 What will happen if I refuse to pay my credit card? |
| They have upped my finance charges to where I can never pay it off anyway. My minimum payment (which I now cannot afford) would only serve to pay for now huge finance charges every month. What is ... |
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 The credit card company made a mistake and made my balance $0. Do you think they'll catch it? |
Last month, my balance was $701.27. I made a $100 online payment. Now they say I have a zero balance. Pretty cool, huh?
Additional Details
Stuart- How did I commit a crime here? I made ... |
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 Can applying for a credit card improve my bad credit and increase my score? |
| I have history of bad credit, but over the past 4 years I've improved greatly. What can I do to improve my credit rating and score?... |
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 Credit Score In Toilet But No Negative Information? |
| Just got new mortgage on house. Credit score in May was high 680 (not great ut not horrible). Went online to check score last week and now at 560!! No negative credit information whatsoever. No ... |
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 I just used my credit card for the first time, I want to pay the $200 of at once but people say i shouldn't? |
They're telling me it builds credit if I pay montly and on time. My question is, as long as it gets paid, who cares? Should I pay monthly or what?
Additional Details
I just don'... |
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 Is it true that bad credit scores can keep you from gettting a job? |
| There's a credit score commercial and they said that bad credit scores keeps you from getting a job. What in the world? That's like discrimination of some sort. How do you improve your ... |
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 Is it true that credit cards were rare 30 years ago? |
Were credit cards as common in the past as they are today?
If not, how was anyone able to buy anything?
Looking on the boards, there's a lot of 16-20 year olds looking to &... |
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 If I die and have a large credit card debt, is any of my family responsible for the debt? |
Just wondering what happens when credit card debt gets out of control with elderly people and they pass away. Who assumes the loss???
Additional Details
I live in Texas.... |
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 How do you get a credit card to build credit, when you have to have credit to get a credit card? |
| I need to build my credit so i was going to get a credit card but in order to get a credit card you need credit so how can i get a credit card to buld my credit because i have no credit at ... |
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 Free credit report? |
I want to go online for a free credit report, but do not want a free trial, do not want to use a credit card. please can someone help me.
... |
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 Should i tell my girlfriend how much money i have in bank? |
| We been togther for 3 months and i have 40,ooo in the bank should i keep it confidental or should i tell her? The whole time i been with her she gets the impression i'm a hard blue collar worker ... |
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 How do i get a free copy of my credit report? |
| i want to do this without using a credit card and a free trial.... |
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 I am 18 and I think I am ready for my first credit card? |
| Any tips on what type of card to get or where to look for one?... |
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 Am I the only person living pay check to pay check? |
| Honestly, it seems like no matter how much money I make I can never catch up on my bills and my debt just keeps getting bigger with each passing day! I have tried a financial advisor but 1) i have to ... |
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 URGENT PLEASE READ Natwest Scam!!!!? |
| there is a scam just been sent to my email, it looks like its from Natwest it asks you to login using your detals including your card details and pin. I am a computer engineer and urge anyone that ... |
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Roger Maris | I have a 510 credit score can I get a loan or do I need to go to a credit repair company? Thanks, Roger Maris? |
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RJ
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Ok lets be honest . First off 510 is a horrible score but it can be fixed. The law states that anything on your credit report can only remain on it for a max of 7 years. First what i would do is check your credit report and see if you have anything of 7 ears or longer on it. Then write a letter to each creditor demanding they take it off.
Second thing to do is sit down with a credit counselor or repair company your choice and start to get to work on these things. A counselor will mass all your debt together and force you to make payments. A repair company usually uses the loop holes in the credit laws to get thigns removed from yoru credit report and up your score.
A lot fo people dont know this but a CREDIT COmpany such as experian, equifax and transunion are not government companies. You yourself could start up your own credit reporting agency :) A lot of people dont know that. |
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easy tiger™
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That's a low number, means a higher interest rate. National average is about 670.. |
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micky b
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Hi.
This site is well recommended and will definately help you:
http://bestamericanfinance.bravehost.com |
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stephen l
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Credit repair first or you will pay an arm and a leg for your loan. Usually companies charge hundreds of dollars to simply pull your credit and send correctly worded dispute letters—this is the key…..people will tell you that you can do this yourself for free but the truth of the matter is that the credit bureaus will throw your letters away or simply reject them. There is an easy to use online kit that will deliver the results you want available for just $19.95 at the source website. A similar kit is being sold via infomercials and radio talk shows for seventy dollars more but they try to solicit you repeatedly for other services after the fact. |
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bobby
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ok yes you can get a loan but it will be difficult to find someone to give it to you and if they do it will be a pretty high interest rate. that dont mean you have to go to a credit repair company just get a copy of your credit report find the reports that are not paid or current start small call a couple of the companies and ask for a settlement price if you can pay it then pay it if you can not set up a payment plan but be careful if you do that do not give them a creditcard number or bank acount number becouse they will and can dip back into the acount for the full amount and sometimes more. whenever paying a colections company send a cashiers check or money order for YOUR protection |
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Darrell B
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Yes!! I can help you out send me an email - I just got a loan approved with a credit score of 500
We will beat any other mortgage company’s rate
Thanks,
Darrell Blanchard
Great Lakes Financial Group
dblanchard@glfinancialgroup.com |
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