
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socks
 |
That isn't much at all. You can have that paid off in less than a year. Just pay more than the minimum payment each month. |
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Stef
 |
Pay more than the minimum, stop charging on the card. If you have multiple cards, pay down the balance on the highest interest rate first, then the others.
I think its better to pay down the card debt first, instead of trying to save any extra cash -- cuz face it, money that has interest compounded at 20% (credit card) is going to balloon a lot faster than that money sitting in a savings account making .5% if you're lucky.
You can also take out a lower-interest loan to pay it off faster, and pay down the loan.
Good luck! |
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ryanmahalo
|
1. Cut up the card.
2. Pay your bills through online banking, not the mail.
3. Set up your online banking account to send the $100 week to the company.
4. It's a lot, but in eighteen weeks, you'll be pretty close to paid off.
5. If you can't do $100 a week, try $50, but do the payments weekly.
6. Better yet, if you can send a payment every day, send $20 a day, or send $5 and swear off Starbucks for a year.
7. Then, if you ever get a windfall, throw a bunch of money at it. |
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mystycal2u
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Start paying more than the minimum amount and then dont use the credit cards at all. |
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Marcus
 |
Apply for another card with an "Interest-free period on Balance Transfer's", that way, your debt will stop growing due to interest.
You will usually get about 13 months interest free on Balance Transfers, with a (one off) transfer fee between 2.5% and 3%. As 3% of the £1800, it's only £36 for your 13 months.
(WARNING!!! If you don't do this £36 step, you will pay about £200 in interest (based on average 17.9% APR))
With this part set up, you just need to pay £5 per day (£152 per average month) for 12 months, then the final one-off payment of £16 in the final (13th) month.
Getting through this debt just means doing about an extra hours work every day (that's just above minimum wage, after paying tax).
Simple
Thanks for asking for help
P.S. When applying for the Balance Transfer, try to avoid applying at any HSBC or RBS owned bank (Natwest is owned by RBS), as these two banks have been hit the hardest by the global Credit Crunch, so may be unable to offer the full £1,800. |
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XL
 |
First, stop using the card, then pay at least double the minimum payment each month. It will be paid off in no time. |
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butch
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stop using it! |
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es
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that should be easy just pay atleast $100 per month |
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gre n
|
Credit card debt consolidation adds up all your unpaid balances and converts them into a single payment. When you finalize a plan with a debt consolidation company, the company repays your dues to your creditors. Then you make a single payment to the consolidation company every month. Your average new interest rate is much below the old interest rate.
http://debts-to-wealth.com/category/Credit-Card-Debt-Consolidation.html |
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K.C.
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$1,800 or $18,000
$1,800 consider yourself lucky |
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amyisrad12
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Don't use it anymore, and pay it off ASAP. Don't open any accounts to transfer the balance to and don't do debt consolidation... $1,800 is small potatoes compared to most people. Good Luck! |
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wil
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u should stop waisting ur money on somethings u dont need use cuponds and stuff
or u could go 2 the corner |
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Amel Fl
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start selling your body... |
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