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 Buying a car with bad credit...co-signing for my niece?
Hey guys,

My niece screwed up in her first year of college and really screwed her credit up. Now, her car is falling apart and she is going to get a new one this week.

She has ...


 A credit card question?
If I get a visa credit card how do I pay it off?? I've heard people say they put money 'on' there credit card before they go away? what does that do?

Thanks!
A...


 Help im in det?
how long do u have 2 wait until banks and other companys write the det off. i owe about £40,000.i have not been made bankrupt and 4 the last five years ive made it very hard if not impossible 2 be ...


 Can you be sued by a company if you are making payments?
I was going to settle with a collection company for a certain ammount. The only thing is I cant come up with the other ammount they want? Can they sue me. I still want to make payments to them but it ...


 I was 1 day late on a $5.00 payment. Will this kill my credit history?
Its for a clothes store and they don't send statments. It was an honest mistake....


 How do I know if these debt collectors are real?
I have some debt on my credit report and before I pay them off I want to make sure these "collectors" are legit.
I have googled 2 of the numbers that call me, people have complained ...


 Where can i get a car financed with pretty bad credit?
i filed a bankruptcy like 6 or 7 years ago that was thrown out due to me and my wife at the time not paying the trustee...i havent tried to purchase anything prior so..where do i ...


 What is the best Credit card for bad credit?

Additional Details
i have never had one before it is my first time applying for one i have only ever had one cataloge and my payments were always on ...


 Can i rent a car with a maxed credit card?
I want to rent a car this weekend but my credit card is maxed and the rental company requires a credit card to rent it. I want to know if they put a hold on the card will it process or will it deny ...


 I am looking for a loan for credit card debt and have bad credit , should i look at buying a house and consoli
...


 Is it bad to apply for to many credit cards. I already have a few cc cards but got a gr8 offer to open anothe
Will it kill my credit rating to have to many open credit cards. I only use 2 or 3 cards and always pay it off but is it bad to open up new ones when they ginve great incentives to. American ...


 Is it true, every time my husband pulls his credit report it goes down ?
If this is true how many points will it go down? Also he never filed bankruptcy so no bankrupt answers please.He does not have a bunch of bills anymore either he paid them all off when he sold his ...


 Getting married soon but my future wife has debt and i do not!?
i will be getting married soon but my future wife has around $26,000 of debt from college and her car. and i do not have no debt, and my credit score is perfect, now from my understanding when ...


 Negative things come off my credit report in 7 years?
what exactly does that mean?
my credit identity was stolen 3-5 years ago and i have 40+ account opened without my knowledge. I didn't notice until 2 years ago and anyway... I've ...


 Does car insurance go on your credit report?
I am trying to build my credit report up....I just got car insurance. Does this show on my report if i make all of my payments? I know that I need a credit card as well as other things to build it ...


 Credit Scores????
Is 657 high or low??...


 I got scammed on ebay, can anybody help me catch this lady who scammed me of $270 to track her down?
Well, I was on ebay, this lady had a listing of a walmart gift card, she supposibly had an extra card worth $500 and was selling for $270. I emailed her outside ebay and set up payment through ...


 What's a low interest rate for a credit card?
I want to get a credit card, but I'm an unsure what a good interest rate is. Are there any credit cards that have interest rates in the single-digits? T...


 How do i find out what collection agency has my debt..?
this company sent me to a collection agency when i owed them nothing...i found out from when i went to buy a car the car place said you have good credit but this one thing is killing you..i had no ...


 Would you recommend a Discover card or American Express?
I have a Visa and i was looking to get another card. I'm 23 and have good credit. I don't have excessive debt. I just wanted to get a 2nd credit card. Would you recommend discover or Am. E...



tropical27
I have 23k in CC debt and make 33k a year and I have a good credit score. Can I still get a loan for a car?
                     
 




SPIFIMAN1
Auto finance is what I do for a living and as long as your debt to credit ratio and debt to income ratio are in line I don't see why not.

Auto loans are based on the following factors;

1. LTV (loan to value).
2. Term requested.
3. Age of vehicle.
4. Miles on vehicle.
5. Down payment.
6. Time on job.
7. Time at residence.
8. Monthly income.
9. Credit score/profile
10. Debt to income ratio.

As long as all of the above is in order, you should have no problem being approved for a auto loan.


Miss L
If you have 23k in debt and you only make 33k a year, is it really smart for you to take out a loan for a car? Now, you'll be 43k in debt. Just because you CAN take out a loan doesn't mean you SHOULD.


Retired
That is going to be a close one. By good I hope your score is over 750. Get rid of that credit card debt.


frankie b
Rating
I would figure out what my car payment will be. Then dedicate myself to paying that amount towards my cc debt. When I finished with that, then I would get the car loan.


Oh Boy!
Rating
Why would you want to? Jesus, get that cc debt down first.


ZinaRae
Rating
Pull someone elses leg. You don't have good credit with that much debt. A car loan? Sure. You'll be needing a down and be paying a huge amount of interest.


beauty s
Rating
I think so


jesy s
Rating
low interest loans from worldwide sources try this its easy now


Dzo
Hi,

Yes, you are very much qualified to get a car loan. Your good credit score will take care of easy and fast processing of loan. You can get some useful tips on getting car loan from http://finance.autoinvestmentguide.info . Good luck!


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