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 My friend may not be able to pay about $25,000.00 in Visa bills. He has no property, what can they do to him?
All he has is a small pension and social security...No car, no house, no stocks.. but he is very worried.. What can they do to him? He lives with his daughter but has no property. He is over 88 years ...


 Just gona start usin ebay what is the best form of payment paypal cheque or postal order not sure which works?
out best any info ...


 What does re-financing mean?? Please explain. What happens when a person refinances their home? Do they get?
money when it is refinanced?
Additional Details
is refinancing a good thing or bad?...


 Will paying off a a 3yr old debt in collections increase my credit score?
...


 I want to sue a creditor. does anyone know where i may possibly find some legal help in California?
i signed up for a cingular phone. I signed 2 contracts. one with the dealer and one with cingular. the dealer's, MSWireless, contract stated that if i were to cancel within 6 month i would be ...


 What are the uses of credit card?
...


 What happens if I let my credit card go to Default?
I can't afford to make the repayments at the moment....


 I need money advice.....not judgement?
okay...so i totally messed my finaces like an idiot. I have horrible credit and cannot get a loan and have noone to borrow money from and nothing to sell. I need a grand ASAP. Any ideas?...


 Do you think Credit equals wealth?
I see tons of questions in this category which pertain to a TOTAL obsession over credit scores, cleaning up ones score, improving scores and the like.

PEOPLE: The use of credit, especially ...


 I only payed half of my credit card payment? They raised my minuminum payment..how can i get it to go down.?
I am a college student and working a part time job with 300 dollars a month and i missed a payment and my card went over the limit. They raised mt min payment to 67 dollars. What can i do to get it ...


 Can someone check credit without authorization?
...


 Is a credit score of 748 good? what is considered excellent?
does anyone ever have 850?...


 Whats the best way to get approved for a credit card if you don't have a job and a bad credit rating?
is there a web sight i can go to for the un-employed and bad credit ratings that they will approve me for a credit card?...


 My credit score is @ 570 and i have no debts, why can't i get approved for another credit card?
i have an ok credit score of 570, almost no inquiries, only 1 debt in collection and 1 credit card that i'm paying off, my credit report says it's pretty clean, why do i keep getting turned ...


 Can I cancel a credit card account without paying the balance in full first?
I have this card that is going to start charging me a monthly fee to use it, and Ive been wanting to cancel it for a while now, do I have to pay the balance off in full first or can I cancel it and ...


 How can you improve ur credit score? No gimmicks?
...


 Debt consolidation question?
I have been searching the net a bit, but not sure what i'm looking for. I'm looking for a way to consolidate my debt. I have never done this before, and not sure what place would be good. O...


 Should i go out tonight??
i get paid tomorrow but i owe my mum £500 and counless amounts to credit card companys and the like, and i only get paid £500 (poor student) my mate said he would lend me some cash?...


 I'm 14 and i need a credit card to b able to buy stuf online but i cant use my parents own is ther n e way i
culd get a credit card or something of that sort? wat is a cash card?...


 Is it a waste of money to send LESS than the minimum payment on a credit card?
...



I love it here!
I have NO credit how can i start to build credit?
I have no credit I have tried to apply for small loans or credit and gas cards just so I can start some where but I dont get approved because I have no credit history! Where Can I start!!!
                     
 




Te
Try saving up first.

When you build a savings history with your bank and have a stash of cash, then apply for a credit card thru your bank. They'll be happier to give you credit if you've proved that you can save and make regular contributions to something.

If you cant save then you probably cant pay for a credit card or loan.


curlysax24
A good way to start is to apply for store credit, like a Target card or something just for the store. They usually accept people with little or no credit.


hazeltine4
Talk to your bank about it. It used to be that gas cards were given to anyone!


eva j
Rating
checkout this to build your credit its easy now visit


San
Try secured card, many banks and credit union offer secured card. Also you can try a bank with which you have account


Neka
Try getting a store credit card. The intrest rates can be high so if you get one only make little purchases that you can pay off at the next billing cycle.


?
Rating
Try Western Union, located at most check cashing places. They offer a secured Mastercard, with a minimum deposit of at least $100. That would give you a credit line of $150, and if you keep your account current, make payments, etc, after 6 months or a year, you can get unsecured status and higher credit limits. Good luck.


Jack P
Start by taking a loan out at your bank. Try a payday loan. Try to finance anything small. Try online loans, they are small and cheap.


rumbler_12
Rating
Try orchard bank. their card are designed for people with either no credit or poor creedit and they do not charge enormous fees or terribly high interest rates.

Capital One also has some good cards for this. Orchard is a bit easier to get and it is a good card to build credit.

Avoid, Premier bank or Tribute or any card that charges hundreds in start up fees.

Here is the link. Try for the Orchard bank silver or gold. They are labeled No Credit needed.

http://www.credit.com/products/credit_cards/sub-prime.jsp

The Capital one link is on the left of the sight.

Good luck.


twv23512651
Rating
Secured credit cards are a great way to rebuild your credit. Most secured credit card companies require a deposit equal to the credit line your are seeking. Make sure they report your payment monthly to the major credit bureaus. Making your payments on time monthly will increase your credit rating. You will also get you deposit returned to you after one year, turning your secured credit card into a unsecured credit card.


ronnlynn
Rating
Try a credit card (maybe secured) with your bank or credit union.


Ashley M
Have one of your parents add your name to their credit card. This will give you a little credit. Also, try Chase to get a credit card. They will usually allow you to have a credit card. The limit on the card will just be low to keep you from racking up huge charges.


thrdroc04
Having a cell phone or utilities in your name can help build good credit. Just make sure to pay on time every single month.


dwmmdm2
try a credit card. see what capital one has i think they are good or visa. some credit card companies have cards for people trying to establish credit.


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