 Does anyone know where I can get a quick loan from - I have a very bad credit rating so cant ask my bank? |
| I really need a loan in a hurry but due to a poor credit rating my bank wont help me - I have tried some of the main loan companies with no luck - does anyone know any companies that may be able to ... |
|
 What do you think about gift cards? |
| Do you think they're great gifts for friends, family, etc.? or do you think they're impersonal gifts that makes you feel as though the person who gave you the gift card doesnt know you well ... |
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 I have lent a "mate " over £5000.00 and he is avoiding & making excuses about paying me back? |
| I loaned a so called mate & his partner over £9700.00 to set themselves up in their new home.I agreed to help him as he had money coming from his mothers estate as she had just passed away. The ... |
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 What is the easiest credit card to get if you have little or no credit? |
| I need to improve my credit so I need a credit card...but have no credit, just a car note.... |
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 Where can I get a FREE CREDIT SCORE? every place I find, signs u up for a month trial or charges.? |
| every place I have found charges for a months trial or makes you pay. I thought it was obligated by law to give you your free credit score.... |
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 What do you do when you've lost your debit card? |
I can't find it anywhere. Do I call VISA to report it missing, or my bank? Is it a long process of cancelling one and getting another? Are there any fees?
Thank you.... |
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 Does anyone know if i can purchase items without credit or debit card? |
i only have cash card? as i can not get credit as i have cleared my debts.
Additional Details
inc. on the ... |
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 HELP!!! My delivery has not come after 25 days!? |
| I ordered a pool table on the 8th december from www.kvoot.com and i was told it would take between 1 and 10 days to arrive. It has now been 25 and I have already emailed them after 21 days with no ... |
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 Does your credit score go down if you make a big purchase like a car? |
| I was told that since I made a big purchase..ie..my car and also co-signing for my daughter, my credit scores will go down..is this true??... |
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 Can you use a home equity loan for something other than a home? |
| I need a loan & some people had suggested I look into this because of the lower interest rates, instead of using high interest (not to mention EVIL) credit cards. But it's not for a home &... |
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 Never ending credit card debt? |
| Been about 3-4 years of having credit cards and I spent a lot on getting my car fixed, college tuition, payments and what not. I have 4 now and a total credit limit of about 9000. I am maxed out on ... |
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 Someone stole my credit identity and got 500 Quid cash from my account. How do they do that? |
I still have my card. Nobody apart from my card provider knows my PIN (not even me) as I never use this card for drawing cash. The cash was drawn from a town I have never visited.
I think I... |
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 Reasons why to use cash instead of credit cards? |
| I have to write perswasive essay on why to use cash instead of credit cards. Please help and give me some ideas.... |
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 I need help , I'm bankrupt!!!? |
| Ok I made a series of financial blunders. I earn around 30k, but I owe about $150k in student loans and a $50k mortgage, how do I get out of this jam?It seems at the end of the month I have nothing ... |
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 Why is there so much debt about these days? |
Yes it would be nice to have a £35 grand bmw stood on my drive. But I cant afford one so I do without. Why does everyone seem to live beyond there means these days?
Additional Details
FI... |
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 A question about a credit card payment? |
| I carry 1 Visa, which right now has about a $350 balance on it. I only make the minimum $10 a month payment on it, but it seems like the balance never goes down? I thought that you could continually ... |
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 Are prepaid Credit Cards a good way to begin to establish credit? |
| My friend has almost no credit history and was wondering where to begin.... |
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skies2193 | I have $3500. Can you give me any ideas on what I should do to build it up? I'm 16? |
I'm trying to find out if there are any ways to build it up. Since I've been told to save it. |
 |
 
David S
|
At 16, the safest thing to do is go to your bank and buy a CD. Or you could put it in an investment fund.. Make sure the fund is diversified (invests in many things) and is no load (doesn't charge you anything to get in). There is a lot more to investing than that, though. Can you speak to your parents, or someone you trust at school? The marketing and economics teacher maybe? |
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Kitty
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WAY TO GO KIDDO !!!!
You need to start somewhere and now look at all these opinions you have on what to do with that $$$.
I suggest you start a mutual fund and add to it monthly or quarterly. Next you can start to read up on the stock market... read read read !!!! Email companies and request their prospectus', it is free! Read about the companies that interest you. After a while when you have more money to invest, you can find a company that you can buy directly from them without a broker. EASY EASY !!
Search : "direct stock purchase plans" and it will get you headed in the right direction. Heck... persuade friends to learn this too !! Remember ONLY YOU can make your future SWEET !! Get started NOW!!!
Spend nothing!(whenever possible) Nothing makes money grow more than by adding to it. Soon it is big enough to grow on its own and that is where independent wealth comes from.
Every time you go out to buy something, put that equal amount away into a jar or savings account. Once a month, once every six months or annually, take that money and put it in your mutual fund or buy stock in a company ((that you have done your homework on)).
Its not how much money you make...It is how much you KEEP. Stop spending it all and soon it will grow. Very few people I have met in my life have the discipline to do this. I hoarded as a child, My family has the "hoarding gene", it has worked well for us
MSN money central has a savings calculator that works great for finding out how much you will have if you put away such and such amount! Figure how much you want to live off each year during retirement... double it and add a zero... that is the simple calculation you can do for the amount of money you need to have invested in an IRA, mutual fund or other, and live off its interest.
This "savings caclulator" it will also tell you how much you need to put away each month or annually which ever you prefer... TO get to where you want to be....with the number of years you plan on working yet.
Congratulations on thinking about this NOW rather than when you hit 40 and did nothing for your financial future !!!
Life's an Investment... add to it !! |
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Robbie trd
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open a sharebuilder account, and buy a few shares of google. Then watch it grow. |
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KJ
 |
CD's are the best for your age. |
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Rat P...
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invest it, start your own business or give it to me to hold for you. |
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Megan
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put it in a C.D. (Certificate of Deposit). If you want to use it right away, that may not be the best way, but if you keep it in the bank for an amount of time in a C.D., it will build interest faster than in a regular account |
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GFAD
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I have exactly the same problem im 15, I invested in a really high divedend stock (RHA) makes 20% divedend thats 700 free dollars a year for you. |
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lynn
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buy stock .BIG MONEY!!!! |
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sweetirsh
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The heck with saving it. Play the lottery I always say. |
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Mommyk232
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Put it into short term CD's. |
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vetech_61
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go online to td ameritrade sign up for a brokerage account.
deposite your money buy oracle shares with half
buy alteon shares with half sell oracle at $40
sell alteon at $2
take money out put in bank cd then learn about the stock market and how to minimize your losses and maximize your profits trade on paper till you feel confident then only invest 5% of you money per stock set a sell point before you buy |
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wirelessforless2000
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Invest in this stock, the ticker symbol is :
" tie "
That should double your money in a year, thank me later kid.. |
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Frank Castle
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I suggest you to save for Harvard more. |
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